Spoken Alpha
ENVA
Enova International, Inc.
Overview
Enova International, Inc is a Financial Services company operating in Credit Services with a $4.32B market cap.
Most recent reported earnings: Q3 FY2026 (Oct 21, 2026).
22 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-08-30.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q2 FY2026Earnings2026-07-2318 Q&A exchanges
- Q1 FY2026Earnings2026-04-2317 Q&A exchanges
- Q4 FY2025Earnings2026-01-2712 Q&A exchanges
- Q3 FY2025Earnings2025-10-2312 Q&A exchanges
- Q2 FY2025Earnings2025-07-2514 Q&A exchanges
- Q1 FY2025Earnings2025-04-2915 Q&A exchanges
- Q4 FY2024Earnings2025-02-0422 Q&A exchanges
- Q3 FY2024Earnings2024-10-2218 Q&A exchanges
- Q2 FY2024Earnings2024-07-2311 Q&A exchanges
- Q1 FY2024Earnings2024-04-2311 Q&A exchanges
- Q4 FY2023Earnings2024-01-308 Q&A exchanges
- Q3 FY2023Earnings2023-10-2419 Q&A exchanges
- Q2 FY2023Earnings2023-07-2515 Q&A exchanges
- Q1 FY2023Earnings2023-04-2510 Q&A exchanges
- Q4 FY2022Earnings2023-02-0112 Q&A exchanges
- Q3 FY2022Earnings2022-10-2718 Q&A exchanges
- Q2 FY2022Earnings2022-07-2817 Q&A exchanges
- Q1 FY2022Earnings2022-05-0314 Q&A exchanges
- Q4 FY2021Earnings2022-02-0317 Q&A exchanges
- Q3 FY2021Earnings2021-10-2812 Q&A exchanges
- Q2 FY2021Earnings2021-07-297 Q&A exchanges
- Q1 FY2021Earnings2021-05-0216 Q&A exchanges
History
Earnings history
- Q3 FY20262026-10-21EPS— vs $4.19—Rev— vs ——EODHD
- Q2 FY20262026-07-22EPS$4.05 vs $3.73+8.6%Rev$493.7M vs ——EODHDDisagrees
- Q1 FY20262026-04-22EPS$3.87 vs $3.68+5.2%Rev$875.1M vs ——EODHD
- Q4 FY20252026-01-26EPS$3.46 vs $3.17+9.2%Rev$839.4M vs ——EODHD
- Q3 FY20252025-10-22EPS$3.36 vs $3.03+10.9%Rev$802.7M vs ——EODHD
- Q2 FY20252025-07-23EPS$3.23 vs $2.98+8.4%Rev$764.0M vs ——EODHD
- Q1 FY20252025-04-28EPS$2.98 vs $2.76+8.0%Rev$745.5M vs ——EODHD
- Q4 FY20242025-02-03EPS$2.61 vs $2.27+15.0%Rev$729.6M vs ——EODHD
- Q3 FY20242024-10-21EPS$2.45 vs $2.31+6.1%Rev$689.9M vs ——EODHD
- Q2 FY20242024-07-22EPS$2.21 vs $2.07+6.8%Rev$628.4M vs ——EODHD
- Q1 FY20242024-04-22EPS$1.91 vs $1.72+11.1%Rev$609.9M vs ——EODHD
- Q4 FY20232024-01-29EPS$1.83 vs $1.66+10.2%Rev$583.6M vs ——EODHD
- Q3 FY20232023-10-23EPS$1.50 vs $2.00-25.0%Rev$551.4M vs ——EODHD
- Q2 FY20232023-07-24EPS$1.72 vs $1.68+2.4%Rev$499.4M vs ——EODHD
- Q1 FY20232023-04-24EPS$1.79 vs $1.53+17.0%Rev$483.3M vs ——EODHD
- Q4 FY20222023-01-31EPS$1.76 vs $1.71+2.9%Rev$486.2M vs ——EODHD
- Q3 FY20222022-10-26EPS$1.74 vs $1.64+6.1%Rev$456.2M vs ——EODHD
- Q2 FY20222022-07-27EPS$1.64 vs $1.53+7.2%Rev$408.0M vs ——EODHD
- Q1 FY20222022-05-02EPS$1.67 vs $1.57+6.4%Rev$385.7M vs ——EODHD
- Q4 FY20212022-02-02EPS$1.61 vs $1.18+36.4%Rev$363.6M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 2026-10-21 | — | $4.19 | — | — | — | — | EODHD |
| Q2 FY2026 | 2026-07-22 | $4.05 | $3.73 | +8.6% | $493.7M | — | — | EODHDDisagrees |
| Q1 FY2026 | 2026-04-22 | $3.87 | $3.68 | +5.2% | $875.1M | — | — | EODHD |
