Spoken Alpha
INDEPENDENT BANK CORP /MI/
Independent Bank Corp operates as a bank holding company that provides consumer and commercial banking services through its Michigan-chartered subsidiary bank. The company generates revenue primarily from interest and fees on loans, along with other interest income and non-interest income, serving individual and business customers in Michigan.
INDEPENDENT BANK CORP /MI/ is a Financial Services company operating in Banks - Regional with a $759.7M market cap.
Most recent reported earnings: Q3 FY2026 (Oct 26, 2026).
22 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Disclosures
Extracted from Unknown source, 2026-08-30.
Transcripts
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
History
Executives who appear on this company's earnings calls in our corpus, with role and tenure sourced from SEC filings. Click any name for the full role timeline and call appearance history. Per-executive behavioral deviation metrics are available to research subscribers.
Peers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for IBCP.
$ curl https://api.spokenalpha.com/v1/companies/IBCPFAQ
Spoken Alpha indexes IBCP's earnings call transcripts at https://spokenalpha.com/companies/IBCP. Each call links to attributed speakers and parsed analyst Q&A. INDEPENDENT BANK CORP /MI/'s own investor relations page is at https://ir.independentbank.com/.
INDEPENDENT BANK CORP /MI/ (IBCP) held its most recent earnings call on 2026-07-23, covering fiscal Q2 2026.
INDEPENDENT BANK CORP /MI/ (IBCP) operates in the Financial Services sector (Banks - Regional industry).
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 2026-10-26 | — | $0.93 | — | — | — | — | EODHD |
| Q2 FY2026 | 2026-07-22 | $0.90 | $0.85 | +5.9% | $82.6M | — | — | EODHD |
| Q1 FY2026 | 2026-04-22 | $0.81 | $0.79 | +2.5% | $74.6M | — | — | EODHD |
| Q4 FY2025 | 2026-01-21 | $0.89 | $0.84 | +5.9% | $79.4M | — | — | EODHD |
| Q3 FY2025 | 2025-10-27 | $0.86 | $0.84 | +2.4% | $79.4M | — | — | EODHD |
| Q2 FY2025 | 2025-07-23 | $0.82 | $0.79 | +3.8% | $76.3M | — | — | EODHD |
| Q1 FY2025 | 2025-04-23 | $0.74 | $0.70 | +5.7% | $74.7M | — | — | EODHD |
| Q4 FY2024 | 2025-01-22 | $0.87 | $0.76 | +14.5% | $84.5M | — | — | EODHD |
| Q3 FY2024 | 2024-10-23 | $0.65 | $0.76 | -14.5% | $76.0M | — | — | EODHD |
| Q2 FY2024 | 2024-07-24 | $0.88 | $0.70 | +25.7% | $79.7M | — | — | EODHD |
| Q1 FY2024 | 2024-04-24 | $0.71 | $0.64 | +10.9% | $76.2M | — | — | EODHD |
| Q4 FY2023 | 2024-01-24 | $0.79 | $0.70 | +12.9% | $72.9M | — | — | EODHD |
| Q3 FY2023 | 2023-10-23 | $0.89 | $0.62 | +43.5% | $76.4M | — | — | EODHD |
| Q2 FY2023 | 2023-07-24 | $0.61 | $0.59 | +3.4% | $71.6M | — | — | EODHD |
| Q1 FY2023 | 2023-04-26 | $0.63 | $0.60 | +5.0% | $62.8M | — | — | EODHD |
| Q4 FY2022 | 2023-01-25 | $0.73 | $0.73 | 0.0% | $60.7M | — | — | EODHD |
| Q3 FY2022 | 2022-10-24 | $0.82 | $0.60 | +36.7% | $60.1M | — | — | EODHD |
| Q2 FY2022 | 2022-07-25 | $0.49 | $0.55 | -10.9% | $51.1M | — | — | EODHD |
| Q1 FY2022 | 2022-04-25 | $0.53 | $0.50 | +6.0% | $52.1M | — | — | EODHD |
| Q4 FY2021 | 2022-01-26 | $0.58 | $0.65 | -10.8% | $50.1M | — | — | EODHD |
Source: EODHD. IBCP reported actuals as published; sparse fields render as —.