Spoken Alpha
EARN
Ellington Credit Co
Overview
Ellington Credit Company operates as a closed-end investment company that invests primarily in mezzanine debt and equity tranches of corporate collateralized loan obligations (CLOs), which are securitizations backed by portfolios of corporate loans.
Ellington Credit Co is a Financial Services company operating in Asset Management with a $168.1M market cap.
EARN missed consensus EPS by 0.2% in Q1 FY2026, reported May 18, 2026.
19 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q4 FY2025Earnings2026-03-056 Q&A exchanges
- Q2 FY2025Earnings2025-08-206 Q&A exchanges
- Q1 FY2025Earnings2025-05-215 Q&A exchanges
- Q4 FY2024Earnings2025-03-1311 Q&A exchanges
- Q3 FY2024Earnings2024-11-137 Q&A exchanges
- Q2 FY2024Earnings2024-08-136 Q&A exchanges
- Q1 FY2024Earnings2024-05-159 Q&A exchanges
- Q4 FY2023Earnings2024-03-0714 Q&A exchanges
- Q3 FY2023Earnings2023-11-134 Q&A exchanges
- Q2 FY2023Earnings2023-08-1311 Q&A exchanges
- Q1 FY2023Earnings2023-05-1211 Q&A exchanges
- Q4 FY2022Earnings2023-03-0712 Q&A exchanges
- Q3 FY2022Earnings2022-11-1015 Q&A exchanges
- Q2 FY2022Earnings2022-08-1112 Q&A exchanges
- Q1 FY2022Earnings2022-05-0311 Q&A exchanges
- Q4 FY2021Earnings2022-03-0812 Q&A exchanges
- Q3 FY2021Earnings2021-11-039 Q&A exchanges
- Q2 FY2021Earnings2021-08-037 Q&A exchanges
- Q1 FY2021Earnings2021-05-088 Q&A exchanges
History
Earnings history
- Q1 FY20262026-05-18EPS$0.19 vs $0.24-20.8%Rev$12.3M vs ——EODHD
- Q4 FY20252026-03-08EPS$0.21 vs $0.25-15.4%Rev$14.3M vs ——EODHD
- Q3 FY20252025-11-18EPS$0.23 vs $0.20+15.0%Rev$15.4M vs ——EODHD
- Q2 FY20252025-08-18EPS$0.18 vs $0.23-21.7%Rev— vs ——EODHD
- Q1 FY20252025-05-19EPS$0.26 vs $0.260.0%Rev$11.9M vs ——EODHD
- Q4 FY20242025-03-11EPS$0.27 vs $0.26+3.9%Rev$6.8M vs ——EODHD
- Q3 FY20242024-11-11EPS$0.28 vs $0.280.0%Rev$16.4M vs ——EODHD
- Q2 FY20242024-08-11EPS$0.36 vs $0.28+28.6%Rev$11.5M vs ——EODHD
- Q1 FY20242024-05-13EPS$0.27 vs $0.25+8.0%Rev$16.0M vs ——EODHD
- Q4 FY20232024-03-05EPS$0.27 vs $0.23+17.4%Rev$1.5M vs ——EODHD
- Q3 FY20232023-11-12EPS$0.21 vs $0.26-19.2%Rev$2.3M vs ——EODHD
- Q2 FY20232023-08-09EPS$0.17 vs $0.23-26.1%Rev$14.4M vs ——EODHD
- Q1 FY20232023-05-10EPS$0.21 vs $0.24-12.5%Rev$13.4M vs ——EODHD
- Q4 FY20222023-03-05EPS$0.25 vs $0.22+13.6%Rev$20.4M vs ——EODHD
- Q3 FY20222022-11-08EPS$0.23 vs $0.230.0%Rev$-8.2M vs ——EODHD
- Q2 FY20222022-08-09EPS$0.28 vs $0.280.0%Rev$-7.5M vs ——EODHD
- Q1 FY20222022-05-01EPS$0.30 vs $0.31-3.2%Rev$-15.0M vs ——EODHD
- Q4 FY20212022-03-06EPS$0.28 vs $0.31-9.7%Rev$-717.0K vs ——EODHD
- Q3 FY20212021-11-01EPS$0.31 vs $0.33-6.1%Rev$2.9M vs ——EODHD
- Q2 FY20212021-08-01EPS$0.37 vs $0.32+15.6%Rev$-2.3M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q1 FY2026 | 2026-05-18 | $0.19 | $0.24 | -20.8% | $12.3M | — | — | EODHD |
| Q4 FY2025 | 2026-03-08 | $0.21 | $0.25 | -15.4% | $14.3M | — | — | EODHD |
| Q3 FY2025 | 2025-11-18 | $0.23 | $0.20 | +15.0% | $15.4M | — | — | EODHD |
| Q2 FY2025 | 2025-08-18 | $0.18 | $0.23 | -21.7% | — | — | — | EODHD |
| Q1 FY2025 | 2025-05-19 | $0.26 | $0.26 | 0.0% | $11.9M | — | — | EODHD |
| Q4 FY2024 | 2025-03-11 | $0.27 | $0.26 | +3.9% | $6.8M | — | — | EODHD |
