ING
ING GROEP NV
Overview
ING GROEP NV is a Financial Services company operating in Banks - Diversified with a $92.14B market cap.
Most recent earnings call: Q4 FY25 on Jan 29, 2026.
19 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q4 FY2025Earnings2026-01-2918 Q&A exchanges
- Q3 FY2025Earnings2025-10-3015 Q&A exchanges
- Q2 FY2025Earnings2025-08-0119 Q&A exchanges
- Q1 FY2025Earnings2025-05-0231 Q&A exchanges
- Q4 FY2024Earnings2025-02-0615 Q&A exchanges
- Q3 FY2024Earnings2024-11-0224 Q&A exchanges
- Q2 FY2024Earnings2024-08-0123 Q&A exchanges
- Q1 FY2024Earnings2024-05-0213 Q&A exchanges
- Q4 FY2023Earnings2024-02-0121 Q&A exchanges
- Q3 FY2023Earnings2023-11-0215 Q&A exchanges
- Q2 FY2023Earnings2023-08-0540 Q&A exchanges
- Q1 FY2023Earnings2023-05-1126 Q&A exchanges
- Q4 FY2022Earnings2023-02-0212 Q&A exchanges
- Q3 FY2022Earnings2022-11-0328 Q&A exchanges
- Q1 FY2022Earnings2022-05-0632 Q&A exchanges
- Q4 FY2021Earnings2022-02-0347 Q&A exchanges
- Q3 FY2021Earnings2021-11-0426 Q&A exchanges
- Q2 FY2021Earnings2021-08-0717 Q&A exchanges
- Q1 FY2021Earnings2021-05-0636 Q&A exchanges
History
Earnings history
Reported quarters with consensus, surprise, and 1-day reaction context.
Track Record
SampleSpoken Alpha tracks ING's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters with 60% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2025 | $5.16 | $3.43 | +50.5% | -3.5% | -5.7% |
| Q4 FY2025 | $5.18 | $3.44 | +50.7% | -3.2% | -3.0% |
| Q3 FY2025 | $5.37 | $3.54 | +51.8% | +3.0% | +2.6% |
| Q2 FY2025 | $4.82 | $3.36 | +43.6% | +2.7% | +2.0% |
| Q1 FY2024 | $5.01 | $3.62 | +38.4% | +3.6% | +5.9% |
| Q4 FY2024 | $5.45 | $3.59 | +51.8% | +2.5% | +2.1% |
| Q3 FY2024 | $4.95 | $3.59 | +37.8% | -2.7% | -1.1% |
| Q2 FY2024 | $5.39 | $3.55 | +51.7% | +1.0% | -0.4% |
| Q1 FY2023 | $5.27 | $3.63 | +45.1% | -7.2% | -9.0% |
| Q4 FY2023 | $5.00 | $3.64 | +37.4% | +2.9% | +1.1% |
Guidance change history
Sample- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
- Q1 FY2024Raised2024-04-15
- Q4 FY2024Raised2024-13-15
- Q3 FY2024Raised2024-10-15
- Q2 FY2024Raised2024-07-15
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for ING.
$ curl https://api.spokenalpha.com/v1/companies/INGFAQ
Frequently asked about ING
Where can I find ING GROEP NV's (ING) earnings call transcripts?
Spoken Alpha indexes ING's earnings call transcripts at https://spokenalpha.com/companies/ING. Each call links to attributed speakers and parsed analyst Q&A. ING GROEP NV's own investor relations page is at https://ing.com/investors/investor-overview.
When was ING GROEP NV's most recent earnings call?
ING GROEP NV (ING) held its most recent earnings call on 2026-01-29, covering fiscal Q4 2025.
What sector is ING in?
ING GROEP NV (ING) operates in the Financial Services sector (Banks - Diversified industry).