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UNIVERSAL INSURANCE HOLDINGS, INC.
UNIVERSAL INSURANCE HOLDINGS, INC.. Spoken Alpha tracks UVE's earnings calls, guidance changes, and executive accountability over time.
Spoken Alpha tracks UVE's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 90% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 4 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $2.62 | $2.30 | +13.8% | -7.2% | -10.1% |
| Q4 FY2026 | $2.60 | $2.50 | +4.1% | -4.5% | -3.3% |
| Q3 FY2026 | $2.56 | $2.48 | +3.3% | 0.0% | -0.6% |
| Q2 FY2026 | $2.50 | $2.46 | +1.6% | -0.4% | -1.2% |
| Q1 FY2025 | $2.75 | $2.60 | +5.6% | -4.3% | -4.8% |
| Q4 FY2025 | $2.76 | $2.52 | +9.7% | -7.0% | -9.6% |
| Q3 FY2025 | $2.66 | $2.40 | +11.0% | -0.3% | -3.2% |
| Q2 FY2025 | $2.75 | $2.58 | +6.5% | +1.4% | +1.8% |
| Q1 FY2024 | $2.84 | $2.66 | +6.9% | -4.0% | -1.3% |
| Q4 FY2024 | $2.63 | $2.55 | +3.1% | -1.5% | -1.7% |
Spoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
CEO since 2025 • 3/4 beats (75%) • last guidance cut Q3 FY2026
CFO since 2025 • 2/4 beats (50%) • guidance suspended Q2 FY2026
OTHER_C_SUITE since 2025 • 2/4 beats (50%) • guidance suspended Q1 FY2026
OTHER since 2025 • 2/4 beats (50%) • last call held guidance Q1 FY2026
OTHER since 2024 • 6/8 beats (75%) • last guidance raise Q2 FY2026
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for UVE.
curl https://api.spokenalpha.com/v1/companies/UVE