Spoken Alpha
BILL
BILL Holdings, Inc.
Overview
BILL Holdings, Inc. provides a cloud-based financial operations platform that automates accounts payable, accounts receivable, and spend and expense management for small and midsize businesses.
BILL Holdings, Inc is a Technology company operating in Software - Application with a $3.22B market cap.
Most recent reported earnings: Q2 FY2026 (Aug 25, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from SEC 10-K filing, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2025-11-0612 Q&A exchanges
- Q4 FY2025Earnings2025-08-2715 Q&A exchanges
- Q3 FY2025Earnings2025-05-0814 Q&A exchanges
- Q2 FY2025Earnings2025-02-0634 Q&A exchanges
- Q1 FY2025Earnings2024-11-0722 Q&A exchanges
- Q4 FY2024Earnings2024-08-2225 Q&A exchanges
- Q3 FY2024Earnings2024-05-0228 Q&A exchanges
- Q2 FY2024Earnings2024-02-0827 Q&A exchanges
- Q1 FY2024Earnings2023-11-0231 Q&A exchanges
- Q4 FY2023Earnings2023-08-1723 Q&A exchanges
- Q3 FY2023Earnings2023-05-0435 Q&A exchanges
- Q2 FY2023Earnings2023-02-0234 Q&A exchanges
- Q1 FY2023Earnings2022-11-0326 Q&A exchanges
- Q4 FY2022Earnings2022-08-1837 Q&A exchanges
- Q3 FY2022Earnings2022-05-0537 Q&A exchanges
- Q2 FY2022Earnings2022-02-0329 Q&A exchanges
- Q1 FY2022Earnings2021-11-0413 Q&A exchanges
- Q4 FY2021Earnings2021-08-2624 Q&A exchanges
- Q3 FY2021Earnings2021-05-0627 Q&A exchanges
- Q2 FY2021Earnings2021-02-0537 Q&A exchanges
- Q1 FY2021Earnings2020-11-0724 Q&A exchanges
History
Earnings history
- Q2 FY20262026-08-25EPS— vs $0.70—Rev— vs ——EODHD
- Q1 FY20262026-05-06EPS$0.68 vs $0.55+23.6%Rev$406.6M vs ——EODHD
- Q4 FY20252026-02-04EPS$0.64 vs $0.56+14.3%Rev$414.7M vs ——EODHD
- Q3 FY20252025-05-07EPS$0.50 vs $0.37+35.1%Rev$358.2M vs ——EODHD
- Q2 FY20252025-02-05EPS$0.56 vs $0.47+19.1%Rev$362.6M vs ——EODHD
- Q1 FY20252024-11-06EPS$0.63 vs $0.50+26.0%Rev$358.4M vs ——EODHD
- Q4 FY20242024-08-21EPS$0.57 vs $0.47+21.3%Rev$343.7M vs ——EODHD
- Q3 FY20242024-05-01EPS$0.60 vs $0.54+11.1%Rev$323.0M vs ——EODHD
- Q2 FY20242024-02-07EPS$0.63 vs $0.40+57.5%Rev$318.5M vs ——EODHD
- Q1 FY20242023-11-01EPS$0.54 vs $0.50+8.0%Rev$305.0M vs ——EODHD
- Q4 FY20232023-08-16EPS$0.59 vs $0.41+43.9%Rev$296.0M vs ——EODHD
- Q3 FY20232023-05-03EPS$0.50 vs $0.24+100.0%Rev$272.6M vs ——EODHD
- Q2 FY20232023-02-01EPS$0.42 vs $0.14+100.0%Rev$260.0M vs ——EODHD
- Q1 FY20232022-11-02EPS$0.14 vs $0.06+100.0%Rev$229.9M vs ——EODHD
- Q4 FY20222022-08-17EPS$-0.03 vs $-0.14+78.6%Rev$200.2M vs ——EODHD
- Q3 FY20222022-05-04EPS$-0.08 vs $-0.16+50.0%Rev$166.9M vs ——EODHD
- Q2 FY20222022-02-02EPS$-0.78 vs $-0.17-100.0%Rev$156.5M vs ——EODHD
- Q1 FY20222021-11-03EPS$-0.15 vs $-0.21+28.6%Rev$118.3M vs ——EODHD
- Q4 FY20212021-08-25EPS$-0.07 vs $-0.04-75.0%Rev$78.3M vs ——EODHD
- Q3 FY20212021-05-05EPS$-0.02 vs $-0.07+71.4%Rev$59.7M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-08-25 | — | $0.70 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-05-06 | $0.68 | $0.55 | +23.6% | $406.6M | — | — | EODHD |
| Q4 FY2025 | 2026-02-04 | $0.64 | $0.56 | +14.3% | $414.7M | — | — | EODHD |
| Q3 FY2025 | 2025-05-07 | $0.50 | $0.37 | +35.1% | $358.2M | — | — | EODHD |
| Q2 FY2025 | 2025-02-05 | $0.56 | $0.47 | +19.1% | $362.6M | — | — | EODHD |
| Q1 FY2025 | 2024-11-06 | $0.63 | $0.50 | +26.0% | $358.4M | — | — | EODHD |
| Q4 FY2024 | 2024-08-21 | $0.57 | $0.47 | +21.3% | $343.7M | — | — | EODHD |
| Q3 FY2024 | 2024-05-01 | $0.60 | $0.54 | +11.1% | $323.0M | — | — | EODHD |
