Lloyds Banking Group plc
Lloyds Banking Group plc is a Other company.
Behavioral analysis
Disclosures
Extracted from Unknown source, 2026-06-21.
Transcripts
History
Reported quarters with consensus, surprise, and 1-day reaction context.
Spoken Alpha tracks LLOBF's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 100% of the time
SamplePeers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for LLOBF.
$ curl https://api.spokenalpha.com/v1/companies/LLOBFFAQ
Spoken Alpha indexes LLOBF's earnings call transcripts at https://spokenalpha.com/companies/LLOBF. Each call links to attributed speakers and parsed analyst Q&A. Lloyds Banking Group plc's own investor relations page is at https://www.lloydsbankinggroup.com/investors.html.
Lloyds Banking Group plc (LLOBF) operates in the Other sector.
When a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $1.40 | $1.16 | +20.7% | -3.7% | -2.4% |
| Q4 FY2026 | $1.45 | $1.27 | +13.9% | -1.1% | -0.4% |
| Q3 FY2026 | $1.23 | $1.10 | +11.4% | -8.5% | -8.6% |
| Q2 FY2026 | $1.52 | $1.26 | +20.6% | -2.6% | +0.3% |
| Q1 FY2025 | $1.65 | $1.42 | +16.5% | -5.5% | -6.6% |
| Q4 FY2025 |
| $1.50 |
| $1.32 |
| +13.4% |
| -5.4% |
| -8.3% |
| Q3 FY2025 | $1.36 | $1.20 | +13.4% | -1.7% | -0.7% |
| Q2 FY2025 | $1.40 | $1.24 | +12.7% | -4.5% | -3.0% |
| Q1 FY2024 | $1.70 | $1.40 | +21.5% | -4.2% | -4.0% |
| Q4 FY2024 | $1.42 | $1.31 | +8.4% | -2.5% | -1.8% |