| Q4 FY2025 | 2026-01-26 | $3.46 | $3.17 | +9.2% | $839.4M | — | — | EODHD |
| Q3 FY2025 | 2025-10-22 | $3.36 | $3.03 | +10.9% | $802.7M | — | — | EODHD |
| Q2 FY2025 | 2025-07-23 | $3.23 | $2.98 | +8.4% | $764.0M | — | — | EODHD |
| Q1 FY2025 | 2025-04-28 | $2.98 | $2.76 | +8.0% | $745.5M | — | — | EODHD |
| Q4 FY2024 | 2025-02-03 | $2.61 | $2.27 | +15.0% | $729.6M | — | — | EODHD |
| Q3 FY2024 | 2024-10-21 | $2.45 | $2.31 | +6.1% | $689.9M | — | — | EODHD |
| Q2 FY2024 | 2024-07-22 | $2.21 | $2.07 | +6.8% | $628.4M | — | — | EODHD |
| Q1 FY2024 | 2024-04-22 | $1.91 | $1.72 | +11.1% | $609.9M | — | — | EODHD |
| Q4 FY2023 | 2024-01-29 | $1.83 | $1.66 | +10.2% | $583.6M | — | — | EODHD |
| Q3 FY2023 | 2023-10-23 | $1.50 | $2.00 | -25.0% | $551.4M | — | — | EODHD |
| Q2 FY2023 | 2023-07-24 | $1.72 | $1.68 | +2.4% | $499.4M | — | — | EODHD |
| Q1 FY2023 | 2023-04-24 | $1.79 | $1.53 | +17.0% | $483.3M | — | — | EODHD |
| Q4 FY2022 | 2023-01-31 | $1.76 | $1.71 | +2.9% | $486.2M | — | — | EODHD |
| Q3 FY2022 | 2022-10-26 | $1.74 | $1.64 | +6.1% | $456.2M | — | — | EODHD |
| Q2 FY2022 | 2022-07-27 | $1.64 | $1.53 | +7.2% | $408.0M | — | — | EODHD |
| Q1 FY2022 | 2022-05-02 | $1.67 | $1.57 | +6.4% | $385.7M | — | — | EODHD |
| Q4 FY2021 | 2022-02-02 | $1.61 | $1.18 | +36.4% | $363.6M | — | — | EODHD |
Source: EODHD. Some rows have cross-provider disagreement flags (see badge). ENVA reported actuals as published; sparse fields render as —.
Top executives
Executives who appear on this company's earnings calls in our corpus, with role and tenure sourced from SEC filings. Click any name for the full role timeline and call appearance history. Per-executive behavioral deviation metrics are available to research subscribers.
- Steven E CunninghamCEO8 mo21 callsCurrent
- David FisherCEO7 yr 9 mo20 callsCurrent
- Scott CornelisCFO8 mo3 callsCurrent
- Kirk ChartierChief Strategy Officer5 yr 7 mono recorded callsCurrent
- James Joseph LeeChief Accounting Officer5 yr 10 mono recorded callsCurrent
- Sean RahillyGeneral Counsel and Secretary7 yr 9 mono recorded callsCurrent
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for ENVA.
$ curl https://api.spokenalpha.com/v1/companies/ENVAFAQ
Frequently asked about ENVA
Where can I find Enova International, Inc.'s (ENVA) earnings call transcripts?
Spoken Alpha indexes ENVA's earnings call transcripts at https://spokenalpha.com/companies/ENVA. Each call links to attributed speakers and parsed analyst Q&A. Enova International, Inc.'s own investor relations page is at https://ir.enova.com/.
When was Enova International, Inc.'s most recent earnings call?
Enova International, Inc. (ENVA) held its most recent earnings call on 2026-07-23, covering fiscal Q2 2026.
What sector is ENVA in?
Enova International, Inc. (ENVA) operates in the Financial Services sector (Credit Services industry).