PMTS
CPI Card Group Inc.
Overview
CPI Card Group Inc is a Financial Services company operating in Credit Services with a $209.5M market cap.
Most recent reported earnings: Q2 FY2026 (Aug 6, 2026).
20 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-05-0510 Q&A exchanges
- Q4 FY2025Earnings2026-03-0511 Q&A exchanges
- Q3 FY2025Earnings2025-11-047 Q&A exchanges
- Q2 FY2025Earnings2025-08-0911 Q&A exchanges
- Q1 FY2025Earnings2025-05-119 Q&A exchanges
- Q4 FY2024Earnings2025-03-0414 Q&A exchanges
- Q3 FY2024Earnings2024-11-0511 Q&A exchanges
- Q2 FY2024Earnings2024-08-0514 Q&A exchanges
- Q1 FY2024Earnings2024-05-076 Q&A exchanges
- Q4 FY2023Earnings2024-03-077 Q&A exchanges
- Q3 FY2023Earnings2023-11-075 Q&A exchanges
- Q2 FY2023Earnings2023-08-0811 Q&A exchanges
- Q1 FY2023Earnings2023-05-146 Q&A exchanges
- Q4 FY2022Earnings2023-03-0810 Q&A exchanges
- Q3 FY2022Earnings2022-11-057 Q&A exchanges
- Q2 FY2022Earnings2022-08-083 Q&A exchanges
- Q1 FY2022Earnings2022-05-096 Q&A exchanges
- Q4 FY2021Earnings2022-03-087 Q&A exchanges
- Q3 FY2021Earnings2021-11-06
- Q2 FY2021Earnings2021-08-122 Q&A exchanges
History
Earnings history
- Q2 FY20262026-08-06EPS— vs $0.53—Rev— vs ——EODHD
- Q1 FY20262026-05-11EPS$0.17 vs $0.54-67.9%Rev$147.1M vs ——EODHD
- Q4 FY20252026-03-09EPS$1.48 vs $0.65+100.0%Rev$153.1M vs ——EODHD
- Q3 FY20252025-11-03EPS$0.19 vs $0.63-69.8%Rev$138.0M vs ——EODHD
- Q2 FY20252025-08-07EPS$0.04 vs $0.67-94.0%Rev$129.8M vs ——EODHD
- Q1 FY20252025-05-04EPS$0.47 vs $0.41+13.9%Rev$122.8M vs ——EODHD
- Q4 FY20242025-03-04EPS$0.58 vs $0.72-19.5%Rev$125.1M vs ——EODHD
- Q3 FY20242024-11-04EPS$0.11 vs $0.51-78.4%Rev$124.8M vs ——EODHD
- Q2 FY20242024-08-04EPS$0.51 vs $0.58-12.1%Rev$118.8M vs ——EODHD
- Q1 FY20242024-05-06EPS$0.46 vs $0.41+12.2%Rev$111.9M vs ——EODHD
- Q4 FY20232024-03-06EPS$0.23 vs $0.32-28.1%Rev$102.9M vs ——EODHD
- Q3 FY20232023-11-06EPS$0.49 vs $0.50-2.0%Rev$105.9M vs ——EODHD
- Q2 FY20232023-08-07EPS$0.55 vs $0.33+66.7%Rev$115.0M vs ——EODHD
- Q1 FY20232023-05-08EPS$0.91 vs $0.60+51.7%Rev$120.9M vs ——EODHD
- Q4 FY20222023-03-07EPS$1.06 vs $0.37+100.0%Rev$126.4M vs ——EODHD
- Q3 FY20222022-11-02EPS$1.01 vs $0.58+74.1%Rev$124.6M vs ——EODHD
- Q2 FY20222022-08-07EPS$0.52 vs $0.37+40.5%Rev$113.3M vs ——EODHD
- Q1 FY20222022-05-04EPS$0.51 vs $0.24+100.0%Rev$111.4M vs ——EODHD
- Q4 FY20212022-03-07EPS$0.06 vs $0.35-82.9%Rev$93.2M vs ——EODHD
- Q3 FY20212021-11-04EPS$0.56 vs $0.560.0%Rev$99.6M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-08-06 | — | $0.53 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-05-11 | $0.17 | $0.54 | -67.9% | $147.1M | — | — | EODHD |
| Q4 FY2025 | 2026-03-09 | $1.48 | $0.65 | +100.0% | $153.1M | — | — | EODHD |
| Q3 FY2025 | 2025-11-03 | $0.19 | $0.63 | -69.8% | $138.0M | — | — | EODHD |
| Q2 FY2025 | 2025-08-07 | $0.04 | $0.67 | -94.0% | $129.8M | — | — | EODHD |
| Q1 FY2025 | 2025-05-04 | $0.47 | $0.41 | +13.9% | $122.8M | — | — | EODHD |
| Q4 FY2024 | 2025-03-04 | $0.58 | $0.72 | -19.5% | $125.1M | — | — | EODHD |
| Q3 FY2024 | 2024-11-04 | $0.11 | $0.51 | -78.4% | $124.8M | — | — | EODHD |
| Q2 FY2024 | 2024-08-04 | $0.51 | $0.58 | -12.1% | $118.8M | — | — | EODHD |
| Q1 FY2024 | 2024-05-06 | $0.46 | $0.41 | +12.2% | $111.9M | — | — | EODHD |
| Q4 FY2023 | 2024-03-06 | $0.23 | $0.32 | -28.1% | $102.9M | — | — | EODHD |
| Q3 FY2023 | 2023-11-06 | $0.49 | $0.50 | -2.0% | $105.9M | — | — | EODHD |
