RF
REGIONS FINANCIAL CORP
Overview
Regions Financial Corporation operates as a bank holding company providing retail and commercial banking services, mortgage banking, wealth management, and investment services through Regions Bank and subsidiaries, with approximately $158.8 billion in assets and 1,247 branch locations primarily across the South, Midwest, and Texas.
REGIONS FINANCIAL CORP is a Financial Services company operating in Banks - Regional with a $24.42B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 16, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-1733 Q&A exchanges
- Q4 FY2025Earnings2026-01-1641 Q&A exchanges
- Q3 FY2025Earnings2025-10-1731 Q&A exchanges
- Q2 FY2025Earnings2025-07-1822 Q&A exchanges
- Q1 FY2025Earnings2025-04-1728 Q&A exchanges
- Q4 FY2024Earnings2025-01-1733 Q&A exchanges
- Q3 FY2024Earnings2024-10-1820 Q&A exchanges
- Q2 FY2024Earnings2024-07-1926 Q&A exchanges
- Q1 FY2024Earnings2024-04-1926 Q&A exchanges
- Q4 FY2023Earnings2024-01-1937 Q&A exchanges
- Q3 FY2023Earnings2023-10-2026 Q&A exchanges
- Q2 FY2023Earnings2023-07-2133 Q&A exchanges
- Q1 FY2023Earnings2023-04-2121 Q&A exchanges
- Q4 FY2022Earnings2023-01-2024 Q&A exchanges
- Q3 FY2022Earnings2022-10-2122 Q&A exchanges
- Q2 FY2022Earnings2022-07-2225 Q&A exchanges
- Q1 FY2022Earnings2022-04-2225 Q&A exchanges
- Q4 FY2021Earnings2022-01-2034 Q&A exchanges
- Q3 FY2021Earnings2021-10-2228 Q&A exchanges
- Q2 FY2021Earnings2021-07-2336 Q&A exchanges
- Q1 FY2021Earnings2021-04-2342 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-16EPS— vs $0.63—Rev— vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-16 | — | $0.63 | — | — | — | — | EODHD |
Source: EODHD. RF reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks RF's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters with 70% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $5.56 | $4.37 | +27.2% | +0.7% | +0.7% |
| Q4 FY2026 | $5.24 | $4.28 | +22.4% | -3.7% | -5.1% |
| Q3 FY2026 | $5.73 | $4.48 | +27.8% | +1.5% | +0.5% |
| Q2 FY2026 | $5.45 | $4.53 | +20.2% | +0.1% | -0.8% |
| Q1 FY2025 | $5.41 | $4.42 | +22.5% | +2.5% | +2.8% |
| Q4 FY2025 | $5.86 | $4.42 | +32.5% | 0.0% | +1.9% |
| Q3 FY2025 | $5.69 | $4.34 | +31.0% | -1.6% | -2.0% |
| Q2 FY2025 | $5.41 | $4.46 | +21.4% | +6.9% | +9.3% |
| Q1 FY2024 | $5.91 | $4.51 | +31.1% | +6.2% | +4.3% |
| Q4 FY2024 | $5.89 | $4.50 | +30.8% | +1.0% | +0.2% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- John M Turner JrCEO6 mo21 callsCurrentSample
CEO since 2025 • 3/4 beats (75%) • last call held guidance Q1 FY2026
- Anil D ChadhaCFO2 mo2 callsCurrentSample
CFO since 2026 • 1/2 beats (50%) • guidance suspended Q3 FY2026
- Tara A PlimptonSEVP & Chief Legal Officer10 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 2/4 beats (50%) • last guidance cut Q2 FY2026
- Angela R SantoneSEVP2 mono recorded callsCurrentSample
OTHER since 2026 • 1/2 beats (50%) • last guidance raise Q2 FY2026
- Charles Dandridge MasseySEVP2 mono recorded callsCurrentSample
OTHER since 2026 • 1/2 beats (50%) • last guidance cut Q3 FY2026
- Karin K AllenPrincipal Accounting Officer2 mono recorded callsCurrentSample
OTHER since 2026 • 2/2 beats (100%) • last call held guidance Q3 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for RF.
$ curl https://api.spokenalpha.com/v1/companies/RFFAQ
Frequently asked about RF
Where can I find REGIONS FINANCIAL CORP's (RF) earnings call transcripts?
Spoken Alpha indexes RF's earnings call transcripts at https://spokenalpha.com/companies/RF. Each call links to attributed speakers and parsed analyst Q&A. REGIONS FINANCIAL CORP's own investor relations page is at https://ir.regions.com/home/default.aspx.
When was REGIONS FINANCIAL CORP's most recent earnings call?
REGIONS FINANCIAL CORP (RF) held its most recent earnings call on 2026-04-17, covering fiscal Q1 2026.
What sector is RF in?
REGIONS FINANCIAL CORP (RF) operates in the Financial Services sector (Banks - Regional industry).