Spoken Alpha
NBT BANCORP INC
NBT Bancorp operates a bank holding company providing commercial, retail and wealth management banking services through NBT Bank, National Association, primarily serving upstate New York, northeastern Pennsylvania, and New England.
NBT BANCORP INC is a Financial Services company operating in Banks - Regional with a $2.71B market cap.
Most recent reported earnings: Q3 FY2026 (Oct 25, 2026).
22 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Disclosures
Transcripts
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
History
Executives who appear on this company's earnings calls in our corpus, with role and tenure sourced from SEC filings. Click any name for the full role timeline and call appearance history. Per-executive behavioral deviation metrics are available to research subscribers.
Peers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for NBTB.
$ curl https://api.spokenalpha.com/v1/companies/NBTBFAQ
Spoken Alpha indexes NBTB's earnings call transcripts at https://spokenalpha.com/companies/NBTB. Each call links to attributed speakers and parsed analyst Q&A.
NBT BANCORP INC (NBTB) held its most recent earnings call on 2026-07-28, covering fiscal Q2 2026.
NBT BANCORP INC (NBTB) operates in the Financial Services sector (Banks - Regional industry).
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 2026-10-25 | — | $1.09 | — | — | — | — | EODHD |
| Q2 FY2026 | 2026-07-26 | $1.01 | $1.02 | -1.0% | $235.5M | — | — | EODHD |
| Q1 FY2026 | 2026-04-22 | $0.97 | $0.98 | -1.0% | $232.8M | — | — | EODHD |
| Q4 FY2025 | 2026-01-25 | $1.05 | $0.99 | +6.1% | $238.2M | — | — | EODHD |
| Q3 FY2025 | 2025-10-26 | $1.05 | $0.97 | +8.3% | $238.8M | — | — | EODHD |
| Q2 FY2025 | 2025-07-27 | $0.44 | $0.35 | +25.7% | $224.0M | — | — | EODHD |
| Q1 FY2025 | 2025-04-23 | $0.77 | $0.74 | +4.0% | $201.2M | — | — | EODHD |
| Q4 FY2024 | 2025-01-26 | $0.77 | $0.76 | +1.3% | $199.5M | — | — | EODHD |
| Q3 FY2024 | 2024-10-27 | $0.80 | $0.77 | +3.9% | $201.4M | — | — | EODHD |
| Q2 FY2024 | 2024-07-21 | $0.69 | $0.69 | 0.0% | $193.3M | — | — | EODHD |
| Q1 FY2024 | 2024-04-21 | $0.68 | $0.68 | 0.0% | $191.8M | — | — | EODHD |
| Q4 FY2023 | 2024-01-22 | $0.72 | $0.76 | -5.3% | $188.9M | — | — | EODHD |
| Q3 FY2023 | 2023-10-23 | $0.84 | $0.77 | +9.1% | $176.8M | — | — | EODHD |
| Q2 FY2023 | 2023-07-30 | $0.80 | $0.74 | +8.1% | $151.9M | — | — | EODHD |
| Q1 FY2023 | 2023-04-23 | $0.88 | $0.85 | +3.5% | $144.7M | — | — | EODHD |
| Q4 FY2022 | 2023-01-22 | $0.86 | $0.91 | -5.5% | $142.3M | — | — | EODHD |
| Q3 FY2022 | 2022-10-24 | $0.90 | $0.88 | +2.3% | $135.8M | — | — | EODHD |
| Q2 FY2022 | 2022-07-24 | $0.88 | $0.84 | +4.8% | $132.4M | — | — | EODHD |
| Q1 FY2022 | 2022-04-24 | $0.90 | $0.77 | +16.9% | $126.5M | — | — | EODHD |
| Q4 FY2021 | 2022-01-25 | $0.86 | $0.84 | +2.4% | $129.5M | — | — | EODHD |
Source: EODHD. NBTB reported actuals as published; sparse fields render as —.