NCPL
Netcapital Inc.
Overview
Netcapital Inc is a Financial Services company operating in Capital Markets with a $4.9M market cap.
Most recent earnings call: Q1 FY26 on Sep 23, 2025.
12 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2025-09-231 Q&A exchange
- Q4 FY2025Earnings2025-08-137 Q&A exchanges
- Q3 FY2025Earnings2025-03-19
- Q2 FY2025Earnings2024-12-1714 Q&A exchanges
- Q1 FY2025Earnings2024-09-1717 Q&A exchanges
- Q4 FY2024Earnings2024-07-304 Q&A exchanges
- Q3 FY2024Earnings2024-03-224 Q&A exchanges
- Q2 FY2024Earnings2023-12-152 Q&A exchanges
- Q1 FY2024Earnings2023-09-1510 Q&A exchanges
- Q4 FY2023Earnings2023-07-279 Q&A exchanges
- Q3 FY2023Earnings2023-03-1719 Q&A exchanges
- Q2 FY2023Earnings2022-12-134 Q&A exchanges
History
Earnings history
Reported quarters with consensus, surprise, and 1-day reaction context.
Track Record
SampleSpoken Alpha tracks NCPL's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters with 70% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $4.75 | $4.30 | +10.4% | -2.9% | -4.4% |
| Q4 FY2026 | $4.42 | $4.15 | +6.6% | -3.7% | -2.4% |
| Q3 FY2026 | $4.67 | $4.32 | +8.1% | +4.7% | +5.8% |
| Q2 FY2026 | $4.37 | $4.19 | +4.4% | +7.6% | +8.7% |
| Q1 FY2025 | $5.05 | $4.35 | +16.0% | +5.4% | +3.2% |
| Q4 FY2025 | $4.91 | $4.21 | +16.7% | +1.9% | +4.6% |
| Q3 FY2025 | $4.92 | $4.24 | +16.0% | +1.2% | +2.0% |
| Q2 FY2025 | $4.83 | $4.44 | +8.7% | -3.4% | -5.9% |
| Q1 FY2024 | $4.90 | $4.41 | +11.0% | +4.3% | +4.9% |
| Q4 FY2024 | $4.61 | $4.21 | +9.5% | +0.2% | -1.8% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Martin Robert KayCEO0 mono recorded callsFormerSample
CEO since 2023 • 9/12 beats (75%) • last call held guidance Q3 FY2026
- Cecilia LenkCEO0 mo1 callFormerSample
CEO since 2019 • 14/28 beats (50%) • last call held guidance Q2 FY2026
- Manuel Goncalves TeixeiraCEO0 mono recorded callsFormerSample
CEO since 2015 • 22/44 beats (50%) • last guidance cut Q1 FY2026
- Coreen Sarah KrayslerCFO0 mono recorded callsFormerSample
CFO since 2019 • 14/28 beats (50%) • last guidance raise Q3 FY2026
- Carole Lisa MurkoChief Marketing Officer0 mono recorded callsFormerSample
OTHER_C_SUITE since 2021 • 16/20 beats (80%) • last guidance cut Q3 FY2026
- Kathryn KrayslerChief Marketing Officer0 mono recorded callsFormerSample
OTHER_C_SUITE since 2018 • 18/32 beats (56%) • last guidance raise Q1 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for NCPL.
$ curl https://api.spokenalpha.com/v1/companies/NCPLFAQ
Frequently asked about NCPL
Where can I find Netcapital Inc.'s (NCPL) earnings call transcripts?
Spoken Alpha indexes NCPL's earnings call transcripts at https://spokenalpha.com/companies/NCPL. Each call links to attributed speakers and parsed analyst Q&A.
When was Netcapital Inc.'s most recent earnings call?
Netcapital Inc. (NCPL) held its most recent earnings call on 2025-09-23, covering fiscal Q1 2026.
What sector is NCPL in?
Netcapital Inc. (NCPL) operates in the Financial Services sector (Capital Markets industry).