GL
GLOBE LIFE INC.
Overview
Globe Life Inc. provides individual life insurance and supplemental health insurance products to lower and middle-income Americans and working families through direct-to-consumer channels, exclusive agents, and independent agents.
GLOBE LIFE INC is a Financial Services company operating in Insurance - Life with a $13.36B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 21, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-2318 Q&A exchanges
- Q4 FY2025Earnings2026-02-0513 Q&A exchanges
- Q3 FY2025Earnings2025-10-2326 Q&A exchanges
- Q2 FY2025Earnings2025-07-2422 Q&A exchanges
- Q1 FY2025Earnings2025-05-0123 Q&A exchanges
- Q4 FY2024Earnings2025-02-0628 Q&A exchanges
- Q3 FY2024Earnings2024-10-2438 Q&A exchanges
- Q2 FY2024Earnings2024-07-2532 Q&A exchanges
- Q1 FY2024Earnings2024-04-2349 Q&A exchanges
- Q4 FY2023Earnings2024-02-0825 Q&A exchanges
- Q3 FY2023Earnings2023-10-2633 Q&A exchanges
- Q2 FY2023Earnings2023-07-2726 Q&A exchanges
- Q1 FY2023Earnings2023-05-0536 Q&A exchanges
- Q4 FY2022Earnings2023-02-0226 Q&A exchanges
- Q3 FY2022Earnings2022-10-2830 Q&A exchanges
- Q2 FY2022Earnings2022-07-2821 Q&A exchanges
- Q1 FY2022Earnings2022-04-2122 Q&A exchanges
- Q4 FY2021Earnings2022-02-0313 Q&A exchanges
- Q3 FY2021Earnings2021-10-2116 Q&A exchanges
- Q2 FY2021Earnings2021-07-2224 Q&A exchanges
- Q1 FY2021Earnings2021-04-2221 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-21EPS— vs $3.68—Rev— vs ——EODHD
- Q1 FY20262026-04-22EPS$3.43 vs $3.48-1.4%Rev$1.56B vs ——EODHD
- Q4 FY20252026-02-03EPS$3.39 vs $3.44-1.5%Rev$1.52B vs ——EODHD
- Q3 FY20252025-10-21EPS$4.81 vs $4.51+6.7%Rev$1.51B vs ——EODHD
- Q2 FY20252025-07-22EPS$3.27 vs $3.25+0.6%Rev$1.48B vs ——EODHD
- Q1 FY20252025-04-29EPS$3.07 vs $3.24-5.3%Rev$1.48B vs ——EODHD
- Q4 FY20242025-02-04EPS$3.14 vs $3.12+0.6%Rev$1.47B vs ——EODHD
- Q3 FY20242024-10-22EPS$3.49 vs $3.06+14.1%Rev$1.46B vs ——EODHD
- Q2 FY20242024-07-23EPS$2.97 vs $2.91+2.1%Rev$1.44B vs ——EODHD
- Q1 FY20242024-04-21EPS$2.78 vs $2.79-0.4%Rev$1.42B vs ——EODHD
- Q4 FY20232024-02-06EPS$2.80 vs $2.73+2.6%Rev$1.42B vs ——EODHD
- Q3 FY20232023-10-24EPS$2.71 vs $2.65+2.3%Rev$1.38B vs ——EODHD
- Q2 FY20232023-07-25EPS$2.61 vs $2.57+1.6%Rev$1.33B vs ——EODHD
- Q1 FY20232023-05-02EPS$2.53 vs $2.47+2.4%Rev$1.09B vs ——EODHD
- Q4 FY20222023-01-31EPS$2.24 vs $2.17+3.2%Rev$1.32B vs ——EODHD
- Q3 FY20222022-10-25EPS$2.15 vs $2.10+2.4%Rev$1.30B vs ——EODHD
- Q2 FY20222022-07-26EPS$2.07 vs $2.05+1.0%Rev$1.29B vs ——EODHD
- Q1 FY20222022-04-19EPS$1.70 vs $1.72-1.2%Rev$1.30B vs ——EODHD
- Q4 FY20212022-02-01EPS$1.70 vs $1.76-3.4%Rev$1.30B vs ——EODHD
- Q3 FY20212021-10-19EPS$1.78 vs $1.89-5.8%Rev$1.29B vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-21 | — | $3.68 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-04-22 | $3.43 | $3.48 | -1.4% | $1.56B | — | — | EODHD |
| Q4 FY2025 | 2026-02-03 | $3.39 | $3.44 | -1.5% | $1.52B | — | — | EODHD |
| Q3 FY2025 | 2025-10-21 | $4.81 | $4.51 | +6.7% | $1.51B | — | — | EODHD |
| Q2 FY2025 | 2025-07-22 | $3.27 | $3.25 | +0.6% | $1.48B | — | — | EODHD |
| Q1 FY2025 | 2025-04-29 | $3.07 | $3.24 | -5.3% | $1.48B | — | — | EODHD |
| Q4 FY2024 | 2025-02-04 | $3.14 | $3.12 | +0.6% | $1.47B | — | — | EODHD |
| Q3 FY2024 | 2024-10-22 | $3.49 | $3.06 | +14.1% | $1.46B | — | — | EODHD |
