LDI
loanDepot, Inc.
Overview
loanDepot provides residential mortgage loans and servicing to consumers through multiple origination channels, including a digital direct platform, in-market loan officers, and joint ventures with homebuilders.
loanDepot, Inc is a Financial Services company operating in Mortgage Finance with a $719.9M market cap.
Most recent reported earnings: Q2 FY2026 (Aug 5, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from SEC 10-K filing, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-05-058 Q&A exchanges
- Q4 FY2025Earnings2026-03-107 Q&A exchanges
- Q3 FY2025Earnings2025-11-075 Q&A exchanges
- Q2 FY2025Earnings2025-08-092 Q&A exchanges
- Q1 FY2025Earnings2025-05-064 Q&A exchanges
- Q4 FY2024Earnings2025-03-1110 Q&A exchanges
- Q3 FY2024Earnings2024-11-059 Q&A exchanges
- Q2 FY2024Earnings2024-08-069 Q&A exchanges
- Q1 FY2024Earnings2024-05-074 Q&A exchanges
- Q4 FY2023Earnings2024-03-1214 Q&A exchanges
- Q3 FY2023Earnings2023-11-075 Q&A exchanges
- Q2 FY2023Earnings2023-08-088 Q&A exchanges
- Q1 FY2023Earnings2023-05-135 Q&A exchanges
- Q4 FY2022Earnings2023-03-0819 Q&A exchanges
- Q3 FY2022Earnings2022-11-0812 Q&A exchanges
- Q2 FY2022Earnings2022-08-0928 Q&A exchanges
- Q1 FY2022Earnings2022-05-1019 Q&A exchanges
- Q4 FY2021Earnings2022-02-0133 Q&A exchanges
- Q3 FY2021Earnings2021-11-0124 Q&A exchanges
- Q2 FY2021Earnings2021-08-0830 Q&A exchanges
- Q1 FY2021Earnings2021-05-0333 Q&A exchanges
History
Earnings history
- Q2 FY20262026-08-05EPS— vs $0.01—Rev— vs ——EODHD
- Q1 FY20262026-05-05EPS$-0.15 vs $-0.04-100.0%Rev$387.4M vs ——EODHD
- Q4 FY20252026-03-16EPS$-0.10 vs $-0.02-100.0%Rev$409.7M vs ——EODHD
- Q3 FY20252025-11-05EPS$-0.01 vs $-0.02+34.8%Rev$340.7M vs ——EODHD
- Q2 FY20252025-08-06EPS$-0.06 vs $-0.02-100.0%Rev$305.0M vs ——EODHD
- Q1 FY20252025-05-04EPS$-0.13 vs $-0.06-100.0%Rev$283.7M vs ——EODHD
- Q4 FY20242025-03-09EPS$-0.24 vs $-0.01-100.0%Rev$282.5M vs ——EODHD
- Q3 FY20242024-11-04EPS$0.02 vs $-0.04+100.0%Rev$314.6M vs ——EODHD
- Q2 FY20242024-08-05EPS$-0.05 vs $-0.09+44.4%Rev$269.8M vs ——EODHD
- Q1 FY20242024-05-06EPS$-0.12 vs $-0.06-100.0%Rev$236.8M vs ——EODHD
- Q4 FY20232024-03-11EPS$-0.08 vs $-0.07-14.3%Rev$248.6M vs ——EODHD
- Q3 FY20232023-11-06EPS$-0.08 vs $-0.080.0%Rev$282.8M vs ——EODHD
- Q2 FY20232023-08-07EPS$-0.11 vs $-0.13+15.4%Rev$289.0M vs ——EODHD
- Q1 FY20232023-05-08EPS$-0.18 vs $-0.23+21.7%Rev$156.8M vs ——EODHD
- Q4 FY20222023-03-07EPS$-0.35 vs $-0.27-29.6%Rev$203.0M vs ——EODHD
- Q3 FY20222022-11-07EPS$-0.36 vs $-0.27-33.3%Rev$309.1M vs ——EODHD
- Q2 FY20222022-08-08EPS$-0.53 vs $-0.22-100.0%Rev$396.9M vs ——EODHD
- Q1 FY20222022-05-09EPS$-0.26 vs $0.03-100.0%Rev$503.3M vs ——EODHD
- Q4 FY20212022-01-31EPS$0.09 vs $0.16-43.8%Rev$716.1M vs ——EODHD
- Q3 FY20212021-10-31EPS$0.46 vs $0.39+17.9%Rev$933.4M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-08-05 | — | $0.01 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-05-05 | $-0.15 | $-0.04 | -100.0% | $387.4M | — | — | EODHD |
| Q4 FY2025 | 2026-03-16 | $-0.10 | $-0.02 | -100.0% | $409.7M | — | — | EODHD |
| Q3 FY2025 | 2025-11-05 | $-0.01 | $-0.02 | +34.8% | $340.7M | — | — | EODHD |
| Q2 FY2025 | 2025-08-06 | $-0.06 | $-0.02 | -100.0% | $305.0M | — | — | EODHD |
| Q1 FY2025 | 2025-05-04 | $-0.13 | $-0.06 | -100.0% | $283.7M | — | — | EODHD |
| Q4 FY2024 | 2025-03-09 | $-0.24 | $-0.01 | -100.0% | $282.5M | — | — | EODHD |
| Q3 FY2024 | 2024-11-04 | $0.02 | $-0.04 | +100.0% | $314.6M | — | — | EODHD |
