Spoken Alpha
GBCI
GLACIER BANCORP, INC.
Overview
Glacier Bancorp operates a bank holding company providing retail and commercial banking services through 281 locations across nine western states. The company offers deposit products, real estate and commercial loans, agriculture and consumer lending, and mortgage origination services to individuals, small to medium-sized businesses, and public entities.
GLACIER BANCORP, INC is a Financial Services company operating in Banks - Regional with a $6.40B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 22, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-245 Q&A exchanges
- Q4 FY2025Earnings2026-01-2322 Q&A exchanges
- Q3 FY2025Earnings2025-10-1724 Q&A exchanges
- Q2 FY2025Earnings2025-07-2517 Q&A exchanges
- Q1 FY2025Earnings2025-04-2531 Q&A exchanges
- Q4 FY2024Earnings2025-01-2431 Q&A exchanges
- Q3 FY2024Earnings2024-10-2519 Q&A exchanges
- Q2 FY2024Earnings2024-07-1936 Q&A exchanges
- Q1 FY2024Earnings2024-04-1940 Q&A exchanges
- Q4 FY2023Earnings2024-01-2639 Q&A exchanges
- Q3 FY2023Earnings2023-10-2040 Q&A exchanges
- Q2 FY2023Earnings2023-07-2151 Q&A exchanges
- Q1 FY2023Earnings2023-04-2134 Q&A exchanges
- Q4 FY2022Earnings2023-01-2722 Q&A exchanges
- Q3 FY2022Earnings2022-10-2136 Q&A exchanges
- Q2 FY2022Earnings2022-07-2217 Q&A exchanges
- Q1 FY2022Earnings2022-04-2222 Q&A exchanges
- Q4 FY2021Earnings2022-01-2828 Q&A exchanges
- Q3 FY2021Earnings2021-10-2218 Q&A exchanges
- Q2 FY2021Earnings2021-07-2320 Q&A exchanges
- Q1 FY2021Earnings2021-04-2325 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-22EPS— vs $0.76—Rev— vs ——EODHD
- Q1 FY20262026-04-15EPS$0.70 vs $0.66+5.8%Rev$400.2M vs ——EODHD
- Q4 FY20252026-01-21EPS$0.49 vs $0.490.0%Rev$413.2M vs ——EODHD
- Q3 FY20252025-10-22EPS$0.62 vs $0.62-0.1%Rev$360.4M vs ——EODHD
- Q2 FY20252025-07-23EPS$0.59 vs $0.49+20.4%Rev$335.2M vs ——EODHD
- Q1 FY20252025-04-22EPS$0.48 vs $0.46+4.3%Rev$316.8M vs ——EODHD
- Q4 FY20242025-01-22EPS$0.55 vs $0.52+5.8%Rev$322.2M vs ——EODHD
- Q3 FY20242024-10-23EPS$0.46 vs $0.42+9.5%Rev$318.4M vs ——EODHD
- Q2 FY20242024-07-17EPS$0.39 vs $0.37+5.4%Rev$301.1M vs ——EODHD
- Q1 FY20242024-04-17EPS$0.29 vs $0.33-12.1%Rev$303.5M vs ——EODHD
- Q4 FY20232024-01-24EPS$0.49 vs $0.41+19.5%Rev$298.2M vs ——EODHD
- Q3 FY20232023-10-18EPS$0.47 vs $0.42+11.9%Rev$290.2M vs ——EODHD
- Q2 FY20232023-07-19EPS$0.50 vs $0.49+2.0%Rev$271.9M vs ——EODHD
- Q1 FY20232023-04-19EPS$0.55 vs $0.61-9.8%Rev$255.1M vs ——EODHD
- Q4 FY20222023-01-25EPS$0.72 vs $0.73-1.4%Rev$248.8M vs ——EODHD
- Q3 FY20222022-10-19EPS$0.72 vs $0.73-1.4%Rev$240.4M vs ——EODHD
- Q2 FY20222022-07-20EPS$0.69 vs $0.690.0%Rev$223.7M vs ——EODHD
- Q1 FY20222022-04-20EPS$0.61 vs $0.610.0%Rev$220.5M vs ——EODHD
- Q4 FY20212022-01-26EPS$0.46 vs $0.43+7.0%Rev$222.8M vs ——EODHD
- Q3 FY20212021-10-20EPS$0.79 vs $0.71+11.3%Rev$198.4M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-22 | — | $0.76 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-04-15 | $0.70 | $0.66 | +5.8% | $400.2M | — | — | EODHD |
| Q4 FY2025 | 2026-01-21 | $0.49 | $0.49 | 0.0% | $413.2M | — | — | EODHD |
| Q3 FY2025 | 2025-10-22 | $0.62 | $0.62 | -0.1% | $360.4M | — | — | EODHD |
| Q2 FY2025 | 2025-07-23 | $0.59 | $0.49 | +20.4% | $335.2M | — | — | EODHD |
| Q1 FY2025 | 2025-04-22 | $0.48 | $0.46 | +4.3% | $316.8M | — | — | EODHD |
| Q4 FY2024 | 2025-01-22 | $0.55 | $0.52 | +5.8% | $322.2M | — | — | EODHD |
