Yiren Digital Ltd.
Yiren Digital Ltd is a Financial Services company operating in Credit Services with a $99.7M market cap.
Most recent earnings call: Q4 FY25 on Mar 19, 2026.
17 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Disclosures
Extracted from Unknown source, 2026-06-21.
Transcripts
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
History
Reported quarters with consensus, surprise, and 1-day reaction context.
Spoken Alpha tracks YRD's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters with 60% positive reaction rate
SamplePeers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for YRD.
$ curl https://api.spokenalpha.com/v1/companies/YRDFAQ
Spoken Alpha indexes YRD's earnings call transcripts at https://spokenalpha.com/companies/YRD. Each call links to attributed speakers and parsed analyst Q&A. Yiren Digital Ltd.'s own investor relations page is at https://ir.yiren.com/.
Yiren Digital Ltd. (YRD) held its most recent earnings call on 2026-03-19, covering fiscal Q4 2025.
Yiren Digital Ltd. (YRD) operates in the Financial Services sector (Credit Services industry).
Consistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2025 | $3.78 | $2.81 | +34.4% | -1.9% | -0.6% |
| Q4 FY2025 | $4.02 | $2.85 | +41.0% | +0.6% | +2.0% |
| Q3 FY2025 | $4.20 | $2.84 | +47.8% | +6.3% | +4.2% |
| Q2 FY2025 | $3.79 | $2.82 | +34.4% | +0.7% | -1.9% |
| Q1 FY2024 | $4.07 | $3.03 | +34.4% | -3.3% | -2.0% |
| Q4 FY2024 |
| $4.46 |
| $3.07 |
| +45.4% |
| -1.0% |
| 0.0% |
| Q3 FY2024 | $4.45 | $3.02 | +47.4% | +6.8% | +6.6% |
| Q2 FY2024 | $4.25 | $3.07 | +38.3% | +0.7% | +3.1% |
| Q1 FY2023 | $4.14 | $2.84 | +45.8% | +2.7% | +5.2% |
| Q4 FY2023 | $4.01 | $2.98 | +34.7% | -0.1% | +2.8% |