Spoken Alpha
SoFi Technologies, Inc.
SoFi Technologies provides digital financial services to individual members and enterprise clients through three segments: Lending (personal loans, student loans, home loans), Financial Services (checking and savings accounts, investment trading, credit cards, digital assets), and Technology Platform (banking infrastructure and payment systems).
SoFi Technologies, Inc is a Financial Services company operating in Credit Services with a $22.23B market cap.
Most recent reported earnings: Q3 FY2026 (Oct 26, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Disclosures
Extracted from Unknown source, 2026-08-30.
Transcripts
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
History
Executives who appear on this company's earnings calls in our corpus, with role and tenure sourced from SEC filings. Click any name for the full role timeline and call appearance history. Per-executive behavioral deviation metrics are available to research subscribers.
Peers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for SOFI.
$ curl https://api.spokenalpha.com/v1/companies/SOFIFAQ
Spoken Alpha indexes SOFI's earnings call transcripts at https://spokenalpha.com/companies/SOFI. Each call links to attributed speakers and parsed analyst Q&A. SoFi Technologies, Inc.'s own investor relations page is at https://investors.sofi.com/overview/default.aspx.
SoFi Technologies, Inc. (SOFI) held its most recent earnings call on 2026-07-29, covering fiscal Q2 2026.
SoFi Technologies, Inc. (SOFI) operates in the Financial Services sector (Credit Services industry).
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 2026-10-26 | — | $0.17 | — | — | — | — | EODHD |
| Q2 FY2026 | 2026-07-28 | $0.12 | $0.11 | +9.1% | $1.57B | — | — | EODHD |
| Q1 FY2026 | 2026-04-26 | $0.12 | $0.12 | 0.0% | $1.41B | — | — | EODHD |
| Q4 FY2025 | 2026-01-29 | $0.12 | $0.11 | +9.1% | $1.34B | — | — | EODHD |
| Q3 FY2025 | 2025-10-27 | $0.10 | $0.08 | +25.0% | $1.27B | — | — | EODHD |
| Q2 FY2025 | 2025-07-28 | $0.09 | $0.06 | +50.0% | $1.13B | — | — | EODHD |
| Q1 FY2025 | 2025-04-28 | $0.06 | $0.03 | +100.0% | $1.04B | — | — | EODHD |
| Q4 FY2024 | 2025-01-26 | $0.05 | $0.04 | +25.0% | $1.01B | — | — | EODHD |
| Q3 FY2024 | 2024-10-28 | $0.05 | $0.04 | +25.0% | $986.2M | — | — | EODHD |
| Q2 FY2024 | 2024-07-29 | $0.02 | $0.01 | +100.0% | $860.6M | — | — | EODHD |
| Q1 FY2024 | 2024-04-28 | $0.03 | $0.01 | +100.0% | $849.0M | — | — | EODHD |
| Q4 FY2023 | 2024-01-28 | $0.04 | $0.04 | 0.0% | $856.4M | — | — | EODHD |
| Q3 FY2023 | 2023-10-29 | $-0.03 | $-0.09 | +66.7% | $756.5M | — | — | EODHD |
| Q2 FY2023 | 2023-07-30 | $-0.06 | $-0.07 | +14.3% | $676.9M | — | — | EODHD |
| Q1 FY2023 | 2023-04-30 | $-0.04 | $-0.09 | +55.6% | $607.7M | — | — | EODHD |
| Q4 FY2022 | 2023-01-29 | $-0.04 | $-0.07 | +42.9% | $555.5M | — | — | EODHD |
| Q3 FY2022 | 2022-10-31 | $-0.08 | $-0.07 | -14.3% | $464.2M | — | — | EODHD |
| Q2 FY2022 | 2022-08-01 | $-0.11 | $-0.10 | -10.0% | $389.3M | — | — | EODHD |
| Q1 FY2022 | 2022-05-09 | $-0.14 | $-0.15 | +6.7% | $353.8M | — | — | EODHD |
| Q4 FY2021 | 2022-02-28 | $-0.12 | $-0.12 | 0.0% | $303.8M | — | — | EODHD |
Source: EODHD. SOFI reported actuals as published; sparse fields render as —.