| Q3 FY2024 | 2024-10-23 | $0.46 | $0.42 | +9.5% | $318.4M | — | — | EODHD |
| Q2 FY2024 | 2024-07-17 | $0.39 | $0.37 | +5.4% | $301.1M | — | — | EODHD |
| Q1 FY2024 | 2024-04-17 | $0.29 | $0.33 | -12.1% | $303.5M | — | — | EODHD |
| Q4 FY2023 | 2024-01-24 | $0.49 | $0.41 | +19.5% | $298.2M | — | — | EODHD |
| Q3 FY2023 | 2023-10-18 | $0.47 | $0.42 | +11.9% | $290.2M | — | — | EODHD |
| Q2 FY2023 | 2023-07-19 | $0.50 | $0.49 | +2.0% | $271.9M | — | — | EODHD |
| Q1 FY2023 | 2023-04-19 | $0.55 | $0.61 | -9.8% | $255.1M | — | — | EODHD |
| Q4 FY2022 | 2023-01-25 | $0.72 | $0.73 | -1.4% | $248.8M | — | — | EODHD |
| Q3 FY2022 | 2022-10-19 | $0.72 | $0.73 | -1.4% | $240.4M | — | — | EODHD |
| Q2 FY2022 | 2022-07-20 | $0.69 | $0.69 | 0.0% | $223.7M | — | — | EODHD |
| Q1 FY2022 | 2022-04-20 | $0.61 | $0.61 | 0.0% | $220.5M | — | — | EODHD |
| Q4 FY2021 | 2022-01-26 | $0.46 | $0.43 | +7.0% | $222.8M | — | — | EODHD |
| Q3 FY2021 | 2021-10-20 | $0.79 | $0.71 | +11.3% | $198.4M | — | — | EODHD |
Source: EODHD. GBCI reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks GBCI's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Misses consensus 10/10 quarters
SampleRepeated misses without a guidance reset suggest management is structurally optimistic relative to operating reality. Track whether next-quarter guidance is being benchmarked off the prior miss or the prior plan.
Missed in 4 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $2.03 | $2.44 | -16.6% | -3.3% | -5.5% |
| Q4 FY2026 | $2.20 | $2.28 | -3.6% | -6.5% | -4.7% |
| Q3 FY2026 | $2.32 | $2.39 | -2.9% | -7.2% | -7.3% |
| Q2 FY2026 | $2.01 | $2.34 | -14.1% | -5.7% | -3.5% |
| Q1 FY2025 | $2.03 | $2.41 | -15.9% | -2.4% | -1.7% |
| Q4 FY2025 | $2.32 | $2.41 | -3.7% | 0.0% | -1.3% |
| Q3 FY2025 | $2.12 | $2.44 | -13.0% | -5.3% | -7.1% |
| Q2 FY2025 | $2.21 | $2.41 | -8.4% | +0.7% | +0.4% |
| Q1 FY2024 | $2.38 | $2.44 | -2.3% | -6.1% | -8.7% |
| Q4 FY2024 | $2.17 | $2.33 | -6.8% | -0.1% | -2.6% |
Guidance change history
Sample- Q1 FY2026Lowered2026-04-15
- Q4 FY2026Maintained2026-13-15
- Q3 FY2026Maintained2026-10-15
- Q2 FY2026Lowered2026-07-15
- Q1 FY2025Lowered2025-04-15
- Q4 FY2025Maintained2025-13-15
- Q3 FY2025Lowered2025-10-15
- Q2 FY2025Lowered2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Randall M CheslerCEO1 yr 6 mo8 callsCurrentSample
CEO since 2024 • 4/8 beats (50%) • guidance suspended Q1 FY2026
- Ron J CopherCFO1 yr 4 mo20 callsCurrentSample
CFO since 2025 • 3/4 beats (75%) • guidance suspended Q1 FY2026
- Ryan Thomas ScrenarChief Administrative Officer4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 2/2 beats (100%) • last guidance cut Q1 FY2026
- Lee Kenneth GroomChief Experience Officer1 yr 4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 2/4 beats (50%) • last guidance raise Q3 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for GBCI.
$ curl https://api.spokenalpha.com/v1/companies/GBCIFAQ
Frequently asked about GBCI
Where can I find GLACIER BANCORP, INC.'s (GBCI) earnings call transcripts?
Spoken Alpha indexes GBCI's earnings call transcripts at https://spokenalpha.com/companies/GBCI. Each call links to attributed speakers and parsed analyst Q&A.
When was GLACIER BANCORP, INC.'s most recent earnings call?
GLACIER BANCORP, INC. (GBCI) held its most recent earnings call on 2026-04-24, covering fiscal Q1 2026.
What sector is GBCI in?
GLACIER BANCORP, INC. (GBCI) operates in the Financial Services sector (Banks - Regional industry).