MA
Mastercard Inc
Overview
Mastercard Inc is a Financial Services company operating in Credit Services with a $432.77B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 29, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-3010 Q&A exchanges
- Q4 FY2025Earnings2026-01-2920 Q&A exchanges
- Q3 FY2025Earnings2025-10-3013 Q&A exchanges
- Q2 FY2025Earnings2025-07-3112 Q&A exchanges
- Q1 FY2025Earnings2025-05-0111 Q&A exchanges
- Q4 FY2024Earnings2025-01-3014 Q&A exchanges
- Q3 FY2024Earnings2024-10-3116 Q&A exchanges
- Q2 FY2024Earnings2024-07-3114 Q&A exchanges
- Q1 FY2024Earnings2024-05-0115 Q&A exchanges
- Q4 FY2023Earnings2024-01-3114 Q&A exchanges
- Q3 FY2023Earnings2023-10-2627 Q&A exchanges
- Q2 FY2023Earnings2023-07-2715 Q&A exchanges
- Q1 FY2023Earnings2023-04-2715 Q&A exchanges
- Q4 FY2022Earnings2023-01-261 Q&A exchange
- Q3 FY2022Earnings2022-10-2727 Q&A exchanges
- Q2 FY2022Earnings2022-07-2820 Q&A exchanges
- Q1 FY2022Earnings2022-04-2817 Q&A exchanges
- Q4 FY2021Earnings2022-01-2734 Q&A exchanges
- Q3 FY2021Earnings2021-10-2821 Q&A exchanges
- Q2 FY2021Earnings2021-07-2921 Q&A exchanges
- Q1 FY2021Earnings2021-04-2920 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-29EPS— vs $4.76—Rev— vs ——EODHD
- Q1 FY20262026-04-29EPS$4.60 vs $4.41+4.3%Rev$8.40B vs ——EODHD
- Q4 FY20252026-01-28EPS$4.76 vs $4.24+12.3%Rev$8.81B vs ——EODHD
- Q3 FY20252025-10-29EPS$4.38 vs $4.31+1.6%Rev$8.60B vs ——EODHD
- Q2 FY20252025-07-30EPS$4.07 vs $4.03+1.0%Rev$8.13B vs ——EODHD
- Q1 FY20252025-04-30EPS$3.73 vs $3.56+4.8%Rev$7.25B vs ——EODHD
- Q4 FY20242025-01-29EPS$3.82 vs $3.69+3.5%Rev$7.49B vs ——EODHD
- Q3 FY20242024-10-30EPS$3.89 vs $3.75+3.7%Rev$7.37B vs ——EODHD
- Q2 FY20242024-07-30EPS$3.59 vs $3.51+2.3%Rev$6.96B vs ——EODHD
- Q1 FY20242024-04-30EPS$3.31 vs $3.24+2.2%Rev$6.35B vs ——EODHD
- Q4 FY20232024-01-30EPS$3.18 vs $3.08+3.3%Rev$6.55B vs ——EODHD
- Q3 FY20232023-10-25EPS$3.39 vs $3.21+5.6%Rev$6.53B vs ——EODHD
- Q2 FY20232023-07-26EPS$2.89 vs $2.83+2.1%Rev$6.27B vs ——EODHD
- Q1 FY20232023-04-26EPS$2.80 vs $2.71+3.3%Rev$5.75B vs ——EODHD
- Q4 FY20222023-01-25EPS$2.65 vs $2.58+2.7%Rev$5.82B vs ——EODHD
- Q3 FY20222022-10-26EPS$2.68 vs $2.57+4.3%Rev$5.76B vs ——EODHD
- Q2 FY20222022-07-27EPS$2.56 vs $2.36+8.5%Rev$5.50B vs ——EODHD
- Q1 FY20222022-04-27EPS$2.76 vs $2.16+27.8%Rev$5.17B vs ——EODHD
- Q4 FY20212022-01-26EPS$2.35 vs $2.21+6.3%Rev$5.22B vs ——EODHD
- Q3 FY20212021-10-27EPS$2.37 vs $2.19+8.2%Rev$4.99B vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-29 | — | $4.76 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-04-29 | $4.60 | $4.41 | +4.3% | $8.40B | — | — | EODHD |
| Q4 FY2025 | 2026-01-28 | $4.76 | $4.24 | +12.3% | $8.81B | — | — | EODHD |
| Q3 FY2025 | 2025-10-29 | $4.38 | $4.31 | +1.6% | $8.60B | — | — | EODHD |
| Q2 FY2025 | 2025-07-30 | $4.07 | $4.03 | +1.0% | $8.13B | — | — | EODHD |
| Q1 FY2025 | 2025-04-30 | $3.73 | $3.56 | +4.8% | $7.25B | — | — | EODHD |
| Q4 FY2024 | 2025-01-29 | $3.82 | $3.69 | +3.5% | $7.49B | — | — | EODHD |
| Q3 FY2024 | 2024-10-30 | $3.89 | $3.75 | +3.7% | $7.37B | — | — | EODHD |
| Q2 FY2024 | 2024-07-30 | $3.59 | $3.51 | +2.3% | $6.96B | — | — | EODHD |
