Spoken Alpha
FULTP
FULTON FINANCIAL CORP
Overview
Fulton Financial Corp operates as a bank holding company providing consumer and commercial banking services, along with wealth management products, primarily through its subsidiary Fulton Bank across Pennsylvania, Delaware, Maryland, New Jersey and Virginia.
FULTON FINANCIAL CORP is a Financial Services company operating in Banks - Regional.
Most recent reported earnings: Q4 FY2025 (Jan 20, 2026).
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from SEC 10-K filing, 2026-06-21.
Transcripts
Recent earnings calls
History
Earnings history
- Q4 FY20252026-01-20EPS$0.53 vs $0.00—Rev$471.8M vs ——EODHD
- Q3 FY20252025-11-06EPS$0.53 vs $0.00—Rev$481.2M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q4 FY2025 | 2026-01-20 | $0.53 | $0.00 | — | $471.8M | — | — | EODHD |
| Q3 FY2025 | 2025-11-06 | $0.53 | $0.00 | — | $481.2M | — | — | EODHD |
Source: EODHD. FULTP reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks FULTP's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters with 50% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $2.39 | $1.74 | +37.3% | -5.5% | -3.5% |
| Q4 FY2026 | $2.40 | $1.75 | +37.1% | +4.5% | +4.7% |
| Q3 FY2026 | $2.46 | $1.73 | +42.4% | +4.6% | +2.4% |
| Q2 FY2026 | $2.22 | $1.61 | +38.0% | -3.6% | -1.8% |
| Q1 FY2025 | $2.60 | $1.81 | +43.6% | -2.1% | -0.4% |
| Q4 FY2025 | $2.51 | $1.69 | +48.8% | +2.9% | +2.5% |
| Q3 FY2025 | $2.24 | $1.65 | +35.5% | -4.7% | -4.4% |
| Q2 FY2025 | $2.48 | $1.68 | +47.7% | +4.2% | +5.1% |
| Q1 FY2024 | $2.41 | $1.79 | +34.8% | +2.3% | +3.4% |
| Q4 FY2024 | $2.56 | $1.86 | +37.9% | -2.7% | -4.1% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Curtis J MyersCEO6 mo12 callsCurrentSample
CEO since 2025 • 3/4 beats (75%) • guidance suspended Q1 FY2026
- Richard S KraemerCFO9 mo7 callsCurrentSample
CFO since 2025 • 2/4 beats (50%) • last guidance raise Q2 FY2026
- Angela M SnyderPresident6 mono recorded callsCurrentSample
PRESIDENT since 2025 • 2/4 beats (50%) • last call held guidance Q1 FY2026
- Natasha R LuddingtonSr.EVP & Chief Legal Officer1 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • guidance suspended Q1 FY2026
- Anthony CossettiChief Accounting Officer1 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 2/2 beats (100%) • guidance suspended Q1 FY2026
- Atul MalhotraChief Risk Officer6 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 3/4 beats (75%) • last guidance cut Q2 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for FULTP.
$ curl https://api.spokenalpha.com/v1/companies/FULTPFAQ
Frequently asked about FULTP
Where can I find FULTON FINANCIAL CORP's (FULTP) earnings call transcripts?
Spoken Alpha indexes FULTP's earnings call transcripts at https://spokenalpha.com/companies/FULTP. Each call links to attributed speakers and parsed analyst Q&A. FULTON FINANCIAL CORP's own investor relations page is at https://investor.fultonbank.com/.
What sector is FULTP in?
FULTON FINANCIAL CORP (FULTP) operates in the Financial Services sector (Banks - Regional industry).