VALLEY NATIONAL BANCORP
Valley National Bancorp operates as a bank holding company providing commercial and consumer banking services through its subsidiary Valley National Bank, which operates 230 branches across New Jersey, New York, Florida, Alabama, California, and Illinois.
VALLEY NATIONAL BANCORP is a Financial Services company operating in Banks - Regional with a $3.33B market cap.
Behavioral analysis
Disclosures
Extracted from SEC 10-K filing, 2026-06-21.
Transcripts
History
Reported quarters with consensus, surprise, and 1-day reaction context.
Spoken Alpha tracks VLYPO's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 80% of the time
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
Peers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for VLYPO.
$ curl https://api.spokenalpha.com/v1/companies/VLYPOFAQ
Spoken Alpha indexes VLYPO's earnings call transcripts at https://spokenalpha.com/companies/VLYPO. Each call links to attributed speakers and parsed analyst Q&A. VALLEY NATIONAL BANCORP's own investor relations page is at https://ir.valleynationalbank.com/overview/default.aspx.
VALLEY NATIONAL BANCORP (VLYPO) operates in the Financial Services sector (Banks - Regional industry).
When a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $3.84 | $3.21 | +19.6% | +0.8% | +1.2% |
| Q4 FY2026 | $3.89 | $3.32 | +17.2% | -7.4% | -10.2% |
| Q3 FY2026 | $3.82 | $3.42 | +11.6% | +2.7% | +5.3% |
| Q2 FY2026 | $3.86 | $3.21 | +20.1% | -5.9% | -7.1% |
| Q1 FY2025 | $3.97 | $3.27 | +21.4% | -5.8% | -6.6% |
CFO since 2025 • 2/4 beats (50%) • guidance suspended Q2 FY2026
| Q4 FY2025 |
| $4.05 |
| $3.35 |
| +21.0% |
| -5.6% |
| -6.1% |
| Q3 FY2025 | $4.14 | $3.50 | +18.2% | -5.1% | -4.6% |
| Q2 FY2025 | $4.03 | $3.51 | +14.8% | -4.0% | -3.4% |
| Q1 FY2024 | $3.94 | $3.31 | +18.9% | -0.4% | -2.1% |
| Q4 FY2024 | $4.25 | $3.57 | +19.0% | -7.5% | -6.0% |