TRU
TransUnion
Overview
TransUnion is a Financial Services company operating in Financial Data & Stock Exchanges with a $12.42B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 22, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-2810 Q&A exchanges
- Q4 FY2025Earnings2026-02-129 Q&A exchanges
- Q3 FY2025Earnings2025-10-2317 Q&A exchanges
- Q2 FY2025Earnings2025-07-249 Q&A exchanges
- Q1 FY2025Earnings2025-04-2422 Q&A exchanges
- Q4 FY2024Earnings2025-02-1317 Q&A exchanges
- Q3 FY2024Earnings2024-10-2321 Q&A exchanges
- Q2 FY2024Earnings2024-07-259 Q&A exchanges
- Q1 FY2024Earnings2024-04-258 Q&A exchanges
- Q4 FY2023Earnings2024-02-1310 Q&A exchanges
- Q3 FY2023Earnings2023-10-249 Q&A exchanges
- Q2 FY2023Earnings2023-07-2517 Q&A exchanges
- Q1 FY2023Earnings2023-04-2511 Q&A exchanges
- Q4 FY2022Earnings2023-02-146 Q&A exchanges
- Q3 FY2022Earnings2022-10-2517 Q&A exchanges
- Q2 FY2022Earnings2022-07-2617 Q&A exchanges
- Q1 FY2022Earnings2022-04-2614 Q&A exchanges
- Q4 FY2021Earnings2022-02-2216 Q&A exchanges
- Q3 FY2021Earnings2021-10-2614 Q&A exchanges
- Q2 FY2021Earnings2021-07-2713 Q&A exchanges
- Q1 FY2021Earnings2021-04-279 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-22EPS— vs $1.15—Rev— vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-22 | — | $1.15 | — | — | — | — | EODHD |
Source: EODHD. TRU reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks TRU's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 80% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $3.00 | $2.15 | +39.4% | -3.2% | -3.3% |
| Q4 FY2026 | $2.99 | $2.16 | +38.5% | -2.4% | -2.0% |
| Q3 FY2026 | $2.65 | $2.12 | +25.2% | -6.1% | -8.1% |
| Q2 FY2026 | $2.85 | $2.13 | +33.9% | +1.5% | +3.3% |
| Q1 FY2025 | $2.60 | $2.08 | +25.2% | -1.8% | -2.6% |
| Q4 FY2025 | $2.88 | $2.13 | +35.2% | -1.9% | -2.3% |
| Q3 FY2025 | $3.11 | $2.30 | +35.2% | -1.1% | +0.8% |
| Q2 FY2025 | $3.01 | $2.34 | +28.6% | -5.3% | -4.7% |
| Q1 FY2024 | $3.25 | $2.34 | +39.0% | -6.1% | -6.3% |
| Q4 FY2024 | $3.17 | $2.39 | +32.5% | +2.8% | +3.4% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Christopher A CartwrightCEO4 mo21 callsCurrentSample
CEO since 2026 • 1/2 beats (50%) • last guidance cut Q2 FY2026
- Todd M CelloCFO4 mo21 callsCurrentSample
CFO since 2026 • 1/2 beats (50%) • last guidance cut Q1 FY2026
- Todd C SkinnerPresident6 mono recorded callsCurrentSample
PRESIDENT since 2025 • 3/4 beats (75%) • last guidance cut Q1 FY2026
- Steven M ChaoukiPresident8 mono recorded callsCurrentSample
PRESIDENT since 2025 • 3/4 beats (75%) • last call held guidance Q3 FY2026
- Alicia Brooke ZuikerEVP, CHRO4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance raise Q3 FY2026
- Jennifer A WilliamsSVP, Chief Accounting Officer4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last call held guidance Q2 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for TRU.
$ curl https://api.spokenalpha.com/v1/companies/TRUFAQ
Frequently asked about TRU
Where can I find TransUnion's (TRU) earnings call transcripts?
Spoken Alpha indexes TRU's earnings call transcripts at https://spokenalpha.com/companies/TRU. Each call links to attributed speakers and parsed analyst Q&A. TransUnion's own investor relations page is at https://investors.transunion.com/.
When was TransUnion's most recent earnings call?
TransUnion (TRU) held its most recent earnings call on 2026-04-28, covering fiscal Q1 2026.
What sector is TRU in?
TransUnion (TRU) operates in the Financial Services sector (Financial Data & Stock Exchanges industry).