VersaBank
VersaBank is a Financial Services company operating in Banks - Regional with a $619.4M market cap.
Most recent earnings call: Q1 FY26 on Mar 4, 2026.
17 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Disclosures
Extracted from SEC 10-K filing, 2026-06-21.
Transcripts
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
History
Reported quarters with consensus, surprise, and 1-day reaction context.
Spoken Alpha tracks VBNK's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 5/10 quarters with 20% positive reaction rate
SamplePeers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for VBNK.
$ curl https://api.spokenalpha.com/v1/companies/VBNKFAQ
Spoken Alpha indexes VBNK's earnings call transcripts at https://spokenalpha.com/companies/VBNK. Each call links to attributed speakers and parsed analyst Q&A. VersaBank's own investor relations page is at https://www.versabank.com/investors/.
VersaBank (VBNK) held its most recent earnings call on 2026-03-04, covering fiscal Q1 2026.
VersaBank (VBNK) operates in the Financial Services sector (Banks - Regional industry).
Consistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Missed in 2 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $2.73 | $2.49 | +9.6% | -2.2% | -4.0% |
| Q4 FY2026 | $2.52 | $2.61 | -3.6% | -6.5% | -7.2% |
| Q3 FY2026 | $2.81 | $2.61 | +7.5% | +0.2% | -2.5% |
| Q2 FY2026 | $2.75 | $2.77 | -0.9% | -0.1% | -2.9% |
| Q1 FY2025 | $2.55 | $2.56 | -0.3% | -3.9% | -4.5% |
| Q4 FY2025 |
| $2.76 |
| $2.59 |
| +6.7% |
| -7.1% |
| -5.6% |
| Q3 FY2025 | $2.80 | $2.74 | +2.1% | +0.5% | -2.2% |
| Q2 FY2025 | $2.64 | $2.74 | -3.5% | -0.6% | +1.3% |
| Q1 FY2024 | $2.78 | $2.85 | -2.3% | -6.1% | -6.9% |
| Q4 FY2024 | $2.78 | $2.68 | +3.6% | -1.6% | -3.1% |