LINCOLN NATIONAL CORP
Lincoln National Corporation operates multiple insurance and retirement businesses through subsidiary companies, offering annuities, life insurance, group protection, and retirement plan services to individual and employer customers.
LINCOLN NATIONAL CORP is a Financial Services company operating in Insurance - Life with a $7.11B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 29, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Disclosures
Transcripts
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
History
Spoken Alpha tracks LNC's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 6/10 quarters with 70% positive reaction rate
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
Peers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for LNC.
$ curl https://api.spokenalpha.com/v1/companies/LNCFAQ
Spoken Alpha indexes LNC's earnings call transcripts at https://spokenalpha.com/companies/LNC. Each call links to attributed speakers and parsed analyst Q&A.
LINCOLN NATIONAL CORP (LNC) held its most recent earnings call on 2026-05-07, covering fiscal Q1 2026.
LINCOLN NATIONAL CORP (LNC) operates in the Financial Services sector (Insurance - Life industry).
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-29 | — | $2.03 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-05-05 | $1.66 | $1.58 | +5.1% | $5.31B | — | — | EODHD |
| Q4 FY2025 | 2026-02-11 | $2.21 | $1.90 | +16.3% | $4.92B | — | — | EODHD |
| Q3 FY2025 | 2025-10-29 | $2.04 | $1.87 | +9.1% | $4.59B | — | — | EODHD |
| Q2 FY2025 | 2025-07-30 | $2.36 | $1.88 | +25.5% | $4.07B | — | — | EODHD |
| Q1 FY2025 | 2025-05-07 | $1.60 | $1.52 | +5.3% | $4.72B | — | — | EODHD |
| Q4 FY2024 | 2025-02-05 | $1.91 | $1.74 | +9.8% | $5.08B | — | — | EODHD |
| Q3 FY2024 | 2024-10-30 | $2.06 | $1.63 | +26.4% | $4.20B | — | — | EODHD |
| Q2 FY2024 | 2024-07-31 | $1.84 | $1.77 | +4.0% | $4.59B | — | — | EODHD |
| Q1 FY2024 | 2024-05-01 | $0.41 | $1.11 | -63.1% | $4.11B | — | — | EODHD |
| Q4 FY2023 | 2024-02-07 | $1.45 | $1.31 | +10.7% | $721.0M | — | — | EODHD |
| Q3 FY2023 | 2023-10-31 | $0.23 | $1.76 | -86.9% | $4.23B | — | — | EODHD |
| Q2 FY2023 | 2023-08-01 | $2.02 | $1.85 | +9.2% | $2.93B | — | — | EODHD |
| Q1 FY2023 | 2023-05-08 | $1.52 | $1.53 | -0.7% | $3.83B | — | — | EODHD |
| Q4 FY2022 | 2023-02-07 | $0.97 | $1.78 | -45.5% | $4.07B | — | — | EODHD |
| Q3 FY2022 | 2022-11-01 | $-10.23 | $1.79 | -100.0% | $4.80B | — | — | EODHD |
| Q2 FY2022 | 2022-08-02 | $2.23 | $2.22 | +0.4% | $5.58B | — | — | EODHD |
| Q1 FY2022 | 2022-05-03 | $1.66 | $1.82 | -8.8% | $4.70B | — | — | EODHD |
| Q4 FY2021 | 2022-02-01 | $1.56 | $1.90 | -17.9% | $4.56B | — | — | EODHD |
| Q3 FY2021 | 2021-11-02 | $1.62 | $2.57 | -37.0% | $5.21B | — | — | EODHD |
Source: EODHD. LNC reported actuals as published; sparse fields render as —.
Consistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $3.55 | $3.52 | +0.8% | +1.9% | +2.1% |
| Q4 FY2026 | $3.67 | $3.57 | +2.9% | -1.7% | -2.0% |
| Q3 FY2026 | $3.39 | $3.66 | -7.4% | +5.7% | +7.8% |
| Q2 FY2026 | $4.04 | $3.83 | +5.5% | +1.0% | +1.4% |
| Q1 FY2025 | $3.74 | $3.74 | +0.1% | +6.6% | +4.4% |
CFO since 2026 • 1/2 beats (50%) • last guidance raise Q2 FY2026
| Q4 FY2025 |
| $3.58 |
| $3.76 |
| -4.7% |
| -2.3% |
| -0.7% |
| Q3 FY2025 | $3.70 | $3.81 | -2.8% | -0.1% | +0.4% |
| Q2 FY2025 | $3.85 | $3.82 | +0.7% | +2.8% | +5.5% |
| Q1 FY2024 | $4.03 | $3.84 | +4.9% | +6.3% | +7.9% |
| Q4 FY2024 | $3.83 | $3.88 | -1.2% | +0.1% | +0.1% |