Spoken Alpha
HIPO
Hippo Holdings Inc.
Overview
Hippo Holdings Inc. operates as a technology-native insurance holding company that provides homeowners, renters, commercial, and casualty insurance products through owned and partner managing general agents.
Hippo Holdings Inc is a Financial Services company operating in Insurance - Property & Casualty with a $675.9M market cap.
Most recent reported earnings: Q2 FY2026 (Aug 4, 2026).
19 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-307 Q&A exchanges
- Q4 FY2025Earnings2026-02-254 Q&A exchanges
- Q3 FY2025Earnings2025-11-054 Q&A exchanges
- Q2 FY2025Earnings2025-08-068 Q&A exchanges
- Q1 FY2025Earnings2025-05-078 Q&A exchanges
- Q4 FY2024Earnings2025-03-068 Q&A exchanges
- Q2 FY2024Earnings2024-08-0815 Q&A exchanges
- Q1 FY2024Earnings2024-05-028 Q&A exchanges
- Q4 FY2023Earnings2024-03-0616 Q&A exchanges
- Q3 FY2023Earnings2023-11-0420 Q&A exchanges
- Q2 FY2023Earnings2023-08-0830 Q&A exchanges
- Q1 FY2023Earnings2023-05-0912 Q&A exchanges
- Q4 FY2022Earnings2023-03-0211 Q&A exchanges
- Q3 FY2022Earnings2022-11-1021 Q&A exchanges
- Q2 FY2022Earnings2022-08-1117 Q&A exchanges
- Q1 FY2022Earnings2022-05-1322 Q&A exchanges
- Q4 FY2021Earnings2022-03-1019 Q&A exchanges
- Q3 FY2021Earnings2021-11-1010 Q&A exchanges
- Q2 FY2021Earnings2021-08-1713 Q&A exchanges
History
Earnings history
- Q2 FY20262026-08-04EPS— vs $0.19—Rev— vs ——EODHD
- Q1 FY20262026-04-29EPS$0.27 vs $0.09+100.0%Rev$121.5M vs ——EODHD
- Q4 FY20252026-02-24EPS$0.67 vs $0.49+36.7%Rev$120.4M vs ——EODHD
- Q3 FY20252025-11-04EPS$0.44 vs $-0.25+100.0%Rev$120.6M vs ——EODHD
- Q2 FY20252025-08-05EPS$0.65 vs $-0.40+100.0%Rev$117.3M vs ——EODHD
- Q1 FY20252025-06-03EPS$-1.94 vs $-1.65-17.4%Rev$110.3M vs ——EODHD
- Q4 FY20242025-03-05EPS$1.71 vs $0.07+100.0%Rev$101.9M vs ——EODHD
- Q3 FY20242024-11-07EPS$-0.65 vs $-0.70+7.1%Rev$95.5M vs ——EODHD
- Q2 FY20242024-08-07EPS$-1.51 vs $-1.12-34.8%Rev$89.6M vs ——EODHD
- Q1 FY20242024-05-01EPS$-1.16 vs $-1.15-0.9%Rev$85.1M vs ——EODHD
- Q4 FY20232024-03-05EPS$-1.73 vs $-2.01+13.9%Rev$64.5M vs ——EODHD
- Q3 FY20232023-11-01EPS$-2.15 vs $-2.61+17.6%Rev$57.7M vs ——EODHD
- Q2 FY20232023-08-07EPS$-4.46 vs $-2.55-74.9%Rev$47.7M vs ——EODHD
- Q1 FY20232023-05-08EPS$-2.91 vs $-2.32-25.4%Rev$39.8M vs ——EODHD
- Q4 FY20222023-03-01EPS$-2.74 vs $-2.63-4.2%Rev$35.8M vs ——EODHD
- Q3 FY20222022-11-09EPS$-3.21 vs $-2.84-13.0%Rev$30.7M vs ——EODHD
- Q2 FY20222022-08-10EPS$-3.28 vs $-2.75-19.3%Rev$28.7M vs ——EODHD
- Q1 FY20222022-05-12EPS$-3.00 vs $-2.22-35.1%Rev$24.5M vs ——EODHD
- Q4 FY20212022-03-09EPS$-2.86 vs $-1.75-63.4%Rev$32.1M vs ——EODHD
- Q3 FY20212021-11-09EPS$-3.17 vs $-1.75-81.1%Rev$21.3M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-08-04 | — | $0.19 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-04-29 | $0.27 | $0.09 | +100.0% | $121.5M | — | — | EODHD |
| Q4 FY2025 | 2026-02-24 | $0.67 | $0.49 | +36.7% | $120.4M | — | — | EODHD |
| Q3 FY2025 | 2025-11-04 | $0.44 | $-0.25 | +100.0% | $120.6M | — | — | EODHD |
| Q2 FY2025 | 2025-08-05 | $0.65 | $-0.40 | +100.0% | $117.3M | — | — | EODHD |
| Q1 FY2025 | 2025-06-03 | $-1.94 | $-1.65 | -17.4% | $110.3M | — | — | EODHD |
| Q4 FY2024 | 2025-03-05 | $1.71 | $0.07 | +100.0% | $101.9M | — | — | EODHD |
| Q3 FY2024 | 2024-11-07 | $-0.65 | $-0.70 | +7.1% | $95.5M | — | — | EODHD |
| Q2 FY2024 | 2024-08-07 | $-1.51 | $-1.12 | -34.8% | $89.6M | — | — | EODHD |
