Spoken Alpha
FNF
Fidelity National Financial, Inc.
Overview
Fidelity National Financial provides title insurance, escrow, and related services for real estate transactions through five underwriters and approximately 1,300 direct offices and 5,100 independent agents, generating about 32% of the U.S. title insurance market share.
Fidelity National Financial, Inc is a Financial Services company operating in Insurance - Specialty with a $12.70B market cap.
Most recent reported earnings: Q2 FY2026 (Aug 4, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from SEC 10-K filing, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-05-0720 Q&A exchanges
- Q4 FY2025Earnings2026-02-2013 Q&A exchanges
- Q3 FY2025Earnings2025-11-0713 Q&A exchanges
- Q2 FY2025Earnings2025-08-0714 Q&A exchanges
- Q1 FY2025Earnings2025-05-0822 Q&A exchanges
- Q4 FY2024Earnings2025-02-2121 Q&A exchanges
- Q3 FY2024Earnings2024-11-0716 Q&A exchanges
- Q2 FY2024Earnings2024-08-0620 Q&A exchanges
- Q1 FY2024Earnings2024-05-0910 Q&A exchanges
- Q4 FY2023Earnings2024-02-2220 Q&A exchanges
- Q3 FY2023Earnings2023-11-0813 Q&A exchanges
- Q2 FY2023Earnings2023-08-0928 Q&A exchanges
- Q1 FY2023Earnings2023-05-0415 Q&A exchanges
- Q4 FY2022Earnings2023-02-2316 Q&A exchanges
- Q3 FY2022Earnings2022-11-0916 Q&A exchanges
- Q2 FY2022Earnings2022-08-0325 Q&A exchanges
- Q1 FY2022Earnings2022-05-1129 Q&A exchanges
- Q4 FY2021Earnings2022-02-2423 Q&A exchanges
- Q3 FY2021Earnings2021-11-0311 Q&A exchanges
- Q2 FY2021Earnings2021-08-0417 Q&A exchanges
- Q1 FY2021Earnings2021-05-0722 Q&A exchanges
History
Earnings history
- Q2 FY20262026-08-04EPS— vs $1.40—Rev— vs ——EODHD
- Q1 FY20262026-05-12EPS$0.93 vs $1.16-19.8%Rev$3.22B vs ——EODHD
- Q4 FY20252026-02-24EPS$1.41 vs $1.45-2.8%Rev$4.07B vs ——EODHD
- Q3 FY20252025-11-05EPS$1.63 vs $1.40+16.4%Rev$3.94B vs ——EODHD
- Q2 FY20252025-08-06EPS$1.02 vs $1.37-25.6%Rev$3.58B vs ——EODHD
- Q1 FY20252025-05-05EPS$0.78 vs $1.11-29.7%Rev$2.67B vs ——EODHD
- Q4 FY20242025-02-18EPS$1.34 vs $1.21+10.7%Rev$3.53B vs ——EODHD
- Q3 FY20242024-11-05EPS$1.30 vs $1.39-6.5%Rev$3.52B vs ——EODHD
- Q2 FY20242024-08-06EPS$1.24 vs $1.34-7.5%Rev$3.06B vs ——EODHD
- Q1 FY20242024-05-07EPS$0.76 vs $0.84-9.5%Rev$3.25B vs ——EODHD
- Q4 FY20232024-02-20EPS$0.75 vs $1.00-25.0%Rev$3.37B vs ——EODHD
- Q3 FY20232023-11-06EPS$1.23 vs $1.13+8.8%Rev$2.71B vs ——EODHD
- Q2 FY20232023-08-07EPS$1.01 vs $1.010.0%Rev$3.02B vs ——EODHD
- Q1 FY20232023-05-02EPS$0.52 vs $0.81-35.8%Rev$2.42B vs ——EODHD
- Q4 FY20222023-02-21EPS$1.06 vs $1.17-9.4%Rev$2.56B vs ——EODHD
- Q3 FY20222022-11-07EPS$1.07 vs $1.42-24.6%Rev$3.26B vs ——EODHD
- Q2 FY20222022-08-01EPS$1.90 vs $1.61+18.0%Rev$2.58B vs ——EODHD
- Q1 FY20222022-05-09EPS$1.37 vs $1.27+7.9%Rev$3.05B vs ——EODHD
- Q4 FY20212022-02-22EPS$2.16 vs $1.63+32.5%Rev$4.62B vs ——EODHD
- Q3 FY20212021-11-01EPS$2.12 vs $1.65+28.5%Rev$3.72B vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-08-04 | — | $1.40 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-05-12 | $0.93 | $1.16 | -19.8% | $3.22B | — | — | EODHD |
| Q4 FY2025 | 2026-02-24 | $1.41 | $1.45 | -2.8% | $4.07B | — | — | EODHD |
| Q3 FY2025 | 2025-11-05 | $1.63 | $1.40 | +16.4% | $3.94B | — | — | EODHD |
| Q2 FY2025 | 2025-08-06 | $1.02 | $1.37 | -25.6% | $3.58B | — | — | EODHD |
| Q1 FY2025 | 2025-05-05 | $0.78 | $1.11 | -29.7% | $2.67B | — | — | EODHD |
| Q4 FY2024 | 2025-02-18 | $1.34 | $1.21 | +10.7% | $3.53B | — | — | EODHD |
| Q3 FY2024 | 2024-11-05 | $1.30 | $1.39 | -6.5% | $3.52B | — | — | EODHD |
| Q2 FY2024 | 2024-08-06 | $1.24 | $1.34 | -7.5% | $3.06B | — | — | EODHD |
