FCF
FIRST COMMONWEALTH FINANCIAL CORP /PA/
Overview
First Commonwealth Financial Corporation operates as a bank holding company providing consumer and commercial banking services, trust and wealth management, and insurance products through its subsidiaries, primarily First Commonwealth Bank.
FIRST COMMONWEALTH FINANCIAL CORP /PA/ is a Financial Services company operating in Banks - Regional with a $1.98B market cap.
Most recent reported earnings: Q2 FY2026 (Aug 3, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-2918 Q&A exchanges
- Q4 FY2025Earnings2026-01-2823 Q&A exchanges
- Q3 FY2025Earnings2025-10-2920 Q&A exchanges
- Q2 FY2025Earnings2025-07-3021 Q&A exchanges
- Q1 FY2025Earnings2025-04-3030 Q&A exchanges
- Q4 FY2024Earnings2025-01-2925 Q&A exchanges
- Q3 FY2024Earnings2024-10-3035 Q&A exchanges
- Q2 FY2024Earnings2024-07-2439 Q&A exchanges
- Q1 FY2024Earnings2024-04-2428 Q&A exchanges
- Q4 FY2023Earnings2024-01-3133 Q&A exchanges
- Q3 FY2023Earnings2023-10-2540 Q&A exchanges
- Q2 FY2023Earnings2023-07-2635 Q&A exchanges
- Q1 FY2023Earnings2023-04-2634 Q&A exchanges
- Q4 FY2022Earnings2023-01-2545 Q&A exchanges
- Q3 FY2022Earnings2022-10-2620 Q&A exchanges
- Q2 FY2022Earnings2022-07-2716 Q&A exchanges
- Q1 FY2022Earnings2022-04-2732 Q&A exchanges
- Q4 FY2021Earnings2022-01-2628 Q&A exchanges
- Q3 FY2021Earnings2021-10-2730 Q&A exchanges
- Q2 FY2021Earnings2021-07-2840 Q&A exchanges
- Q1 FY2021Earnings2021-05-0125 Q&A exchanges
History
Earnings history
- Q2 FY20262026-08-03EPS— vs $0.42—Rev— vs ——EODHD
- Q1 FY20262026-04-27EPS$0.37 vs $0.40-7.5%Rev$179.3M vs ——EODHD
- Q4 FY20252026-01-26EPS$0.43 vs $0.42+2.4%Rev$188.6M vs ——EODHD
- Q3 FY20252025-10-27EPS$0.39 vs $0.41-4.9%Rev$187.6M vs ——EODHD
- Q2 FY20252025-07-28EPS$0.38 vs $0.35+8.6%Rev$183.6M vs ——EODHD
- Q1 FY20252025-04-28EPS$0.32 vs $0.320.0%Rev$169.6M vs ——EODHD
- Q4 FY20242025-01-27EPS$0.35 vs $0.350.0%Rev$175.3M vs ——EODHD
- Q3 FY20242024-10-28EPS$0.31 vs $0.36-13.9%Rev$179.0M vs ——EODHD
- Q2 FY20242024-07-22EPS$0.36 vs $0.35+2.9%Rev$175.8M vs ——EODHD
- Q1 FY20242024-04-22EPS$0.37 vs $0.36+2.8%Rev$169.4M vs ——EODHD
- Q4 FY20232024-01-29EPS$0.44 vs $0.39+12.8%Rev$168.6M vs ——EODHD
- Q3 FY20232023-10-23EPS$0.39 vs $0.40-2.5%Rev$164.7M vs ——EODHD
- Q2 FY20232023-07-24EPS$0.42 vs $0.41+2.4%Rev$155.8M vs ——EODHD
- Q1 FY20232023-04-24EPS$0.45 vs $0.39+15.4%Rev$137.6M vs ——EODHD
- Q4 FY20222023-01-23EPS$0.39 vs $0.43-9.3%Rev$120.6M vs ——EODHD
- Q3 FY20222022-10-24EPS$0.37 vs $0.38-2.6%Rev$111.6M vs ——EODHD
- Q2 FY20222022-07-25EPS$0.33 vs $0.330.0%Rev$101.2M vs ——EODHD
- Q1 FY20222022-04-25EPS$0.29 vs $0.290.0%Rev$95.2M vs ——EODHD
- Q4 FY20212022-01-24EPS$0.37 vs $0.32+15.6%Rev$99.6M vs ——EODHD
- Q3 FY20212021-10-25EPS$0.36 vs $0.32+12.5%Rev$101.4M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-08-03 | — | $0.42 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-04-27 | $0.37 | $0.40 | -7.5% | $179.3M | — | — | EODHD |
| Q4 FY2025 | 2026-01-26 | $0.43 | $0.42 | +2.4% | $188.6M | — | — | EODHD |
| Q3 FY2025 | 2025-10-27 | $0.39 | $0.41 | -4.9% | $187.6M | — | — | EODHD |
| Q2 FY2025 | 2025-07-28 | $0.38 | $0.35 | +8.6% | $183.6M | — | — | EODHD |
| Q1 FY2025 | 2025-04-28 | $0.32 | $0.32 | 0.0% | $169.6M | — | — | EODHD |
| Q4 FY2024 | 2025-01-27 | $0.35 | $0.35 | 0.0% | $175.3M | — | — | EODHD |
