PRG
PROG Holdings, Inc.
Overview
PROG Holdings operates a financial technology platform providing lease-to-own and buy-now-pay-later payment solutions to near-prime and subprime consumers.
PROG Holdings, Inc is a Industrials company operating in Rental & Leasing Services with a $1.56B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 28, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-2914 Q&A exchanges
- Q4 FY2025Earnings2026-02-1810 Q&A exchanges
- Q3 FY2025Earnings2025-10-2222 Q&A exchanges
- Q2 FY2025Earnings2025-07-2315 Q&A exchanges
- Q1 FY2025Earnings2025-04-2323 Q&A exchanges
- Q4 FY2024Earnings2025-02-1920 Q&A exchanges
- Q3 FY2024Earnings2024-10-2320 Q&A exchanges
- Q2 FY2024Earnings2024-07-2414 Q&A exchanges
- Q1 FY2024Earnings2024-04-2412 Q&A exchanges
- Q4 FY2023Earnings2024-02-2120 Q&A exchanges
- Q3 FY2023Earnings2023-10-2518 Q&A exchanges
- Q2 FY2023Earnings2023-07-2617 Q&A exchanges
- Q1 FY2023Earnings2023-04-2618 Q&A exchanges
- Q4 FY2022Earnings2023-02-2218 Q&A exchanges
- Q3 FY2022Earnings2022-10-2617 Q&A exchanges
- Q2 FY2022Earnings2022-07-3017 Q&A exchanges
- Q1 FY2022Earnings2022-04-2726 Q&A exchanges
- Q4 FY2021Earnings2022-02-2317 Q&A exchanges
- Q3 FY2021Earnings2021-11-0727 Q&A exchanges
- Q2 FY2021Earnings2021-07-3119 Q&A exchanges
- Q1 FY2021Earnings2021-04-2921 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-28EPS— vs $0.94—Rev— vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-28 | — | $0.94 | — | — | — | — | EODHD |
Source: EODHD. PRG reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks PRG's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters with 80% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $4.57 | $3.57 | +28.1% | +6.2% | +9.1% |
| Q4 FY2026 | $4.45 | $3.67 | +21.2% | +2.4% | +0.8% |
| Q3 FY2026 | $4.51 | $3.62 | +24.6% | +8.0% | +8.0% |
| Q2 FY2026 | $4.73 | $3.72 | +27.1% | +2.6% | 0.0% |
| Q1 FY2025 | $4.42 | $3.59 | +23.0% | +1.2% | +0.7% |
| Q4 FY2025 | $4.17 | $3.61 | +15.4% | -2.2% | -1.8% |
| Q3 FY2025 | $4.35 | $3.69 | +17.8% | -1.0% | -2.9% |
| Q2 FY2025 | $4.77 | $3.80 | +25.5% | +6.6% | +4.8% |
| Q1 FY2024 | $4.40 | $3.57 | +23.3% | +2.7% | +3.4% |
| Q4 FY2024 | $4.25 | $3.58 | +18.6% | +8.1% | +9.7% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Steven A MichaelsCEO1 yr 4 mo21 callsCurrentSample
CEO since 2025 • 2/4 beats (50%) • last call held guidance Q2 FY2026
- Brian GarnerCFO1 yr 4 mo21 callsCurrentSample
CFO since 2025 • 3/4 beats (75%) • last guidance raise Q1 FY2026
- George M SewellPrincipal Acct Off, VP Fin Rep1 yr 4 mono recorded callsCurrentSample
OTHER since 2025 • 3/4 beats (75%) • last call held guidance Q1 FY2026
- Michael Todd KingChief Legal and Compliance Off1 yr 4 mono recorded callsCurrentSample
OTHER since 2025 • 2/4 beats (50%) • last guidance raise Q1 FY2026
Peers
Other companies in Industrials
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for PRG.
$ curl https://api.spokenalpha.com/v1/companies/PRGFAQ
Frequently asked about PRG
Where can I find PROG Holdings, Inc.'s (PRG) earnings call transcripts?
Spoken Alpha indexes PRG's earnings call transcripts at https://spokenalpha.com/companies/PRG. Each call links to attributed speakers and parsed analyst Q&A. PROG Holdings, Inc.'s own investor relations page is at https://investor.progholdings.com/.
When was PROG Holdings, Inc.'s most recent earnings call?
PROG Holdings, Inc. (PRG) held its most recent earnings call on 2026-04-29, covering fiscal Q1 2026.
What sector is PRG in?
PROG Holdings, Inc. (PRG) operates in the Industrials sector (Rental & Leasing Services industry).