| Q3 FY2024 | 2024-11-11 | $0.28 | $0.28 | 0.0% | $16.4M | — | — | EODHD |
| Q2 FY2024 | 2024-08-11 | $0.36 | $0.28 | +28.6% | $11.5M | — | — | EODHD |
| Q1 FY2024 | 2024-05-13 | $0.27 | $0.25 | +8.0% | $16.0M | — | — | EODHD |
| Q4 FY2023 | 2024-03-05 | $0.27 | $0.23 | +17.4% | $1.5M | — | — | EODHD |
| Q3 FY2023 | 2023-11-12 | $0.21 | $0.26 | -19.2% | $2.3M | — | — | EODHD |
| Q2 FY2023 | 2023-08-09 | $0.17 | $0.23 | -26.1% | $14.4M | — | — | EODHD |
| Q1 FY2023 | 2023-05-10 | $0.21 | $0.24 | -12.5% | $13.4M | — | — | EODHD |
| Q4 FY2022 | 2023-03-05 | $0.25 | $0.22 | +13.6% | $20.4M | — | — | EODHD |
| Q3 FY2022 | 2022-11-08 | $0.23 | $0.23 | 0.0% | $-8.2M | — | — | EODHD |
| Q2 FY2022 | 2022-08-09 | $0.28 | $0.28 | 0.0% | $-7.5M | — | — | EODHD |
| Q1 FY2022 | 2022-05-01 | $0.30 | $0.31 | -3.2% | $-15.0M | — | — | EODHD |
| Q4 FY2021 | 2022-03-06 | $0.28 | $0.31 | -9.7% | $-717.0K | — | — | EODHD |
| Q3 FY2021 | 2021-11-01 | $0.31 | $0.33 | -6.1% | $2.9M | — | — | EODHD |
| Q2 FY2021 | 2021-08-01 | $0.37 | $0.32 | +15.6% | $-2.3M | — | — | EODHD |
Source: EODHD. EARN reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks EARN's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 5/10 quarters with 40% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Missed in 3 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2025 | $2.75 | $2.86 | -3.9% | -0.2% | -1.2% |
| Q4 FY2025 | $3.20 | $3.12 | +2.5% | -3.5% | -2.3% |
| Q3 FY2025 | $2.77 | $2.88 | -3.8% | +5.7% | +7.0% |
| Q2 FY2025 | $2.85 | $2.99 | -4.6% | +6.1% | +5.3% |
| Q1 FY2024 | $3.34 | $3.10 | +7.9% | -4.2% | -1.2% |
| Q4 FY2024 | $3.29 | $3.08 | +6.7% | -5.6% | -7.5% |
| Q3 FY2024 | $2.92 | $3.11 | -6.1% | -5.6% | -2.9% |
| Q2 FY2024 | $3.29 | $3.27 | +0.5% | +2.8% | +4.3% |
| Q1 FY2023 | $3.01 | $3.14 | -4.0% | +3.9% | +2.5% |
| Q4 FY2023 | $3.28 | $3.19 | +2.9% | -1.3% | -1.0% |
Guidance change history
Sample- Q1 FY2025Maintained2025-04-15
- Q4 FY2025Maintained2025-13-15
- Q3 FY2025Maintained2025-10-15
- Q2 FY2025Lowered2025-07-15
- Q1 FY2024Raised2024-04-15
- Q4 FY2024Raised2024-13-15
- Q3 FY2024Lowered2024-10-15
- Q2 FY2024Maintained2024-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Chris SmernoffCFO4 yr 6 mo18 callsCurrentSample
CFO since 2021 • 9/16 beats (56%) • last call held guidance Q2 FY2025
- John HerlihyCOO4 yr 6 mono recorded callsCurrentSample
COO since 2021 • 10/16 beats (63%) • last guidance raise Q3 FY2025
- Gregory Morris BorensteinPortfolio Manager1 yr 2 mono recorded callsCurrentSample
OTHER since 2025 • 2/2 beats (100%) • guidance suspended Q1 FY2025
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for EARN.
$ curl https://api.spokenalpha.com/v1/companies/EARNFAQ
Frequently asked about EARN
Where can I find Ellington Credit Co's (EARN) earnings call transcripts?
Spoken Alpha indexes EARN's earnings call transcripts at https://spokenalpha.com/companies/EARN. Each call links to attributed speakers and parsed analyst Q&A.
When was Ellington Credit Co's most recent earnings call?
Ellington Credit Co (EARN) held its most recent earnings call on 2026-03-05, covering fiscal Q4 2025.
What sector is EARN in?
Ellington Credit Co (EARN) operates in the Financial Services sector (Asset Management industry).