| Q1 FY2024 | 2024-04-30 | $3.31 | $3.24 | +2.2% | $6.35B | — | — | EODHD |
| Q4 FY2023 | 2024-01-30 | $3.18 | $3.08 | +3.3% | $6.55B | — | — | EODHD |
| Q3 FY2023 | 2023-10-25 | $3.39 | $3.21 | +5.6% | $6.53B | — | — | EODHD |
| Q2 FY2023 | 2023-07-26 | $2.89 | $2.83 | +2.1% | $6.27B | — | — | EODHD |
| Q1 FY2023 | 2023-04-26 | $2.80 | $2.71 | +3.3% | $5.75B | — | — | EODHD |
| Q4 FY2022 | 2023-01-25 | $2.65 | $2.58 | +2.7% | $5.82B | — | — | EODHD |
| Q3 FY2022 | 2022-10-26 | $2.68 | $2.57 | +4.3% | $5.76B | — | — | EODHD |
| Q2 FY2022 | 2022-07-27 | $2.56 | $2.36 | +8.5% | $5.50B | — | — | EODHD |
| Q1 FY2022 | 2022-04-27 | $2.76 | $2.16 | +27.8% | $5.17B | — | — | EODHD |
| Q4 FY2021 | 2022-01-26 | $2.35 | $2.21 | +6.3% | $5.22B | — | — | EODHD |
| Q3 FY2021 | 2021-10-27 | $2.37 | $2.19 | +8.2% | $4.99B | — | — | EODHD |
Source: EODHD. MA reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks MA's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 60% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $4.87 | $3.70 | +31.7% | -2.0% | -0.1% |
| Q4 FY2026 | $5.50 | $3.81 | +44.4% | -4.7% | -3.7% |
| Q3 FY2026 | $5.26 | $3.71 | +41.9% | -7.3% | -6.8% |
| Q2 FY2026 | $5.32 | $3.91 | +36.0% | +0.2% | -2.5% |
| Q1 FY2025 | $5.26 | $3.80 | +38.4% | +3.4% | +2.7% |
| Q4 FY2025 | $5.21 | $3.88 | +34.4% | -6.7% | -4.6% |
| Q3 FY2025 | $5.43 | $4.04 | +34.3% | -5.5% | -6.6% |
| Q2 FY2025 | $5.16 | $3.88 | +33.0% | -2.8% | -5.2% |
| Q1 FY2024 | $5.90 | $4.01 | +47.1% | +2.5% | +0.3% |
| Q4 FY2024 | $5.62 | $3.96 | +41.8% | +1.5% | -1.4% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Michael MiebachCEO8 mo21 callsCurrentSample
CEO since 2025 • 2/4 beats (50%) • last call held guidance Q2 FY2026
- J Mehra SachinCFO10 mono recorded callsCurrentSample
CFO since 2025 • 3/4 beats (75%) • guidance suspended Q3 FY2026
- Edward Grunde McLaughlinPresident8 mono recorded callsCurrentSample
PRESIDENT since 2025 • 3/4 beats (75%) • last guidance raise Q2 FY2026
- Hai LingPresident10 mono recorded callsCurrentSample
PRESIDENT since 2025 • 2/4 beats (50%) • last call held guidance Q2 FY2026
- Linda Pistecchia KirkpatrickPresident1 yrno recorded callsCurrentSample
PRESIDENT since 2025 • 3/4 beats (75%) • guidance suspended Q2 FY2026
- Richard R VermaChief Administrative Officer3 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • guidance suspended Q2 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for MA.
$ curl https://api.spokenalpha.com/v1/companies/MAFAQ
Frequently asked about MA
Where can I find Mastercard Inc's (MA) earnings call transcripts?
Spoken Alpha indexes MA's earnings call transcripts at https://spokenalpha.com/companies/MA. Each call links to attributed speakers and parsed analyst Q&A. Mastercard Inc's own investor relations page is at https://investor.mastercard.com/overview/default.aspx.
When was Mastercard Inc's most recent earnings call?
Mastercard Inc (MA) held its most recent earnings call on 2026-04-30, covering fiscal Q1 2026.
What sector is MA in?
Mastercard Inc (MA) operates in the Financial Services sector (Credit Services industry).