ITUB
Itau Unibanco Holding S.A.
Overview
Itau Unibanco Holding S.A is a Financial Services company operating in Banks - Regional with a $87.40B market cap.
Most recent earnings call: Q4 FY25 on Feb 6, 2026.
20 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q4 FY2025Earnings2026-02-0613 Q&A exchanges
- Q3 FY2025Earnings2025-12-12
- Q2 FY2025Earnings2025-08-0617 Q&A exchanges
- Q1 FY2025Earnings2025-05-0920 Q&A exchanges
- Q4 FY2024Earnings2025-02-0616 Q&A exchanges
- Q3 FY2024Earnings2024-11-0525 Q&A exchanges
- Q2 FY2024Earnings2024-08-0720 Q&A exchanges
- Q1 FY2024Earnings2024-05-0716 Q&A exchanges
- Q4 FY2023Earnings2024-02-0617 Q&A exchanges
- Q3 FY2023Earnings2023-11-0727 Q&A exchanges
- Q2 FY2023Earnings2023-08-0818 Q&A exchanges
- Q1 FY2023Earnings2023-05-0829 Q&A exchanges
- Q4 FY2022Earnings2023-02-0915 Q&A exchanges
- Q3 FY2022Earnings2022-11-1621 Q&A exchanges
- Q2 FY2022Earnings2022-08-0924 Q&A exchanges
- Q1 FY2022Earnings2022-05-0922 Q&A exchanges
- Q4 FY2021Earnings2022-02-1127 Q&A exchanges
- Q3 FY2021Earnings2021-11-0413 Q&A exchanges
- Q2 FY2021Earnings2021-08-0314 Q&A exchanges
- Q1 FY2021Earnings2021-05-0418 Q&A exchanges
History
Earnings history
Reported quarters with consensus, surprise, and 1-day reaction context.
Track Record
SampleSpoken Alpha tracks ITUB's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 70% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2025 | $2.99 | $2.09 | +42.9% | -6.8% | -6.5% |
| Q4 FY2025 | $2.75 | $1.91 | +44.0% | -2.0% | -2.6% |
| Q3 FY2025 | $2.94 | $1.93 | +52.4% | +1.0% | +2.9% |
| Q2 FY2025 | $2.99 | $1.98 | +51.0% | -4.0% | -3.4% |
| Q1 FY2024 | $3.21 | $2.12 | +51.4% | +0.6% | -2.3% |
| Q4 FY2024 | $2.87 | $1.97 | +45.8% | +2.8% | +4.3% |
| Q3 FY2024 | $2.93 | $2.10 | +39.7% | -7.0% | -5.4% |
| Q2 FY2024 | $2.76 | $2.00 | +37.8% | -3.7% | -5.8% |
| Q1 FY2023 | $2.94 | $2.01 | +46.4% | -5.0% | -2.3% |
| Q4 FY2023 | $3.17 | $2.17 | +46.3% | -6.4% | -7.1% |
Guidance change history
Sample- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
- Q1 FY2024Raised2024-04-15
- Q4 FY2024Raised2024-13-15
- Q3 FY2024Raised2024-10-15
- Q2 FY2024Raised2024-07-15
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for ITUB.
$ curl https://api.spokenalpha.com/v1/companies/ITUBFAQ
Frequently asked about ITUB
Where can I find Itau Unibanco Holding S.A.'s (ITUB) earnings call transcripts?
Spoken Alpha indexes ITUB's earnings call transcripts at https://spokenalpha.com/companies/ITUB. Each call links to attributed speakers and parsed analyst Q&A.
When was Itau Unibanco Holding S.A.'s most recent earnings call?
Itau Unibanco Holding S.A. (ITUB) held its most recent earnings call on 2026-02-06, covering fiscal Q4 2025.
What sector is ITUB in?
Itau Unibanco Holding S.A. (ITUB) operates in the Financial Services sector (Banks - Regional industry).