UVSP
UNIVEST FINANCIAL Corp
Overview
Univest Financial Corp operates as a bank holding company providing domestic banking services, including lending, deposits, and trust services to individuals, businesses, municipalities, and nonprofits across southeastern Pennsylvania, central Pennsylvania, western Pennsylvania, New Jersey, and Maryland.
UNIVEST FINANCIAL Corp is a Financial Services company operating in Banks - Regional with a $1.17B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 28, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-239 Q&A exchanges
- Q4 FY2025Earnings2026-01-299 Q&A exchanges
- Q3 FY2025Earnings2025-10-239 Q&A exchanges
- Q2 FY2025Earnings2025-07-249 Q&A exchanges
- Q1 FY2025Earnings2025-04-245 Q&A exchanges
- Q4 FY2024Earnings2025-01-2310 Q&A exchanges
- Q3 FY2024Earnings2024-10-2414 Q&A exchanges
- Q2 FY2024Earnings2024-07-2516 Q&A exchanges
- Q1 FY2024Earnings2024-04-257 Q&A exchanges
- Q4 FY2023Earnings2024-01-2520 Q&A exchanges
- Q3 FY2023Earnings2023-10-2612 Q&A exchanges
- Q2 FY2023Earnings2023-07-305 Q&A exchanges
- Q1 FY2023Earnings2023-04-2910 Q&A exchanges
- Q4 FY2022Earnings2023-01-264 Q&A exchanges
- Q3 FY2022Earnings2022-10-3017 Q&A exchanges
- Q2 FY2022Earnings2022-07-2919 Q&A exchanges
- Q1 FY2022Earnings2022-04-3012 Q&A exchanges
- Q4 FY2021Earnings2022-01-276 Q&A exchanges
- Q3 FY2021Earnings2021-10-298 Q&A exchanges
- Q2 FY2021Earnings2021-08-0113 Q&A exchanges
- Q1 FY2021Earnings2021-05-0212 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-28EPS— vs $0.86—Rev— vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-28 | — | $0.86 | — | — | — | — | EODHD |
Source: EODHD. UVSP reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks UVSP's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Misses consensus 10/10 quarters
SampleRepeated misses without a guidance reset suggest management is structurally optimistic relative to operating reality. Track whether next-quarter guidance is being benchmarked off the prior miss or the prior plan.
Missed in 4 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $1.22 | $1.49 | -18.1% | -1.1% | -2.0% |
| Q4 FY2026 | $1.04 | $1.44 | -28.1% | -5.9% | -6.4% |
| Q3 FY2026 | $1.04 | $1.32 | -20.9% | -2.6% | +0.3% |
| Q2 FY2026 | $0.91 | $1.32 | -31.2% | +2.6% | +0.2% |
| Q1 FY2025 | $1.15 | $1.41 | -18.4% | +4.7% | +7.2% |
| Q4 FY2025 | $1.29 | $1.58 | -18.5% | -2.9% | -2.3% |
| Q3 FY2025 | $1.02 | $1.40 | -27.1% | -1.5% | -3.4% |
| Q2 FY2025 | $1.17 | $1.57 | -25.6% | -1.4% | -1.4% |
| Q1 FY2024 | $1.43 | $1.71 | -16.1% | -2.0% | -1.7% |
| Q4 FY2024 | $1.26 | $1.55 | -18.5% | +1.2% | -0.5% |
Guidance change history
Sample- Q1 FY2026Lowered2026-04-15
- Q4 FY2026Lowered2026-13-15
- Q3 FY2026Lowered2026-10-15
- Q2 FY2026Lowered2026-07-15
- Q1 FY2025Lowered2025-04-15
- Q4 FY2025Lowered2025-13-15
- Q3 FY2025Lowered2025-10-15
- Q2 FY2025Lowered2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Jeffrey M SchweitzerCEO6 mo6 callsCurrentSample
CEO since 2025 • 2/4 beats (50%) • guidance suspended Q2 FY2026
- Brian J RichardsonCFO6 mo21 callsCurrentSample
CFO since 2025 • 2/4 beats (50%) • last call held guidance Q2 FY2026
- Michael S KeimCOO6 mo17 callsCurrentSample
COO since 2025 • 1/4 beats (25%) • last guidance cut Q3 FY2026
- Eleni S MoniosEVP & Chief Credit Officer6 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 3/4 beats (75%) • last guidance raise Q3 FY2026
- Megan D SantanaSr EVP & Chief Risk Officer6 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 2/4 beats (50%) • last guidance raise Q1 FY2026
- Patrick C McCormickSEVP & Chief Comm Bank Officer6 mono recorded callsCurrentSample
OTHER since 2025 • 3/4 beats (75%) • last call held guidance Q1 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for UVSP.
$ curl https://api.spokenalpha.com/v1/companies/UVSPFAQ
Frequently asked about UVSP
Where can I find UNIVEST FINANCIAL Corp's (UVSP) earnings call transcripts?
Spoken Alpha indexes UVSP's earnings call transcripts at https://spokenalpha.com/companies/UVSP. Each call links to attributed speakers and parsed analyst Q&A. UNIVEST FINANCIAL Corp's own investor relations page is at https://ir.univest.net/investors/home/default.aspx.
When was UNIVEST FINANCIAL Corp's most recent earnings call?
UNIVEST FINANCIAL Corp (UVSP) held its most recent earnings call on 2026-04-23, covering fiscal Q1 2026.
What sector is UVSP in?
UNIVEST FINANCIAL Corp (UVSP) operates in the Financial Services sector (Banks - Regional industry).