| Q2 FY2023 | 2023-08-07 | $0.55 | $0.33 | +66.7% | $115.0M | — | — | EODHD |
| Q1 FY2023 | 2023-05-08 | $0.91 | $0.60 | +51.7% | $120.9M | — | — | EODHD |
| Q4 FY2022 | 2023-03-07 | $1.06 | $0.37 | +100.0% | $126.4M | — | — | EODHD |
| Q3 FY2022 | 2022-11-02 | $1.01 | $0.58 | +74.1% | $124.6M | — | — | EODHD |
| Q2 FY2022 | 2022-08-07 | $0.52 | $0.37 | +40.5% | $113.3M | — | — | EODHD |
| Q1 FY2022 | 2022-05-04 | $0.51 | $0.24 | +100.0% | $111.4M | — | — | EODHD |
| Q4 FY2021 | 2022-03-07 | $0.06 | $0.35 | -82.9% | $93.2M | — | — | EODHD |
| Q3 FY2021 | 2021-11-04 | $0.56 | $0.56 | 0.0% | $99.6M | — | — | EODHD |
Source: EODHD. PMTS reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks PMTS's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Misses consensus 8/10 quarters
SampleRepeated misses without a guidance reset suggest management is structurally optimistic relative to operating reality. Track whether next-quarter guidance is being benchmarked off the prior miss or the prior plan.
Missed in 3 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $3.06 | $3.38 | -9.5% | +0.1% | +1.5% |
| Q4 FY2026 | $3.26 | $3.33 | -2.2% | +7.9% | +5.7% |
| Q3 FY2026 | $3.04 | $3.32 | -8.5% | -0.9% | -1.2% |
| Q2 FY2026 | $3.35 | $3.31 | +1.2% | +0.8% | +2.5% |
| Q1 FY2025 | $3.17 | $3.38 | -6.3% | +8.2% | +7.8% |
| Q4 FY2025 | $3.45 | $3.47 | -0.5% | +7.0% | +9.8% |
| Q3 FY2025 | $3.43 | $3.50 | -2.0% | -1.2% | +1.0% |
| Q2 FY2025 | $3.56 | $3.57 | -0.3% | +5.8% | +8.6% |
| Q1 FY2024 | $3.16 | $3.60 | -12.3% | +4.6% | +7.2% |
| Q4 FY2024 | $3.45 | $3.45 | -0.1% | +6.7% | +9.1% |
Guidance change history
Sample- Q1 FY2026Lowered2026-04-15
- Q4 FY2026Maintained2026-13-15
- Q3 FY2026Lowered2026-10-15
- Q2 FY2026Maintained2026-07-15
- Q1 FY2025Lowered2025-04-15
- Q4 FY2025Maintained2025-13-15
- Q3 FY2025Maintained2025-10-15
- Q2 FY2025Suspended2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- John LoweCEO3 mo13 callsCurrentSample
CEO since 2026 • 1/2 beats (50%) • last guidance raise Q2 FY2026
- Jeffrey HochstadtCFO7 mo3 callsCurrentSample
CFO since 2025 • 3/4 beats (75%) • last guidance raise Q1 FY2026
- Anntoinette ThompsonCOO3 mono recorded callsCurrentSample
COO since 2026 • 1/2 beats (50%) • last guidance cut Q2 FY2026
- Ernesto BoadaChief Technology Officer3 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 2/2 beats (100%) • guidance suspended Q1 FY2026
- Margaret O'LearyChief Commercial Officer3 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • guidance suspended Q2 FY2026
- Robert Michael DixonChief Digital Officer4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance cut Q3 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for PMTS.
$ curl https://api.spokenalpha.com/v1/companies/PMTSFAQ
Frequently asked about PMTS
Where can I find CPI Card Group Inc.'s (PMTS) earnings call transcripts?
Spoken Alpha indexes PMTS's earnings call transcripts at https://spokenalpha.com/companies/PMTS. Each call links to attributed speakers and parsed analyst Q&A. CPI Card Group Inc.'s own investor relations page is at https://investor.cpicardgroup.com/overview/default.aspx.
When was CPI Card Group Inc.'s most recent earnings call?
CPI Card Group Inc. (PMTS) held its most recent earnings call on 2026-05-05, covering fiscal Q1 2026.
What sector is PMTS in?
CPI Card Group Inc. (PMTS) operates in the Financial Services sector (Credit Services industry).