Spoken Alpha
V
VISA INC.
Overview
VISA INC is a Financial Services company operating in Credit Services with a $629.48B market cap.
Most recent reported earnings: Q2 FY2026 (Aug 3, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-01-2911 Q&A exchanges
- Q4 FY2025Earnings2025-10-2812 Q&A exchanges
- Q3 FY2025Earnings2025-07-2912 Q&A exchanges
- Q2 FY2025Earnings2025-04-2914 Q&A exchanges
- Q1 FY2025Earnings2025-01-3018 Q&A exchanges
- Q4 FY2024Earnings2024-10-2916 Q&A exchanges
- Q3 FY2024Earnings2024-07-2315 Q&A exchanges
- Q2 FY2024Earnings2024-04-2317 Q&A exchanges
- Q1 FY2024Earnings2024-01-2516 Q&A exchanges
- Q4 FY2023Earnings2023-10-2414 Q&A exchanges
- Q3 FY2023Earnings2023-07-2518 Q&A exchanges
- Q2 FY2023Earnings2023-04-2512 Q&A exchanges
- Q1 FY2023Earnings2023-01-2613 Q&A exchanges
- Q4 FY2022Earnings2022-10-2511 Q&A exchanges
- Q3 FY2022Earnings2022-07-2613 Q&A exchanges
- Q2 FY2022Earnings2022-04-2614 Q&A exchanges
- Q1 FY2022Earnings2022-01-2713 Q&A exchanges
- Q4 FY2021Earnings2021-10-2619 Q&A exchanges
- Q3 FY2021Earnings2021-07-2720 Q&A exchanges
- Q2 FY2021Earnings2021-04-2821 Q&A exchanges
- Q1 FY2021Earnings2021-01-2820 Q&A exchanges
History
Earnings history
- Q2 FY20262026-08-03EPS— vs $3.21—Rev— vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-08-03 | — | $3.21 | — | — | — | — | EODHD |
Source: EODHD. V reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks V's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Misses consensus 10/10 quarters
SampleRepeated misses without a guidance reset suggest management is structurally optimistic relative to operating reality. Track whether next-quarter guidance is being benchmarked off the prior miss or the prior plan.
Missed in 4 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $1.12 | $1.27 | -11.6% | +2.1% | +1.7% |
| Q4 FY2026 | $1.31 | $1.46 | -10.2% | +2.5% | +2.2% |
| Q3 FY2026 | $1.22 | $1.40 | -12.5% | -1.4% | -0.2% |
| Q2 FY2026 | $0.98 | $1.26 | -22.5% | +5.0% | +6.7% |
| Q1 FY2025 | $1.13 | $1.38 | -18.1% | -5.4% | -6.9% |
| Q4 FY2025 | $1.21 | $1.50 | -19.6% | -6.9% | -7.9% |
| Q3 FY2025 | $1.20 | $1.50 | -20.0% | +4.4% | +4.9% |
| Q2 FY2025 | $1.25 | $1.56 | -19.6% | +1.5% | +3.1% |
| Q1 FY2024 | $1.29 | $1.46 | -11.4% | 0.0% | -1.9% |
| Q4 FY2024 | $1.42 | $1.59 | -10.5% | -5.8% | -4.1% |
Guidance change history
Sample- Q1 FY2026Lowered2026-04-15
- Q4 FY2026Lowered2026-13-15
- Q3 FY2026Lowered2026-10-15
- Q2 FY2026Lowered2026-07-15
- Q1 FY2025Lowered2025-04-15
- Q4 FY2025Lowered2025-13-15
- Q3 FY2025Lowered2025-10-15
- Q2 FY2025Lowered2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Ryan McInerneyCEO9 mo13 callsCurrentSample
CEO since 2025 • 3/4 beats (75%) • guidance suspended Q1 FY2026
- Chris SuhCFO7 mo10 callsCurrentSample
CFO since 2025 • 3/4 beats (75%) • last guidance raise Q1 FY2026
- Rajat TanejaPresident7 mono recorded callsCurrentSample
PRESIDENT since 2025 • 2/4 beats (50%) • last call held guidance Q1 FY2026
- Paul D FabaraCHIEF RISK & CLIENT SVCS OFC7 mono recorded callsCurrentSample
OTHER since 2025 • 3/4 beats (75%) • last call held guidance Q1 FY2026
- Tullier Kelly MahonVICE CHAIR, CHF PPL & CORP AFF7 mono recorded callsCurrentSample
OTHER since 2025 • 3/4 beats (75%) • guidance suspended Q2 FY2026
- Julie B RottenbergGENERAL COUNSEL10 mono recorded callsCurrentSample
OTHER since 2025 • 3/4 beats (75%) • last guidance cut Q2 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for V.
$ curl https://api.spokenalpha.com/v1/companies/VFAQ
Frequently asked about V
Where can I find VISA INC.'s (V) earnings call transcripts?
Spoken Alpha indexes V's earnings call transcripts at https://spokenalpha.com/companies/V. Each call links to attributed speakers and parsed analyst Q&A. VISA INC.'s own investor relations page is at https://investor.visa.com/.
When was VISA INC.'s most recent earnings call?
VISA INC. (V) held its most recent earnings call on 2026-01-29, covering fiscal Q1 2026.
What sector is V in?
VISA INC. (V) operates in the Financial Services sector (Credit Services industry).