PROGRESSIVE CORP/OH/
Progressive Corporation provides personal and commercial auto insurance, residential property insurance, and specialty coverage for motorcycles, watercraft, and recreational vehicles to consumers throughout the United States.
PROGRESSIVE CORP/OH/ is a Financial Services company operating in Insurance - Property & Casualty with a $121.98B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 14, 2026).
20 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Disclosures
Extracted from Unknown source, 2026-06-21.
Transcripts
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
History
Spoken Alpha tracks PGR's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 7/10 quarters with 50% positive reaction rate
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
Peers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for PGR.
$ curl https://api.spokenalpha.com/v1/companies/PGRFAQ
Spoken Alpha indexes PGR's earnings call transcripts at https://spokenalpha.com/companies/PGR. Each call links to attributed speakers and parsed analyst Q&A. PROGRESSIVE CORP/OH/'s own investor relations page is at https://investors.progressive.com/home/default.aspx.
PROGRESSIVE CORP/OH/ (PGR) held its most recent earnings call on 2026-03-03, covering fiscal Q4 2025.
PROGRESSIVE CORP/OH/ (PGR) operates in the Financial Services sector (Insurance - Property & Casualty industry).
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-14 | — | $3.75 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-04-14 | $4.96 | $4.88 | +1.6% | $22.18B | — | — | EODHD |
| Q4 FY2025 | 2026-01-27 | $4.67 | $4.43 | +5.4% | $22.74B | — | — | EODHD |
| Q3 FY2025 | 2025-10-14 | $4.44 | $5.27 | -15.8% | $22.51B | — | — | EODHD |
| Q2 FY2025 | 2025-07-15 | $4.88 | $4.43 | +10.2% | $22.00B | — | — | EODHD |
| Q1 FY2025 | 2025-04-15 | $4.65 | $4.78 | -2.7% | $20.40B | — | — | EODHD |
| Q4 FY2024 | 2025-02-23 | $4.08 | $3.23 | +26.3% | $20.27B | — | — | EODHD |
| Q3 FY2024 | 2024-11-14 | $3.59 | $3.64 | -1.4% | $19.72B | — | — | EODHD |
| Q2 FY2024 | 2024-07-15 | $2.65 | $2.01 | +31.8% | $18.13B | — | — | EODHD |
| Q1 FY2024 | 2024-04-11 | $3.76 | $3.21 | +17.1% | $17.24B | — | — | EODHD |
| Q4 FY2023 | 2024-01-23 | $2.97 | $2.39 | +24.3% | $16.88B | — | — | EODHD |
| Q3 FY2023 | 2023-10-30 | $2.11 | $1.71 | +23.4% | $15.55B | — | — | EODHD |
| Q2 FY2023 | 2023-07-31 | $0.42 | $0.84 | -50.0% | $15.35B | — | — | EODHD |
| Q1 FY2023 | 2023-04-12 | $0.66 | $1.35 | -51.1% | $14.30B | — | — | EODHD |
| Q4 FY2022 | 2023-01-24 | $1.51 | $1.43 | +5.6% | $13.46B | — | — | EODHD |
| Q3 FY2022 | 2022-10-12 | $0.53 | $0.92 | -42.4% | $12.77B | — | — | EODHD |
| Q2 FY2022 | 2022-07-14 | $0.79 | $0.93 | -15.0% | $11.51B | — | — | EODHD |
| Q1 FY2022 | 2022-04-13 | $1.15 | $1.24 | -7.3% | $11.84B | — | — | EODHD |
| Q4 FY2021 | 2022-01-25 | $1.08 | $1.02 | +5.9% | $12.49B | — | — | EODHD |
| Q3 FY2021 | 2021-10-13 | $0.15 | $0.22 | -31.8% | $11.85B | — | — | EODHD |
Source: EODHD. PGR reported actuals as published; sparse fields render as —.
Consistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2025 | $1.06 | $1.02 | +3.8% | -1.9% | -0.5% |
| Q4 FY2025 | $1.11 | $1.09 | +2.1% | -1.6% | -0.9% |
| Q3 FY2025 | $1.20 | $1.20 | -0.1% | -2.9% | -1.4% |
| Q2 FY2025 | $1.11 | $1.15 | -3.8% | -0.6% | -1.2% |
| Q1 FY2024 | $1.42 | $1.27 | +11.5% | -3.0% | -4.7% |
CFO since 2026 • 2/2 beats (100%) • guidance suspended Q3 FY2025
| Q4 FY2024 |
| $1.32 |
| $1.31 |
| +0.9% |
| +3.5% |
| +2.5% |
| Q3 FY2024 | $1.34 | $1.36 | -1.4% | +2.5% | +3.4% |
| Q2 FY2024 | $1.17 | $1.18 | -0.6% | +5.9% | +6.8% |
| Q1 FY2023 | $1.54 | $1.40 | +10.1% | +1.1% | +3.2% |
| Q4 FY2023 | $1.32 | $1.20 | +10.3% | +4.6% | +6.6% |