REINSURANCE GROUP OF AMERICA INC
Reinsurance Group of America provides traditional life and health reinsurance and asset-intensive reinsurance to insurance companies globally.
REINSURANCE GROUP OF AMERICA INC.
Behavioral analysis
Disclosures
Transcripts
History
Reported quarters with consensus, surprise, and 1-day reaction context.
Spoken Alpha tracks RZC's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 5/10 quarters with 30% positive reaction rate
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for RZC.
$ curl https://api.spokenalpha.com/v1/companies/RZCFAQ
Spoken Alpha indexes RZC's earnings call transcripts at https://spokenalpha.com/companies/RZC. Each call links to attributed speakers and parsed analyst Q&A.
Consistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Missed in 2 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $3.00 | $3.08 | -2.7% | +1.2% | +3.6% |
| Q4 FY2026 | $3.34 | $3.23 | +3.3% | -0.7% | -2.1% |
| Q3 FY2026 | $3.14 | $3.12 | +0.5% | -0.6% | +1.9% |
| Q2 FY2026 | $3.08 | $3.25 | -5.3% | +2.2% | +1.0% |
| Q1 FY2025 | $3.33 | $3.41 | -2.4% | -3.4% | -5.0% |
CEO since 2026 • 1/2 beats (50%) • last guidance raise Q3 FY2026
| Q4 FY2025 |
| $3.52 |
| $3.46 |
| +1.7% |
| +4.5% |
| +6.4% |
| Q3 FY2025 | $3.64 | $3.45 | +5.6% | -3.2% | -3.6% |
| Q2 FY2025 | $3.33 | $3.47 | -4.1% | -6.3% | -5.3% |
| Q1 FY2024 | $3.60 | $3.33 | +8.2% | -1.6% | -2.9% |
| Q4 FY2024 | $3.20 | $3.30 | -3.1% | -3.0% | -5.7% |