| Q2 FY2024 | 2024-07-23 | $2.97 | $2.91 | +2.1% | $1.44B | — | — | EODHD |
| Q1 FY2024 | 2024-04-21 | $2.78 | $2.79 | -0.4% | $1.42B | — | — | EODHD |
| Q4 FY2023 | 2024-02-06 | $2.80 | $2.73 | +2.6% | $1.42B | — | — | EODHD |
| Q3 FY2023 | 2023-10-24 | $2.71 | $2.65 | +2.3% | $1.38B | — | — | EODHD |
| Q2 FY2023 | 2023-07-25 | $2.61 | $2.57 | +1.6% | $1.33B | — | — | EODHD |
| Q1 FY2023 | 2023-05-02 | $2.53 | $2.47 | +2.4% | $1.09B | — | — | EODHD |
| Q4 FY2022 | 2023-01-31 | $2.24 | $2.17 | +3.2% | $1.32B | — | — | EODHD |
| Q3 FY2022 | 2022-10-25 | $2.15 | $2.10 | +2.4% | $1.30B | — | — | EODHD |
| Q2 FY2022 | 2022-07-26 | $2.07 | $2.05 | +1.0% | $1.29B | — | — | EODHD |
| Q1 FY2022 | 2022-04-19 | $1.70 | $1.72 | -1.2% | $1.30B | — | — | EODHD |
| Q4 FY2021 | 2022-02-01 | $1.70 | $1.76 | -3.4% | $1.30B | — | — | EODHD |
| Q3 FY2021 | 2021-10-19 | $1.78 | $1.89 | -5.8% | $1.29B | — | — | EODHD |
Source: EODHD. GL reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks GL's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 7/10 quarters but stock falls 60% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 3 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $3.80 | $3.74 | +1.6% | -1.7% | -3.8% |
| Q4 FY2026 | $4.33 | $3.92 | +10.5% | -6.5% | -7.5% |
| Q3 FY2026 | $4.47 | $4.02 | +11.2% | +0.1% | -0.3% |
| Q2 FY2026 | $4.30 | $3.84 | +11.9% | -6.7% | -5.1% |
| Q1 FY2025 | $3.87 | $3.89 | -0.6% | +3.9% | +4.9% |
| Q4 FY2025 | $4.14 | $4.00 | +3.5% | +0.1% | +2.7% |
| Q3 FY2025 | $3.85 | $3.90 | -1.4% | +4.3% | +6.0% |
| Q2 FY2025 | $4.21 | $3.93 | +7.2% | -1.1% | -2.0% |
| Q1 FY2024 | $4.04 | $4.07 | -0.8% | -3.9% | -3.4% |
| Q4 FY2024 | $4.48 | $4.00 | +12.0% | -3.2% | -2.9% |
Guidance change history
Sample- Q1 FY2026Maintained2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Maintained2025-04-15
- Q4 FY2025Suspended2025-13-15
- Q3 FY2025Maintained2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- James Matthew DardenCEO4 mo1 callCurrentSample
CEO since 2026 • 1/2 beats (50%) • last guidance cut Q1 FY2026
- Frank M SvobodaCEO4 mo20 callsCurrentSample
CEO since 2026 • 2/2 beats (100%) • last call held guidance Q3 FY2026
- Thomas Peter KalmbachCFO4 mo1 callCurrentSample
CFO since 2026 • 2/2 beats (100%) • guidance suspended Q1 FY2026
- Michael Clay MajorsEVP - Chief Strategy Officer4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last call held guidance Q2 FY2026
- Michael Shane HenrieSVP & Chief Accounting Officer4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance raise Q1 FY2026
- Rebecca E ZornEVP & Chief Talent Officer4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance cut Q3 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for GL.
$ curl https://api.spokenalpha.com/v1/companies/GLFAQ
Frequently asked about GL
Where can I find GLOBE LIFE INC.'s (GL) earnings call transcripts?
Spoken Alpha indexes GL's earnings call transcripts at https://spokenalpha.com/companies/GL. Each call links to attributed speakers and parsed analyst Q&A. GLOBE LIFE INC.'s own investor relations page is at https://investors.globelifeinsurance.com/.
When was GLOBE LIFE INC.'s most recent earnings call?
GLOBE LIFE INC. (GL) held its most recent earnings call on 2026-04-23, covering fiscal Q1 2026.
What sector is GL in?
GLOBE LIFE INC. (GL) operates in the Financial Services sector (Insurance - Life industry).