Spoken Alpha
RM
Regional Management Corp.
Overview
Regional Management Corp is a Financial Services company operating in Credit Services with a $343.9M market cap.
Most recent reported earnings: Q2 FY2026 (Jul 28, 2026).
20 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q4 FY2025Earnings2026-02-0414 Q&A exchanges
- Q3 FY2025Earnings2025-11-058 Q&A exchanges
- Q2 FY2025Earnings2025-07-3117 Q&A exchanges
- Q1 FY2025Earnings2025-04-3019 Q&A exchanges
- Q4 FY2024Earnings2025-02-0514 Q&A exchanges
- Q3 FY2024Earnings2024-11-0611 Q&A exchanges
- Q2 FY2024Earnings2024-07-318 Q&A exchanges
- Q1 FY2024Earnings2024-05-015 Q&A exchanges
- Q4 FY2023Earnings2024-02-0713 Q&A exchanges
- Q3 FY2023Earnings2023-11-0116 Q&A exchanges
- Q2 FY2023Earnings2023-08-0210 Q&A exchanges
- Q1 FY2023Earnings2023-05-064 Q&A exchanges
- Q4 FY2022Earnings2023-02-0810 Q&A exchanges
- Q3 FY2022Earnings2022-11-0117 Q&A exchanges
- Q2 FY2022Earnings2022-08-064 Q&A exchanges
- Q1 FY2022Earnings2022-05-0710 Q&A exchanges
- Q4 FY2021Earnings2022-02-0923 Q&A exchanges
- Q3 FY2021Earnings2021-11-025 Q&A exchanges
- Q2 FY2021Earnings2021-08-0815 Q&A exchanges
- Q1 FY2021Earnings2021-05-0815 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-28EPS— vs $0.79—Rev— vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-28 | — | $0.79 | — | — | — | — | EODHD |
Source: EODHD. RM reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks RM's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 60% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2025 | $2.39 | $1.82 | +31.4% | -3.6% | -5.3% |
| Q4 FY2025 | $2.82 | $1.96 | +43.7% | +3.2% | +4.3% |
| Q3 FY2025 | $2.67 | $2.02 | +32.3% | +1.4% | +1.1% |
| Q2 FY2025 | $2.72 | $1.89 | +44.1% | -1.6% | +0.3% |
| Q1 FY2024 | $2.94 | $2.01 | +46.3% | -0.9% | -3.2% |
| Q4 FY2024 | $2.70 | $2.06 | +31.2% | -6.3% | -4.7% |
| Q3 FY2024 | $2.66 | $2.01 | +32.4% | -7.3% | -5.5% |
| Q2 FY2024 | $2.79 | $2.04 | +36.6% | +2.2% | +2.5% |
| Q1 FY2023 | $3.04 | $2.26 | +34.7% | +1.2% | +1.9% |
| Q4 FY2023 | $3.11 | $2.19 | +42.2% | -8.5% | -7.9% |
Guidance change history
Sample- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
- Q1 FY2024Raised2024-04-15
- Q4 FY2024Raised2024-13-15
- Q3 FY2024Raised2024-10-15
- Q2 FY2024Raised2024-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Lakhbir S LambaCEO7 mono recorded callsCurrentSample
CEO since 2025 • 1/2 beats (50%) • guidance suspended Q3 FY2025
- Robert William BeckCEO11 mo1 callCurrentSample
CEO since 2025 • 1/2 beats (50%) • last guidance raise Q1 FY2025
- Steven B BarnetteVP, Chief Accounting Officer7 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 1/2 beats (50%) • guidance suspended Q3 FY2025
- Catherine R AtwoodSVP and General Counsel6 mono recorded callsCurrentSample
DIVISION_HEAD since 2025 • 1/2 beats (50%) • last guidance raise Q3 FY2025
- Harpreet RanaEVP, Chief Fin & Admin Officer6 mo5 callsCurrentSample
DIVISION_HEAD since 2025 • 1/2 beats (50%) • last guidance cut Q2 FY2025
- Brian J FisherEVP, Chief Strat/Dev Officer7 mono recorded callsCurrentSample
DIVISION_HEAD since 2025 • 1/2 beats (50%) • guidance suspended Q2 FY2025
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for RM.
$ curl https://api.spokenalpha.com/v1/companies/RMFAQ
Frequently asked about RM
Where can I find Regional Management Corp.'s (RM) earnings call transcripts?
Spoken Alpha indexes RM's earnings call transcripts at https://spokenalpha.com/companies/RM. Each call links to attributed speakers and parsed analyst Q&A.
When was Regional Management Corp.'s most recent earnings call?
Regional Management Corp. (RM) held its most recent earnings call on 2026-02-04, covering fiscal Q4 2025.
What sector is RM in?
Regional Management Corp. (RM) operates in the Financial Services sector (Credit Services industry).