| Q1 FY2024 | 2024-05-01 | $-1.16 | $-1.15 | -0.9% | $85.1M | — | — | EODHD |
| Q4 FY2023 | 2024-03-05 | $-1.73 | $-2.01 | +13.9% | $64.5M | — | — | EODHD |
| Q3 FY2023 | 2023-11-01 | $-2.15 | $-2.61 | +17.6% | $57.7M | — | — | EODHD |
| Q2 FY2023 | 2023-08-07 | $-4.46 | $-2.55 | -74.9% | $47.7M | — | — | EODHD |
| Q1 FY2023 | 2023-05-08 | $-2.91 | $-2.32 | -25.4% | $39.8M | — | — | EODHD |
| Q4 FY2022 | 2023-03-01 | $-2.74 | $-2.63 | -4.2% | $35.8M | — | — | EODHD |
| Q3 FY2022 | 2022-11-09 | $-3.21 | $-2.84 | -13.0% | $30.7M | — | — | EODHD |
| Q2 FY2022 | 2022-08-10 | $-3.28 | $-2.75 | -19.3% | $28.7M | — | — | EODHD |
| Q1 FY2022 | 2022-05-12 | $-3.00 | $-2.22 | -35.1% | $24.5M | — | — | EODHD |
| Q4 FY2021 | 2022-03-09 | $-2.86 | $-1.75 | -63.4% | $32.1M | — | — | EODHD |
| Q3 FY2021 | 2021-11-09 | $-3.17 | $-1.75 | -81.1% | $21.3M | — | — | EODHD |
Source: EODHD. HIPO reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks HIPO's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Misses consensus 9/10 quarters
SampleRepeated misses without a guidance reset suggest management is structurally optimistic relative to operating reality. Track whether next-quarter guidance is being benchmarked off the prior miss or the prior plan.
Missed in 4 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $2.22 | $2.52 | -12.0% | +7.7% | +7.3% |
| Q4 FY2026 | $2.18 | $2.47 | -11.6% | +1.4% | +4.1% |
| Q3 FY2026 | $2.19 | $2.37 | -7.4% | +4.6% | +4.5% |
| Q2 FY2026 | $2.51 | $2.62 | -4.2% | -0.7% | -1.8% |
| Q1 FY2025 | $2.49 | $2.43 | +2.3% | +7.7% | +4.9% |
| Q4 FY2025 | $2.60 | $2.62 | -0.8% | +7.0% | +7.6% |
| Q3 FY2025 | $2.58 | $2.67 | -3.3% | +3.0% | +4.8% |
| Q2 FY2025 | $2.35 | $2.44 | -3.7% | +5.4% | +3.2% |
| Q1 FY2024 | $2.29 | $2.56 | -10.7% | +8.2% | +6.7% |
| Q4 FY2024 | $2.55 | $2.63 | -3.0% | +5.6% | +7.4% |
Guidance change history
Sample- Q1 FY2026Lowered2026-04-15
- Q4 FY2026Lowered2026-13-15
- Q3 FY2026Lowered2026-10-15
- Q2 FY2026Lowered2026-07-15
- Q1 FY2025Maintained2025-04-15
- Q4 FY2025Maintained2025-13-15
- Q3 FY2025Maintained2025-10-15
- Q2 FY2025Maintained2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Torben OstergaardCEO10 mono recorded callsCurrentSample
CEO since 2025 • 2/4 beats (50%) • last guidance cut Q3 FY2026
- Richard McCathronCEO10 mo18 callsCurrentSample
CEO since 2025 • 2/4 beats (50%) • last call held guidance Q2 FY2026
- Guy ZeltserCFO10 mo5 callsCurrentSample
CFO since 2025 • 3/4 beats (75%) • last guidance raise Q1 FY2026
- Michael StienstraGM & Chief Insurance, HHIP10 mono recorded callsCurrentSample
DIVISION_HEAD since 2025 • 3/4 beats (75%) • last call held guidance Q3 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for HIPO.
$ curl https://api.spokenalpha.com/v1/companies/HIPOFAQ
Frequently asked about HIPO
Where can I find Hippo Holdings Inc.'s (HIPO) earnings call transcripts?
Spoken Alpha indexes HIPO's earnings call transcripts at https://spokenalpha.com/companies/HIPO. Each call links to attributed speakers and parsed analyst Q&A. Hippo Holdings Inc.'s own investor relations page is at https://investors.hippo.com/overview/default.aspx.
When was Hippo Holdings Inc.'s most recent earnings call?
Hippo Holdings Inc. (HIPO) held its most recent earnings call on 2026-04-30, covering fiscal Q1 2026.
What sector is HIPO in?
Hippo Holdings Inc. (HIPO) operates in the Financial Services sector (Insurance - Property & Casualty industry).