PGR
PROGRESSIVE CORP/OH/
Overview
Progressive Corporation provides personal and commercial auto insurance, residential property insurance, and specialty coverage for motorcycles, watercraft, and recreational vehicles to consumers throughout the United States.
PROGRESSIVE CORP/OH/ is a Financial Services company operating in Insurance - Property & Casualty with a $121.98B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 14, 2026).
20 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q4 FY2025Earnings2026-03-0310 Q&A exchanges
- Q3 FY2025Earnings2025-11-0427 Q&A exchanges
- Q2 FY2025Earnings2025-08-0521 Q&A exchanges
- Q1 FY2025Earnings2025-05-0639 Q&A exchanges
- Q4 FY2024Earnings2025-03-0418 Q&A exchanges
- Q3 FY2024Earnings2024-11-0538 Q&A exchanges
- Q2 FY2024Earnings2024-08-0636 Q&A exchanges
- Q1 FY2024Earnings2024-05-0727 Q&A exchanges
- Q4 FY2023Earnings2024-02-2755 Q&A exchanges
- Q3 FY2023Earnings2023-11-0129 Q&A exchanges
- Q2 FY2023Earnings2023-08-0226 Q&A exchanges
- Q1 FY2023Earnings2023-05-0329 Q&A exchanges
- Q4 FY2022Earnings2023-02-2833 Q&A exchanges
- Q3 FY2022Earnings2022-11-0249 Q&A exchanges
- Q2 FY2022Earnings2022-08-0329 Q&A exchanges
- Q1 FY2022Earnings2022-05-0357 Q&A exchanges
- Q4 FY2021Earnings2022-03-0141 Q&A exchanges
- Q3 FY2021Earnings2021-11-0347 Q&A exchanges
- Q2 FY2021Earnings2021-08-0426 Q&A exchanges
- Q1 FY2021Earnings2021-05-0545 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-14EPS— vs $3.75—Rev— vs ——EODHD
- Q1 FY20262026-04-14EPS$4.96 vs $4.88+1.6%Rev$22.18B vs ——EODHD
- Q4 FY20252026-01-27EPS$4.67 vs $4.43+5.4%Rev$22.74B vs ——EODHD
- Q3 FY20252025-10-14EPS$4.44 vs $5.27-15.8%Rev$22.51B vs ——EODHD
- Q2 FY20252025-07-15EPS$4.88 vs $4.43+10.2%Rev$22.00B vs ——EODHD
- Q1 FY20252025-04-15EPS$4.65 vs $4.78-2.7%Rev$20.40B vs ——EODHD
- Q4 FY20242025-02-23EPS$4.08 vs $3.23+26.3%Rev$20.27B vs ——EODHD
- Q3 FY20242024-11-14EPS$3.59 vs $3.64-1.4%Rev$19.72B vs ——EODHD
- Q2 FY20242024-07-15EPS$2.65 vs $2.01+31.8%Rev$18.13B vs ——EODHD
- Q1 FY20242024-04-11EPS$3.76 vs $3.21+17.1%Rev$17.24B vs ——EODHD
- Q4 FY20232024-01-23EPS$2.97 vs $2.39+24.3%Rev$16.88B vs ——EODHD
- Q3 FY20232023-10-30EPS$2.11 vs $1.71+23.4%Rev$15.55B vs ——EODHD
- Q2 FY20232023-07-31EPS$0.42 vs $0.84-50.0%Rev$15.35B vs ——EODHD
- Q1 FY20232023-04-12EPS$0.66 vs $1.35-51.1%Rev$14.30B vs ——EODHD
- Q4 FY20222023-01-24EPS$1.51 vs $1.43+5.6%Rev$13.46B vs ——EODHD
- Q3 FY20222022-10-12EPS$0.53 vs $0.92-42.4%Rev$12.77B vs ——EODHD
- Q2 FY20222022-07-14EPS$0.79 vs $0.93-15.0%Rev$11.51B vs ——EODHD
- Q1 FY20222022-04-13EPS$1.15 vs $1.24-7.3%Rev$11.84B vs ——EODHD
- Q4 FY20212022-01-25EPS$1.08 vs $1.02+5.9%Rev$12.49B vs ——EODHD
- Q3 FY20212021-10-13EPS$0.15 vs $0.22-31.8%Rev$11.85B vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-14 | — | $3.75 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-04-14 | $4.96 | $4.88 | +1.6% | $22.18B | — | — | EODHD |
| Q4 FY2025 | 2026-01-27 | $4.67 | $4.43 | +5.4% | $22.74B | — | — | EODHD |
| Q3 FY2025 | 2025-10-14 | $4.44 | $5.27 | -15.8% | $22.51B | — | — | EODHD |
| Q2 FY2025 | 2025-07-15 | $4.88 | $4.43 | +10.2% | $22.00B | — | — | EODHD |
| Q1 FY2025 | 2025-04-15 | $4.65 | $4.78 | -2.7% | $20.40B | — | — | EODHD |
| Q4 FY2024 | 2025-02-23 | $4.08 | $3.23 | +26.3% | $20.27B | — | — | EODHD |
| Q3 FY2024 | 2024-11-14 | $3.59 | $3.64 | -1.4% | $19.72B | — | — | EODHD |
| Q2 FY2024 | 2024-07-15 | $2.65 | $2.01 | +31.8% | $18.13B | — | — | EODHD |