| Q3 FY2024 | 2024-10-28 | $0.31 | $0.36 | -13.9% | $179.0M | — | — | EODHD |
| Q2 FY2024 | 2024-07-22 | $0.36 | $0.35 | +2.9% | $175.8M | — | — | EODHD |
| Q1 FY2024 | 2024-04-22 | $0.37 | $0.36 | +2.8% | $169.4M | — | — | EODHD |
| Q4 FY2023 | 2024-01-29 | $0.44 | $0.39 | +12.8% | $168.6M | — | — | EODHD |
| Q3 FY2023 | 2023-10-23 | $0.39 | $0.40 | -2.5% | $164.7M | — | — | EODHD |
| Q2 FY2023 | 2023-07-24 | $0.42 | $0.41 | +2.4% | $155.8M | — | — | EODHD |
| Q1 FY2023 | 2023-04-24 | $0.45 | $0.39 | +15.4% | $137.6M | — | — | EODHD |
| Q4 FY2022 | 2023-01-23 | $0.39 | $0.43 | -9.3% | $120.6M | — | — | EODHD |
| Q3 FY2022 | 2022-10-24 | $0.37 | $0.38 | -2.6% | $111.6M | — | — | EODHD |
| Q2 FY2022 | 2022-07-25 | $0.33 | $0.33 | 0.0% | $101.2M | — | — | EODHD |
| Q1 FY2022 | 2022-04-25 | $0.29 | $0.29 | 0.0% | $95.2M | — | — | EODHD |
| Q4 FY2021 | 2022-01-24 | $0.37 | $0.32 | +15.6% | $99.6M | — | — | EODHD |
| Q3 FY2021 | 2021-10-25 | $0.36 | $0.32 | +12.5% | $101.4M | — | — | EODHD |
Source: EODHD. FCF reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks FCF's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters with 100% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $1.78 | $1.46 | +21.8% | +5.1% | +6.8% |
| Q4 FY2026 | $2.08 | $1.57 | +32.2% | +2.5% | +4.5% |
| Q3 FY2026 | $1.72 | $1.39 | +24.1% | +8.7% | +8.1% |
| Q2 FY2026 | $2.09 | $1.61 | +29.6% | +4.8% | +2.4% |
| Q1 FY2025 | $2.19 | $1.67 | +31.1% | +5.2% | +4.6% |
| Q4 FY2025 | $2.00 | $1.54 | +29.8% | +5.7% | +4.6% |
| Q3 FY2025 | $2.22 | $1.63 | +35.9% | +1.9% | +3.2% |
| Q2 FY2025 | $2.22 | $1.76 | +26.4% | +4.2% | +3.2% |
| Q1 FY2024 | $2.14 | $1.72 | +24.2% | +3.7% | +4.1% |
| Q4 FY2024 | $2.18 | $1.79 | +21.6% | +7.8% | +6.8% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- T Michael PriceCEO5 mono recorded callsCurrentSample
CEO since 2026 • 1/2 beats (50%) • last guidance raise Q2 FY2026
- James R ReskeCFO5 mo21 callsCurrentSample
CFO since 2026 • 1/2 beats (50%) • last call held guidance Q2 FY2026
- Ryan Lysaght GorneyEVP/ Chief Information Officer2 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last call held guidance Q3 FY2026
- Linda D MetzmaierEVP / Chief Risk Officer3 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance cut Q1 FY2026
- Michael P McCuenEVP/Chief Banking Officer3 mo4 callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance raise Q1 FY2026
- Brian J SohockiEVP/Chief Credit Officer3 mo7 callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance raise Q2 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for FCF.
$ curl https://api.spokenalpha.com/v1/companies/FCFFAQ
Frequently asked about FCF
Where can I find FIRST COMMONWEALTH FINANCIAL CORP /PA/'s (FCF) earnings call transcripts?
Spoken Alpha indexes FCF's earnings call transcripts at https://spokenalpha.com/companies/FCF. Each call links to attributed speakers and parsed analyst Q&A.
When was FIRST COMMONWEALTH FINANCIAL CORP /PA/'s most recent earnings call?
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) held its most recent earnings call on 2026-04-29, covering fiscal Q1 2026.
What sector is FCF in?
FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) operates in the Financial Services sector (Banks - Regional industry).