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NBT BANCORP INC
NBT BANCORP INC. Spoken Alpha tracks NBTB's earnings calls, guidance changes, and executive accountability over time.
Spoken Alpha tracks NBTB's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 8/10 quarters but stock falls 90% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Missed in 2 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $2.29 | $2.37 | -3.2% | -3.8% | -3.9% |
| Q4 FY2026 | $2.60 | $2.42 | +7.6% | -2.9% | -2.5% |
| Q3 FY2026 | $2.61 | $2.40 | +8.8% | -6.5% | -4.2% |
| Q2 FY2026 | $2.20 | $2.27 | -3.3% | -7.3% | -4.4% |
| Q1 FY2025 | $2.47 | $2.46 | +0.6% | -5.6% | -5.5% |
| Q4 FY2025 | $2.46 | $2.46 | -0.1% | +0.6% | -1.1% |
| Q3 FY2025 | $2.71 | $2.52 | +7.7% | -1.3% | +0.9% |
| Q2 FY2025 | $2.75 | $2.51 | +9.6% | -5.6% | -6.8% |
| Q1 FY2024 | $2.51 | $2.28 | +10.1% | -3.3% | -3.9% |
| Q4 FY2024 | $2.54 | $2.39 | +6.3% | -3.7% | -1.3% |
Spoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
CEO since 2026 • 1/2 beats (50%) • last guidance raise Q2 FY2026
CFO since 2025 • 2/4 beats (50%) • last call held guidance Q2 FY2026
PRESIDENT since 2025 • 3/4 beats (75%) • last call held guidance Q1 FY2026
PRESIDENT since 2025 • 2/4 beats (50%) • last guidance cut Q2 FY2026
OTHER_C_SUITE since 2025 • 3/4 beats (75%) • guidance suspended Q1 FY2026
DIVISION_HEAD since 2026 • 1/2 beats (50%) • guidance suspended Q2 FY2026
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for NBTB.
curl https://api.spokenalpha.com/v1/companies/NBTB