VRM
Vroom, Inc.
Overview
Vroom, Inc. provides indirect vehicle financing to consumers through a network of motor vehicle dealers under the UACC brand, primarily serving non-prime credit customers, and operates CarStory, an AI-powered analytics platform that provides vehicle valuation and digital services to automotive retailers.
Vroom, Inc is a Financial Services company operating in Credit Services with a $47.5M market cap.
Most recent reported earnings: Q2 FY2026 (Aug 5, 2026).
11 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q3 FY2023Earnings2023-11-088 Q&A exchanges
- Q2 FY2023Earnings2023-08-095 Q&A exchanges
- Q1 FY2023Earnings2023-05-107 Q&A exchanges
- Q4 FY2022Earnings2023-03-0110 Q&A exchanges
- Q3 FY2022Earnings2022-11-086 Q&A exchanges
- Q2 FY2022Earnings2022-08-0918 Q&A exchanges
- Q1 FY2022Earnings2022-05-1019 Q&A exchanges
- Q4 FY2021Earnings2022-03-0117 Q&A exchanges
- Q3 FY2021Earnings2021-11-1026 Q&A exchanges
- Q2 FY2021Earnings2021-08-1117 Q&A exchanges
- Q1 FY2021Earnings2021-05-1230 Q&A exchanges
History
Earnings history
- Q2 FY20262026-08-05EPS— vs ——Rev— vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-08-05 | — | — | — | — | — | — | EODHD |
Source: EODHD. VRM reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks VRM's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 7/10 quarters with 70% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2023 | $1.46 | $1.40 | +4.6% | +5.8% | +5.7% |
| Q4 FY2023 | $1.27 | $1.29 | -1.7% | +6.3% | +9.0% |
| Q3 FY2023 | $1.35 | $1.32 | +2.5% | -3.8% | -1.1% |
| Q2 FY2023 | $1.40 | $1.25 | +11.6% | +6.2% | +4.0% |
| Q1 FY2022 | $1.60 | $1.48 | +7.8% | -0.3% | +2.0% |
| Q4 FY2022 | $1.49 | $1.46 | +2.3% | +1.2% | +2.4% |
| Q3 FY2022 | $1.44 | $1.29 | +11.6% | +6.3% | +9.1% |
| Q2 FY2022 | $1.53 | $1.54 | -0.8% | +5.8% | +7.4% |
| Q1 FY2021 | $1.39 | $1.40 | -0.5% | -0.7% | -1.5% |
| Q4 FY2021 | $1.66 | $1.53 | +8.6% | +4.6% | +6.0% |
Guidance change history
Sample- Q1 FY2023Raised2023-04-15
- Q4 FY2023Maintained2023-13-15
- Q3 FY2023Maintained2023-10-15
- Q2 FY2023Raised2023-07-15
- Q1 FY2022Raised2022-04-15
- Q4 FY2022Maintained2022-13-15
- Q3 FY2022Raised2022-10-15
- Q2 FY2022Maintained2022-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Thomas H ShorttCEO1 yr 5 mo7 callsCurrentSample
CEO since 2025 • 1/2 beats (50%) • last guidance cut Q1 FY2023
- Jonathan SandisonCFO1 yr 1 mono recorded callsCurrentSample
CFO since 2025 • 1/2 beats (50%) • last guidance raise Q2 FY2023
- Agnieszka ZakowiczCFO1 yr 5 mono recorded callsCurrentSample
CFO since 2025 • 1/2 beats (50%) • guidance suspended Q2 FY2023
- Anna-lisa Christina CorralesCLO, CCO, Secretary1 yr 5 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 2/2 beats (100%) • last guidance raise Q1 FY2023
- Jacob Shlomo BenzaquenPrincipal Accounting Officer1 yr 1 mono recorded callsCurrentSample
OTHER since 2025 • 1/2 beats (50%) • guidance suspended Q3 FY2023
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for VRM.
$ curl https://api.spokenalpha.com/v1/companies/VRMFAQ
Frequently asked about VRM
Where can I find Vroom, Inc.'s (VRM) earnings call transcripts?
Spoken Alpha indexes VRM's earnings call transcripts at https://spokenalpha.com/companies/VRM. Each call links to attributed speakers and parsed analyst Q&A. Vroom, Inc.'s own investor relations page is at https://ir.vroom.com/.
When was Vroom, Inc.'s most recent earnings call?
Vroom, Inc. (VRM) held its most recent earnings call on 2023-11-08, covering fiscal Q3 2023.
What sector is VRM in?
Vroom, Inc. (VRM) operates in the Financial Services sector (Credit Services industry).