NORTHPOINTE BANCSHARES INC
Northpointe Bancshares operates as a bank holding company providing residential mortgage lending, mortgage warehouse financing, and digital deposit banking services nationwide.
NORTHPOINTE BANCSHARES INC is a Financial Services company operating in Banks - Regional with a $618.7M market cap.
Most recent earnings call: Q1 FY26 on Apr 22, 2026.
8 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Disclosures
Extracted from SEC 10-K filing, 2026-06-21.
Transcripts
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
History
Reported quarters with consensus, surprise, and 1-day reaction context.
Spoken Alpha tracks NPB's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 8/10 quarters but stock falls 90% of the time
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
Peers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for NPB.
$ curl https://api.spokenalpha.com/v1/companies/NPBFAQ
Spoken Alpha indexes NPB's earnings call transcripts at https://spokenalpha.com/companies/NPB. Each call links to attributed speakers and parsed analyst Q&A. NORTHPOINTE BANCSHARES INC's own investor relations page is at https://ir.northpointe.com/.
NORTHPOINTE BANCSHARES INC (NPB) held its most recent earnings call on 2026-04-22, covering fiscal Q1 2026.
NORTHPOINTE BANCSHARES INC (NPB) operates in the Financial Services sector (Banks - Regional industry).
When a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $2.77 | $2.83 | -2.0% | -8.3% | -8.5% |
| Q4 FY2026 | $3.50 | $3.08 | +13.7% | -6.2% | -7.7% |
| Q3 FY2026 | $3.26 | $2.92 | +11.5% | -4.8% | -5.3% |
| Q2 FY2026 | $3.20 | $3.17 | +0.9% | -6.2% | -6.0% |
| Q1 FY2025 | $3.34 | $3.01 | +11.1% | -4.6% | -2.8% |
CFO since 2025 • 3/4 beats (75%) • last guidance cut Q1 FY2026
| Q4 FY2025 |
| $3.49 |
| $3.14 |
| +11.1% |
| -4.0% |
| -4.2% |
| Q3 FY2025 | $3.07 | $3.00 | +2.5% | -4.7% | -3.5% |
| Q2 FY2025 | $3.65 | $3.22 | +13.3% | -8.0% | -10.0% |
| Q1 FY2024 | $3.36 | $3.17 | +6.0% | +0.1% | +0.7% |
| Q4 FY2024 | $3.13 | $3.18 | -1.6% | -3.2% | -1.8% |