| Q2 FY2024 | 2024-02-07 | $0.63 | $0.40 | +57.5% | $318.5M | — | — | EODHD |
| Q1 FY2024 | 2023-11-01 | $0.54 | $0.50 | +8.0% | $305.0M | — | — | EODHD |
| Q4 FY2023 | 2023-08-16 | $0.59 | $0.41 | +43.9% | $296.0M | — | — | EODHD |
| Q3 FY2023 | 2023-05-03 | $0.50 | $0.24 | +100.0% | $272.6M | — | — | EODHD |
| Q2 FY2023 | 2023-02-01 | $0.42 | $0.14 | +100.0% | $260.0M | — | — | EODHD |
| Q1 FY2023 | 2022-11-02 | $0.14 | $0.06 | +100.0% | $229.9M | — | — | EODHD |
| Q4 FY2022 | 2022-08-17 | $-0.03 | $-0.14 | +78.6% | $200.2M | — | — | EODHD |
| Q3 FY2022 | 2022-05-04 | $-0.08 | $-0.16 | +50.0% | $166.9M | — | — | EODHD |
| Q2 FY2022 | 2022-02-02 | $-0.78 | $-0.17 | -100.0% | $156.5M | — | — | EODHD |
| Q1 FY2022 | 2021-11-03 | $-0.15 | $-0.21 | +28.6% | $118.3M | — | — | EODHD |
| Q4 FY2021 | 2021-08-25 | $-0.07 | $-0.04 | -75.0% | $78.3M | — | — | EODHD |
| Q3 FY2021 | 2021-05-05 | $-0.02 | $-0.07 | +71.4% | $59.7M | — | — | EODHD |
Source: EODHD. BILL reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks BILL's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 9/10 quarters with 50% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $2.60 | $2.52 | +3.1% | -4.5% | -5.4% |
| Q4 FY2026 | $3.22 | $2.83 | +13.9% | +0.5% | -1.0% |
| Q3 FY2026 | $2.75 | $2.78 | -1.2% | -5.4% | -4.2% |
| Q2 FY2026 | $2.84 | $2.60 | +9.3% | +0.9% | +2.0% |
| Q1 FY2025 | $2.99 | $2.88 | +3.9% | +1.4% | +1.9% |
| Q4 FY2025 | $3.13 | $2.74 | +14.2% | +1.7% | +3.5% |
| Q3 FY2025 | $2.82 | $2.77 | +1.8% | +1.8% | +3.0% |
| Q2 FY2025 | $3.14 | $2.83 | +10.8% | -4.5% | -3.1% |
| Q1 FY2024 | $2.99 | $2.97 | +0.6% | -7.8% | -7.6% |
| Q4 FY2024 | $3.01 | $3.00 | +0.5% | -5.0% | -2.8% |
Guidance change history
Sample- Q1 FY2026Maintained2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Maintained2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Maintained2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Maintained2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Rene A LacerteCEO9 mo16 callsCurrentSample
CEO since 2025 • 3/4 beats (75%) • last call held guidance Q1 FY2026
- John R RettigCOO7 mo21 callsCurrentSample
COO since 2025 • 2/4 beats (50%) • last guidance raise Q3 FY2026
- Kenneth A MossChief Technology Officer7 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 3/4 beats (75%) • guidance suspended Q2 FY2026
- Germaine CotaSVP, FINANCE & ACCOUNTING7 mono recorded callsCurrentSample
DIVISION_HEAD since 2025 • 1/4 beats (25%) • last guidance raise Q2 FY2026
- Mary Kay BowmanSee Remarks7 mono recorded callsCurrentSample
OTHER since 2025 • 3/4 beats (75%) • last guidance raise Q1 FY2026
Peers
Other companies in Technology
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for BILL.
$ curl https://api.spokenalpha.com/v1/companies/BILLFAQ
Frequently asked about BILL
Where can I find BILL Holdings, Inc.'s (BILL) earnings call transcripts?
Spoken Alpha indexes BILL's earnings call transcripts at https://spokenalpha.com/companies/BILL. Each call links to attributed speakers and parsed analyst Q&A. BILL Holdings, Inc.'s own investor relations page is at https://investor.bill.com/overview/default.aspx.
When was BILL Holdings, Inc.'s most recent earnings call?
BILL Holdings, Inc. (BILL) held its most recent earnings call on 2025-11-06, covering fiscal Q1 2026.
What sector is BILL in?
BILL Holdings, Inc. (BILL) operates in the Technology sector (Software - Application industry).