FNMAP
FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE
Overview
Fannie Mae provides liquidity to the U.S. residential mortgage market by purchasing mortgage loans from lenders, securitizing them into mortgage-backed securities, and guaranteeing payments to investors. The company earns revenue primarily through guaranty fees charged for assuming credit risk on single-family and multifamily mortgage loans.
FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE is a Financial Services company operating in Mortgage Finance.
Most recent reported earnings: Q4 FY2025 (Feb 10, 2026).
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Transcripts
Recent earnings calls
History
Earnings history
- Q4 FY20252026-02-10EPS$-1.85 vs $0.00—Rev$7.19B vs ——EODHD
- Q3 FY20252025-10-28EPS$0.65 vs $0.00—Rev— vs ——EODHD
- Q2 FY20252025-07-29EPS$0.57 vs $0.00—Rev$7.44B vs ——EODHD
- Q1 FY20252025-04-29EPS$0.00 vs $0.00—Rev$7.21B vs ——EODHD
- Q4 FY20242025-02-13EPS$0.00 vs $0.00—Rev$8.13B vs ——EODHD
- Q2 FY20212021-09-29EPS$0.00 vs $0.00—Rev$8.59B vs ——EODHD
- Q1 FY20212021-06-29EPS$0.01 vs $0.00—Rev$7.66B vs ——EODHD
- Q4 FY20202021-03-30EPS$0.00 vs $0.00—Rev$6.63B vs ——EODHD
- Q3 FY20202020-12-30EPS$0.00 vs $0.00—Rev$7.08B vs ——EODHD
- Q2 FY20202020-09-29EPS$0.00 vs $0.00—Rev$5.00B vs ——EODHD
- Q1 FY20202020-06-29EPS$0.00 vs $0.00—Rev$5.22B vs ——EODHD
- Q4 FY20192020-03-30EPS$-0.00 vs $0.00—Rev$7.16B vs ——EODHD
- Q3 FY20192019-12-30EPS$0.01 vs $0.00—Rev$5.17B vs ——EODHD
- Q2 FY20192019-09-29EPS$-0.00 vs $0.00—Rev$5.10B vs ——EODHD
- Q1 FY20192019-06-29EPS$0.01 vs $0.00—Rev$4.26B vs ——EODHD
- Q4 FY20182019-03-30EPS$0.01 vs $0.00—Rev— vs ——EODHD
- Q2 FY20182018-09-29EPS$0.01 vs $0.00—Rev— vs ——EODHD
- Q1 FY20182018-06-29EPS$-0.00 vs $0.00—Rev— vs ——EODHD
- Q4 FY20172018-03-30EPS$0.56 vs $0.00—Rev$6.73B vs ——EODHD
- Q3 FY20172017-12-30EPS$-1.13 vs $0.00—Rev$6.30B vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q4 FY2025 | 2026-02-10 | $-1.85 | $0.00 | — | $7.19B | — | — | EODHD |
| Q3 FY2025 | 2025-10-28 | $0.65 | $0.00 | — | — | — | — | EODHD |
| Q2 FY2025 | 2025-07-29 | $0.57 | $0.00 | — | $7.44B | — | — | EODHD |
| Q1 FY2025 | 2025-04-29 | $0.00 | $0.00 | — | $7.21B | — | — | EODHD |
| Q4 FY2024 | 2025-02-13 | $0.00 | $0.00 | — | $8.13B | — | — | EODHD |
| Q2 FY2021 | 2021-09-29 | $0.00 | $0.00 | — | $8.59B | — | — | EODHD |
| Q1 FY2021 | 2021-06-29 | $0.01 | $0.00 | — | $7.66B | — | — | EODHD |
| Q4 FY2020 | 2021-03-30 | $0.00 | $0.00 | — | $6.63B | — | — | EODHD |
| Q3 FY2020 | 2020-12-30 | $0.00 | $0.00 | — | $7.08B | — | — | EODHD |
| Q2 FY2020 | 2020-09-29 | $0.00 | $0.00 | — | $5.00B | — | — | EODHD |
| Q1 FY2020 | 2020-06-29 | $0.00 | $0.00 | — | $5.22B | — | — | EODHD |
| Q4 FY2019 | 2020-03-30 | $-0.00 | $0.00 | — | $7.16B | — | — | EODHD |