| Q1 FY2024 | 2024-05-07 | $0.76 | $0.84 | -9.5% | $3.25B | — | — | EODHD |
| Q4 FY2023 | 2024-02-20 | $0.75 | $1.00 | -25.0% | $3.37B | — | — | EODHD |
| Q3 FY2023 | 2023-11-06 | $1.23 | $1.13 | +8.8% | $2.71B | — | — | EODHD |
| Q2 FY2023 | 2023-08-07 | $1.01 | $1.01 | 0.0% | $3.02B | — | — | EODHD |
| Q1 FY2023 | 2023-05-02 | $0.52 | $0.81 | -35.8% | $2.42B | — | — | EODHD |
| Q4 FY2022 | 2023-02-21 | $1.06 | $1.17 | -9.4% | $2.56B | — | — | EODHD |
| Q3 FY2022 | 2022-11-07 | $1.07 | $1.42 | -24.6% | $3.26B | — | — | EODHD |
| Q2 FY2022 | 2022-08-01 | $1.90 | $1.61 | +18.0% | $2.58B | — | — | EODHD |
| Q1 FY2022 | 2022-05-09 | $1.37 | $1.27 | +7.9% | $3.05B | — | — | EODHD |
| Q4 FY2021 | 2022-02-22 | $2.16 | $1.63 | +32.5% | $4.62B | — | — | EODHD |
| Q3 FY2021 | 2021-11-01 | $2.12 | $1.65 | +28.5% | $3.72B | — | — | EODHD |
Source: EODHD. FNF reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks FNF's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Misses consensus 10/10 quarters
SampleRepeated misses without a guidance reset suggest management is structurally optimistic relative to operating reality. Track whether next-quarter guidance is being benchmarked off the prior miss or the prior plan.
Missed in 4 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $2.13 | $2.67 | -20.1% | +2.7% | +1.8% |
| Q4 FY2026 | $2.12 | $2.84 | -25.4% | +4.1% | +3.2% |
| Q3 FY2026 | $2.17 | $2.86 | -24.1% | +5.3% | +8.3% |
| Q2 FY2026 | $2.26 | $2.80 | -19.4% | +1.8% | +4.4% |
| Q1 FY2025 | $2.27 | $2.79 | -18.5% | -3.4% | -5.7% |
| Q4 FY2025 | $2.07 | $2.91 | -28.8% | +1.2% | +3.3% |
| Q3 FY2025 | $2.05 | $2.70 | -24.2% | -0.6% | -1.2% |
| Q2 FY2025 | $2.28 | $2.85 | -20.0% | +5.2% | +5.7% |
| Q1 FY2024 | $2.32 | $2.75 | -15.6% | +5.5% | +7.4% |
| Q4 FY2024 | $2.36 | $2.75 | -14.3% | +4.7% | +6.4% |
Guidance change history
Sample- Q1 FY2026Lowered2026-04-15
- Q4 FY2026Lowered2026-13-15
- Q3 FY2026Lowered2026-10-15
- Q2 FY2026Lowered2026-07-15
- Q1 FY2025Lowered2025-04-15
- Q4 FY2025Lowered2025-13-15
- Q3 FY2025Lowered2025-10-15
- Q2 FY2025Lowered2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Michael Joseph NolanCEO7 mo2 callsCurrentSample
CEO since 2025 • 2/4 beats (50%) • last guidance raise Q1 FY2026
- Anthony ParkCFO7 mo19 callsCurrentSample
CFO since 2025 • 2/4 beats (50%) • last guidance raise Q1 FY2026
- Peter T SadowskiEVP, Chief Legal Officer7 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 3/4 beats (75%) • last guidance cut Q1 FY2026
- Raymond R QuirkExecutive Vice-Chairman7 mono recorded callsCurrentSample
OTHER since 2025 • 2/4 beats (50%) • guidance suspended Q2 FY2026
- Michael L GravelleExecutive Vice President7 mono recorded callsCurrentSample
OTHER since 2025 • 2/4 beats (50%) • guidance suspended Q2 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for FNF.
$ curl https://api.spokenalpha.com/v1/companies/FNFFAQ
Frequently asked about FNF
Where can I find Fidelity National Financial, Inc.'s (FNF) earnings call transcripts?
Spoken Alpha indexes FNF's earnings call transcripts at https://spokenalpha.com/companies/FNF. Each call links to attributed speakers and parsed analyst Q&A. Fidelity National Financial, Inc.'s own investor relations page is at https://www.investor.fnf.com/.
When was Fidelity National Financial, Inc.'s most recent earnings call?
Fidelity National Financial, Inc. (FNF) held its most recent earnings call on 2026-05-07, covering fiscal Q1 2026.
What sector is FNF in?
Fidelity National Financial, Inc. (FNF) operates in the Financial Services sector (Insurance - Specialty industry).