Spoken Alpha
LLDTF
Lloyds Banking Group plc
Overview
Lloyds Banking Group plc is a Financial Services company operating in Banks - Regional with a $78.58B market cap.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
History
Earnings history
Reported quarters with consensus, surprise, and 1-day reaction context.
Track Record
SampleSpoken Alpha tracks LLDTF's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 9/10 quarters but stock falls 80% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 3 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $1.22 | $1.14 | +7.4% | -7.8% | -10.5% |
| Q4 FY2026 | $1.09 | $1.05 | +3.8% | -4.8% | -4.8% |
| Q3 FY2026 | $1.20 | $1.07 | +11.8% | -4.8% | -4.1% |
| Q2 FY2026 | $1.14 | $1.05 | +8.2% | -5.2% | -8.2% |
| Q1 FY2025 | $1.21 | $1.22 | -0.6% | -3.1% | -3.2% |
| Q4 FY2025 | $1.35 | $1.18 | +14.6% | +1.2% | +3.2% |
| Q3 FY2025 | $1.28 | $1.13 | +13.5% | -3.9% | -3.9% |
| Q2 FY2025 | $1.38 | $1.31 | +5.0% | -6.5% | -7.1% |
| Q1 FY2024 | $1.40 | $1.36 | +3.2% | -5.3% | -7.2% |
| Q4 FY2024 | $1.27 | $1.21 | +5.3% | +2.3% | +4.8% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Maintained2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Maintained2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for LLDTF.
$ curl https://api.spokenalpha.com/v1/companies/LLDTFFAQ
Frequently asked about LLDTF
Where can I find Lloyds Banking Group plc's (LLDTF) earnings call transcripts?
Spoken Alpha indexes LLDTF's earnings call transcripts at https://spokenalpha.com/companies/LLDTF. Each call links to attributed speakers and parsed analyst Q&A. Lloyds Banking Group plc's own investor relations page is at https://www.lloydsbankinggroup.com/investors.html.
What sector is LLDTF in?
Lloyds Banking Group plc (LLDTF) operates in the Financial Services sector (Banks - Regional industry).