| Q2 FY2024 | 2024-08-05 | $-0.05 | $-0.09 | +44.4% | $269.8M | — | — | EODHD |
| Q1 FY2024 | 2024-05-06 | $-0.12 | $-0.06 | -100.0% | $236.8M | — | — | EODHD |
| Q4 FY2023 | 2024-03-11 | $-0.08 | $-0.07 | -14.3% | $248.6M | — | — | EODHD |
| Q3 FY2023 | 2023-11-06 | $-0.08 | $-0.08 | 0.0% | $282.8M | — | — | EODHD |
| Q2 FY2023 | 2023-08-07 | $-0.11 | $-0.13 | +15.4% | $289.0M | — | — | EODHD |
| Q1 FY2023 | 2023-05-08 | $-0.18 | $-0.23 | +21.7% | $156.8M | — | — | EODHD |
| Q4 FY2022 | 2023-03-07 | $-0.35 | $-0.27 | -29.6% | $203.0M | — | — | EODHD |
| Q3 FY2022 | 2022-11-07 | $-0.36 | $-0.27 | -33.3% | $309.1M | — | — | EODHD |
| Q2 FY2022 | 2022-08-08 | $-0.53 | $-0.22 | -100.0% | $396.9M | — | — | EODHD |
| Q1 FY2022 | 2022-05-09 | $-0.26 | $0.03 | -100.0% | $503.3M | — | — | EODHD |
| Q4 FY2021 | 2022-01-31 | $0.09 | $0.16 | -43.8% | $716.1M | — | — | EODHD |
| Q3 FY2021 | 2021-10-31 | $0.46 | $0.39 | +17.9% | $933.4M | — | — | EODHD |
Source: EODHD. LDI reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks LDI's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 8/10 quarters with 70% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Raised guidance 3 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $3.55 | $3.53 | +0.7% | -1.9% | -1.0% |
| Q4 FY2026 | $3.57 | $3.55 | +0.5% | +7.8% | +6.3% |
| Q3 FY2026 | $3.69 | $3.62 | +1.8% | +7.3% | +5.4% |
| Q2 FY2026 | $3.81 | $3.58 | +6.5% | +0.4% | -0.5% |
| Q1 FY2025 | $4.17 | $3.83 | +9.0% | +5.6% | +6.6% |
| Q4 FY2025 | $4.07 | $3.76 | +8.3% | -1.7% | +0.7% |
| Q3 FY2025 | $3.54 | $3.68 | -3.7% | +1.3% | +2.9% |
| Q2 FY2025 | $3.50 | $3.66 | -4.5% | +8.0% | +9.6% |
| Q1 FY2024 | $4.08 | $3.69 | +10.7% | +4.6% | +2.9% |
| Q4 FY2024 | $4.21 | $3.88 | +8.4% | -1.1% | -1.9% |
Guidance change history
Sample- Q1 FY2026Maintained2026-04-15
- Q4 FY2026Maintained2026-13-15
- Q3 FY2026Maintained2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Maintained2025-10-15
- Q2 FY2025Lowered2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Anthony Li HsiehCEO7 mo1 callCurrentSample
CEO since 2025 • 2/4 beats (50%) • last guidance raise Q2 FY2026
- David R HayesCFO3 mo8 callsCurrentSample
CFO since 2026 • 1/2 beats (50%) • guidance suspended Q3 FY2026
- Joseph J Grassi IIIChief Risk Officer3 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance cut Q2 FY2026
- Gregory SmallwoodChief Legal Officer3 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance raise Q3 FY2026
- Dominick Edilio MarchettiChief Digital Officer3 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • guidance suspended Q2 FY2026
- Darren GraelerChief Accounting Officer6 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 3/4 beats (75%) • last call held guidance Q3 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for LDI.
$ curl https://api.spokenalpha.com/v1/companies/LDIFAQ
Frequently asked about LDI
Where can I find loanDepot, Inc.'s (LDI) earnings call transcripts?
Spoken Alpha indexes LDI's earnings call transcripts at https://spokenalpha.com/companies/LDI. Each call links to attributed speakers and parsed analyst Q&A. loanDepot, Inc.'s own investor relations page is at https://investors.loandepot.com/overview/default.aspx.
When was loanDepot, Inc.'s most recent earnings call?
loanDepot, Inc. (LDI) held its most recent earnings call on 2026-05-05, covering fiscal Q1 2026.
What sector is LDI in?
loanDepot, Inc. (LDI) operates in the Financial Services sector (Mortgage Finance industry).