| Q1 FY2024 | 2024-04-11 | $3.76 | $3.21 | +17.1% | $17.24B | — | — | EODHD |
| Q4 FY2023 | 2024-01-23 | $2.97 | $2.39 | +24.3% | $16.88B | — | — | EODHD |
| Q3 FY2023 | 2023-10-30 | $2.11 | $1.71 | +23.4% | $15.55B | — | — | EODHD |
| Q2 FY2023 | 2023-07-31 | $0.42 | $0.84 | -50.0% | $15.35B | — | — | EODHD |
| Q1 FY2023 | 2023-04-12 | $0.66 | $1.35 | -51.1% | $14.30B | — | — | EODHD |
| Q4 FY2022 | 2023-01-24 | $1.51 | $1.43 | +5.6% | $13.46B | — | — | EODHD |
| Q3 FY2022 | 2022-10-12 | $0.53 | $0.92 | -42.4% | $12.77B | — | — | EODHD |
| Q2 FY2022 | 2022-07-14 | $0.79 | $0.93 | -15.0% | $11.51B | — | — | EODHD |
| Q1 FY2022 | 2022-04-13 | $1.15 | $1.24 | -7.3% | $11.84B | — | — | EODHD |
| Q4 FY2021 | 2022-01-25 | $1.08 | $1.02 | +5.9% | $12.49B | — | — | EODHD |
| Q3 FY2021 | 2021-10-13 | $0.15 | $0.22 | -31.8% | $11.85B | — | — | EODHD |
Source: EODHD. PGR reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks PGR's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 7/10 quarters with 50% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2025 | $1.06 | $1.02 | +3.8% | -1.9% | -0.5% |
| Q4 FY2025 | $1.11 | $1.09 | +2.1% | -1.6% | -0.9% |
| Q3 FY2025 | $1.20 | $1.20 | -0.1% | -2.9% | -1.4% |
| Q2 FY2025 | $1.11 | $1.15 | -3.8% | -0.6% | -1.2% |
| Q1 FY2024 | $1.42 | $1.27 | +11.5% | -3.0% | -4.7% |
| Q4 FY2024 | $1.32 | $1.31 | +0.9% | +3.5% | +2.5% |
| Q3 FY2024 | $1.34 | $1.36 | -1.4% | +2.5% | +3.4% |
| Q2 FY2024 | $1.17 | $1.18 | -0.6% | +5.9% | +6.8% |
| Q1 FY2023 | $1.54 | $1.40 | +10.1% | +1.1% | +3.2% |
| Q4 FY2023 | $1.32 | $1.20 | +10.3% | +4.6% | +6.6% |
Guidance change history
Sample- Q1 FY2025Maintained2025-04-15
- Q4 FY2025Suspended2025-13-15
- Q3 FY2025Maintained2025-10-15
- Q2 FY2025Maintained2025-07-15
- Q1 FY2024Raised2024-04-15
- Q4 FY2024Maintained2024-13-15
- Q3 FY2024Maintained2024-10-15
- Q2 FY2024Suspended2024-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Susan Patricia GriffithCEO3 mo1 callCurrentSample
CEO since 2026 • 1/2 beats (50%) • last call held guidance Q3 FY2025
- John P SauerlandCFO4 mo12 callsCurrentSample
CFO since 2026 • 2/2 beats (100%) • guidance suspended Q3 FY2025
- Lori A NiederstPresident3 mo1 callCurrentSample
PRESIDENT since 2026 • 1/2 beats (50%) • last guidance raise Q3 FY2025
- John Jo MurphyPresident3 mono recorded callsCurrentSample
PRESIDENT since 2026 • 1/2 beats (50%) • guidance suspended Q2 FY2025
- Patrick K CallahanPresident3 mo15 callsCurrentSample
PRESIDENT since 2026 • 1/2 beats (50%) • last call held guidance Q1 FY2025
- Karen BailoPresident3 mo1 callCurrentSample
PRESIDENT since 2026 • 2/2 beats (100%) • last call held guidance Q1 FY2025
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for PGR.
$ curl https://api.spokenalpha.com/v1/companies/PGRFAQ
Frequently asked about PGR
Where can I find PROGRESSIVE CORP/OH/'s (PGR) earnings call transcripts?
Spoken Alpha indexes PGR's earnings call transcripts at https://spokenalpha.com/companies/PGR. Each call links to attributed speakers and parsed analyst Q&A. PROGRESSIVE CORP/OH/'s own investor relations page is at https://investors.progressive.com/home/default.aspx.
When was PROGRESSIVE CORP/OH/'s most recent earnings call?
PROGRESSIVE CORP/OH/ (PGR) held its most recent earnings call on 2026-03-03, covering fiscal Q4 2025.
What sector is PGR in?
PROGRESSIVE CORP/OH/ (PGR) operates in the Financial Services sector (Insurance - Property & Casualty industry).