INBKZ
First Internet Bancorp
Overview
First Internet Bancorp operates as a bank holding company providing commercial, small business, consumer, and municipal banking products and services primarily through its subsidiary, First Internet Bank of Indiana, a digital bank with no branch offices.
First Internet Bancorp is a Other company.
Most recent reported earnings: Q2 FY2021 (Sep 29, 2021).
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Transcripts
Recent earnings calls
History
Earnings history
- Q2 FY20212021-09-29EPS$1.21 vs $0.00—Rev$39.3M vs ——EODHD
- Q1 FY20212021-06-29EPS$1.31 vs $0.00—Rev$41.1M vs ——EODHD
- Q4 FY20202021-03-30EPS$1.05 vs $0.00—Rev$45.7M vs ——EODHD
- Q3 FY20202020-12-30EPS$1.11 vs $0.00—Rev$44.8M vs ——EODHD
- Q2 FY20202020-09-29EPS$0.86 vs $0.00—Rev$38.8M vs ——EODHD
- Q1 FY20202020-06-29EPS$0.40 vs $0.00—Rev$41.9M vs ——EODHD
- Q4 FY20192020-03-30EPS$0.62 vs $0.00—Rev$43.0M vs ——EODHD
- Q3 FY20192019-12-30EPS$0.72 vs $0.00—Rev$43.0M vs ——EODHD
- Q2 FY20192019-09-29EPS$0.63 vs $0.00—Rev$40.0M vs ——EODHD
- Q1 FY20192019-06-29EPS$0.60 vs $0.00—Rev$37.1M vs ——EODHD
- Q4 FY20182019-03-30EPS$0.56 vs $0.00—Rev$33.7M vs ——EODHD
- Q3 FY20182018-12-30EPS$0.35 vs $0.00—Rev$32.0M vs ——EODHD
- Q2 FY20182018-09-29EPS$0.61 vs $0.00—Rev$29.3M vs ——EODHD
- Q1 FY20182018-06-29EPS$0.67 vs $0.00—Rev$28.3M vs ——EODHD
- Q4 FY20172018-03-30EPS$0.71 vs $0.00—Rev$26.9M vs ——EODHD
- Q3 FY20172017-12-30EPS$0.41 vs $0.00—Rev$25.6M vs ——EODHD
- Q2 FY20172017-09-29EPS$0.71 vs $0.00—Rev$22.5M vs ——EODHD
- Q1 FY20172017-06-29EPS$0.61 vs $0.00—Rev$19.3M vs ——EODHD
- Q4 FY20162017-03-30EPS$0.43 vs $0.00—Rev$19.4M vs ——EODHD
- Q3 FY20162016-12-30EPS$0.64 vs $0.00—Rev$20.1M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2021 | 2021-09-29 | $1.21 | $0.00 | — | $39.3M | — | — | EODHD |
| Q1 FY2021 | 2021-06-29 | $1.31 | $0.00 | — | $41.1M | — | — | EODHD |
| Q4 FY2020 | 2021-03-30 | $1.05 | $0.00 | — | $45.7M | — | — | EODHD |
| Q3 FY2020 | 2020-12-30 | $1.11 | $0.00 | — | $44.8M | — | — | EODHD |
| Q2 FY2020 | 2020-09-29 | $0.86 | $0.00 | — | $38.8M | — | — | EODHD |
| Q1 FY2020 | 2020-06-29 | $0.40 | $0.00 | — | $41.9M | — | — | EODHD |
| Q4 FY2019 | 2020-03-30 | $0.62 | $0.00 | — | $43.0M | — | — | EODHD |
| Q3 FY2019 | 2019-12-30 | $0.72 | $0.00 | — | $43.0M | — | — | EODHD |
| Q2 FY2019 | 2019-09-29 | $0.63 | $0.00 | — | $40.0M | — | — | EODHD |
| Q1 FY2019 | 2019-06-29 | $0.60 | $0.00 | — | $37.1M | — | — | EODHD |
| Q4 FY2018 | 2019-03-30 | $0.56 | $0.00 | — | $33.7M | — | — | EODHD |
| Q3 FY2018 | 2018-12-30 | $0.35 | $0.00 | — | $32.0M | — | — | EODHD |
| Q2 FY2018 | 2018-09-29 | $0.61 | $0.00 | — | $29.3M | — | — | EODHD |
| Q1 FY2018 | 2018-06-29 | $0.67 | $0.00 | — | $28.3M | — | — | EODHD |
| Q4 FY2017 | 2018-03-30 | $0.71 | $0.00 | — | $26.9M | — | — | EODHD |
| Q3 FY2017 | 2017-12-30 | $0.41 | $0.00 | — | $25.6M | — | — | EODHD |
| Q2 FY2017 | 2017-09-29 | $0.71 | $0.00 | — | $22.5M | — | — | EODHD |
| Q1 FY2017 | 2017-06-29 | $0.61 | $0.00 | — | $19.3M | — | — | EODHD |
| Q4 FY2016 | 2017-03-30 | $0.43 | $0.00 | — | $19.4M | — | — | EODHD |
| Q3 FY2016 | 2016-12-30 | $0.64 | $0.00 | — | $20.1M | — | — | EODHD |
Source: EODHD. INBKZ reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks INBKZ's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 100% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $5.32 | $4.51 | +17.9% | -3.7% | -5.6% |
| Q4 FY2026 | $5.13 | $4.53 | +13.2% | -4.0% | -2.9% |
| Q3 FY2026 | $5.34 | $4.53 | +17.8% | 0.0% | -2.0% |
| Q2 FY2026 | $5.53 | $4.39 | +25.9% | -2.8% | -1.3% |
| Q1 FY2025 | $5.35 | $4.50 | +18.9% | -2.1% | -2.4% |
| Q4 FY2025 | $5.71 | $4.51 | +26.6% | -1.3% | +1.4% |
| Q3 FY2025 | $5.42 | $4.63 | +17.1% | -4.6% | -4.0% |
| Q2 FY2025 | $5.17 | $4.41 | +17.2% | -3.5% | -0.7% |
| Q1 FY2024 | $5.01 | $4.43 | +13.0% | -4.4% | -7.1% |
| Q4 FY2024 | $5.53 | $4.51 | +22.7% | -0.3% | +1.5% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- David B BeckerCEO2 yr 6 mo21 callsCurrentSample
CEO since 2023 • 6/12 beats (50%) • last call held guidance Q3 FY2026
- Kenneth J LovikCFO2 yr 6 mo21 callsCurrentSample
CFO since 2023 • 8/12 beats (67%) • last call held guidance Q3 FY2026
- Nicole S LorchCOO2 yr 5 mo5 callsCurrentSample
COO since 2024 • 5/8 beats (63%) • last guidance cut Q2 FY2026
Peers
Other companies in Other
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for INBKZ.
$ curl https://api.spokenalpha.com/v1/companies/INBKZFAQ
Frequently asked about INBKZ
Where can I find First Internet Bancorp's (INBKZ) earnings call transcripts?
Spoken Alpha indexes INBKZ's earnings call transcripts at https://spokenalpha.com/companies/INBKZ. Each call links to attributed speakers and parsed analyst Q&A.
What sector is INBKZ in?
First Internet Bancorp (INBKZ) operates in the Other sector.