THG
HANOVER INSURANCE GROUP, INC.
Overview
HANOVER INSURANCE GROUP, INC is a Financial Services company operating in Insurance - Property & Casualty with a $6.92B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 28, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from SEC 10-K filing, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-3014 Q&A exchanges
- Q4 FY2025Earnings2026-02-0415 Q&A exchanges
- Q3 FY2025Earnings2025-10-3011 Q&A exchanges
- Q2 FY2025Earnings2025-08-0114 Q&A exchanges
- Q1 FY2025Earnings2025-05-0114 Q&A exchanges
- Q4 FY2024Earnings2025-02-0521 Q&A exchanges
- Q3 FY2024Earnings2024-10-3120 Q&A exchanges
- Q2 FY2024Earnings2024-08-0319 Q&A exchanges
- Q1 FY2024Earnings2024-05-0211 Q&A exchanges
- Q4 FY2023Earnings2024-02-0122 Q&A exchanges
- Q3 FY2023Earnings2023-11-0418 Q&A exchanges
- Q2 FY2023Earnings2023-08-0517 Q&A exchanges
- Q1 FY2023Earnings2023-05-0323 Q&A exchanges
- Q4 FY2022Earnings2023-02-0225 Q&A exchanges
- Q3 FY2022Earnings2022-11-0218 Q&A exchanges
- Q2 FY2022Earnings2022-08-0318 Q&A exchanges
- Q1 FY2022Earnings2022-05-0815 Q&A exchanges
- Q4 FY2021Earnings2022-02-0314 Q&A exchanges
- Q3 FY2021Earnings2021-10-2819 Q&A exchanges
- Q2 FY2021Earnings2021-07-2821 Q&A exchanges
- Q1 FY2021Earnings2021-04-303 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-28EPS— vs $3.88—Rev— vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-28 | — | $3.88 | — | — | — | — | EODHD |
Source: EODHD. THG reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks THG's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 4/10 quarters with 60% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Missed in 3 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $1.37 | $1.35 | +1.3% | +3.2% | +6.1% |
| Q4 FY2026 | $1.25 | $1.41 | -11.7% | -4.9% | -2.7% |
| Q3 FY2026 | $1.40 | $1.44 | -3.0% | +1.4% | +4.0% |
| Q2 FY2026 | $1.23 | $1.31 | -6.4% | -5.4% | -3.5% |
| Q1 FY2025 | $1.15 | $1.26 | -9.0% | -4.9% | -6.6% |
| Q4 FY2025 | $1.43 | $1.47 | -2.7% | -0.9% | -0.1% |
| Q3 FY2025 | $1.32 | $1.33 | -1.0% | +1.2% | +3.7% |
| Q2 FY2025 | $1.33 | $1.30 | +2.4% | +3.3% | +1.3% |
| Q1 FY2024 | $1.44 | $1.42 | +1.6% | +1.6% | +0.5% |
| Q4 FY2024 | $1.36 | $1.35 | +1.1% | +2.0% | -0.5% |
Guidance change history
Sample- Q1 FY2026Maintained2026-04-15
- Q4 FY2026Lowered2026-13-15
- Q3 FY2026Maintained2026-10-15
- Q2 FY2026Lowered2026-07-15
- Q1 FY2025Lowered2025-04-15
- Q4 FY2025Maintained2025-13-15
- Q3 FY2025Maintained2025-10-15
- Q2 FY2025Maintained2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- John C RocheCEO6 mo16 callsCurrentSample
CEO since 2025 • 2/4 beats (50%) • guidance suspended Q3 FY2026
- Richard W LaveyExecutive Vice President6 mo18 callsCurrentSample
OTHER since 2025 • 3/4 beats (75%) • guidance suspended Q1 FY2026
- Willard T LeeExecutive Vice President6 mono recorded callsCurrentSample
OTHER since 2025 • 3/4 beats (75%) • guidance suspended Q3 FY2026
- David John LovelyExecutive Vice President6 mono recorded callsCurrentSample
OTHER since 2025 • 3/4 beats (75%) • last guidance raise Q2 FY2026
- Denise LowsleyExecutive Vice President6 mono recorded callsCurrentSample
OTHER since 2025 • 3/4 beats (75%) • last call held guidance Q1 FY2026
- Bryan J SalvatoreExecutive Vice President6 mo19 callsCurrentSample
OTHER since 2025 • 2/4 beats (50%) • last guidance cut Q2 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for THG.
$ curl https://api.spokenalpha.com/v1/companies/THGFAQ
Frequently asked about THG
Where can I find HANOVER INSURANCE GROUP, INC.'s (THG) earnings call transcripts?
Spoken Alpha indexes THG's earnings call transcripts at https://spokenalpha.com/companies/THG. Each call links to attributed speakers and parsed analyst Q&A. HANOVER INSURANCE GROUP, INC.'s own investor relations page is at https://investors.hanover.com/overview/default.aspx.
When was HANOVER INSURANCE GROUP, INC.'s most recent earnings call?
HANOVER INSURANCE GROUP, INC. (THG) held its most recent earnings call on 2026-04-30, covering fiscal Q1 2026.
What sector is THG in?
HANOVER INSURANCE GROUP, INC. (THG) operates in the Financial Services sector (Insurance - Property & Casualty industry).