| Q3 FY2019 | 2019-12-30 | $0.01 | $0.00 | — | $5.17B | — | — | EODHD |
| Q2 FY2019 | 2019-09-29 | $-0.00 | $0.00 | — | $5.10B | — | — | EODHD |
| Q1 FY2019 | 2019-06-29 | $0.01 | $0.00 | — | $4.26B | — | — | EODHD |
| Q4 FY2018 | 2019-03-30 | $0.01 | $0.00 | — | — | — | — | EODHD |
| Q2 FY2018 | 2018-09-29 | $0.01 | $0.00 | — | — | — | — | EODHD |
| Q1 FY2018 | 2018-06-29 | $-0.00 | $0.00 | — | — | — | — | EODHD |
| Q4 FY2017 | 2018-03-30 | $0.56 | $0.00 | — | $6.73B | — | — | EODHD |
| Q3 FY2017 | 2017-12-30 | $-1.13 | $0.00 | — | $6.30B | — | — | EODHD |
Source: EODHD. FNMAP reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks FNMAP's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters with 50% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $2.32 | $1.81 | +28.3% | +7.7% | +5.0% |
| Q4 FY2026 | $2.37 | $1.96 | +20.9% | +3.5% | +6.4% |
| Q3 FY2026 | $2.58 | $1.99 | +29.6% | +2.8% | +5.6% |
| Q2 FY2026 | $2.30 | $1.82 | +26.3% | -3.5% | -2.6% |
| Q1 FY2025 | $2.59 | $2.04 | +27.1% | +1.7% | +2.4% |
| Q4 FY2025 | $2.55 | $2.07 | +23.2% | +0.4% | +1.1% |
| Q3 FY2025 | $2.47 | $1.89 | +30.9% | -1.1% | -0.4% |
| Q2 FY2025 | $2.18 | $1.86 | +17.3% | -2.8% | -2.7% |
| Q1 FY2024 | $2.42 | $1.93 | +25.3% | -1.2% | -0.8% |
| Q4 FY2024 | $2.63 | $2.05 | +28.5% | -2.4% | -5.2% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Michael Paul McCarthySVP & GENERAL COUNSEL6 mono recorded callsCurrentSample
DIVISION_HEAD since 2025 • 3/4 beats (75%) • guidance suspended Q2 FY2026
- Jacob Slaten WilliamsonEVP & HEAD OF SINGLE-FAMILY6 mono recorded callsCurrentSample
DIVISION_HEAD since 2025 • 3/4 beats (75%) • guidance suspended Q1 FY2026
- Thomas Lee KleinActing General Counsel8 mono recorded callsCurrentSample
OTHER since 2025 • 2/4 beats (50%) • last guidance raise Q3 FY2026
- Peter AkwaboahCOO8 mono recorded callsFormerSample
COO since 2024 • 4/8 beats (50%) • last call held guidance Q1 FY2026
- Erik BissoEVP-Chf Inv Off, Tres&CapMkts0 mono recorded callsFormerSample
DIVISION_HEAD since 2025 • 2/4 beats (50%) • last guidance cut Q3 FY2026
- John Michael RoscoeEVP - Ops & Public Relations0 mono recorded callsFormerSample
DIVISION_HEAD since 2025 • 3/4 beats (75%) • guidance suspended Q1 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for FNMAP.
$ curl https://api.spokenalpha.com/v1/companies/FNMAPFAQ
Frequently asked about FNMAP
Where can I find FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE's (FNMAP) earnings call transcripts?
Spoken Alpha indexes FNMAP's earnings call transcripts at https://spokenalpha.com/companies/FNMAP. Each call links to attributed speakers and parsed analyst Q&A.
What sector is FNMAP in?
FEDERAL NATIONAL MORTGAGE ASSOCIATION FANNIE MAE (FNMAP) operates in the Financial Services sector (Mortgage Finance industry).