DGICA
DONEGAL GROUP INC
Overview
DONEGAL GROUP INC is a Financial Services company operating in Insurance - Property & Casualty with a $648.0M market cap.
DGICA missed consensus EPS by 0.5% in Q1 FY2026, reported Apr 22, 2026.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from SEC 10-K filing, 2026-06-21.
Transcripts
Recent earnings calls
History
Earnings history
- Q1 FY20262026-04-22EPS$0.32 vs $0.61-47.5%Rev$236.0M vs ——EODHD
- Q4 FY20252026-02-18EPS$0.50 vs $0.44+13.7%Rev$240.1M vs ——EODHD
- Q3 FY20252025-10-29EPS$0.52 vs $0.44+18.0%Rev$245.9M vs ——EODHD
- Q2 FY20252025-07-22EPS$0.43 vs $0.39+9.7%Rev$247.1M vs ——EODHD
- Q1 FY20252025-04-22EPS$0.72 vs $0.34+100.0%Rev$245.2M vs ——EODHD
- Q4 FY20242025-02-19EPS$0.69 vs $0.26+100.0%Rev$250.0M vs ——EODHD
- Q3 FY20242024-10-23EPS$0.46 vs $0.10+100.0%Rev$251.7M vs ——EODHD
- Q2 FY20242024-07-24EPS$0.11 vs $0.07+57.1%Rev$246.8M vs ——EODHD
- Q1 FY20242024-04-24EPS$0.13 vs $0.23-43.5%Rev$241.1M vs ——EODHD
- Q4 FY20232024-02-21EPS$-0.11 vs $0.19-100.0%Rev$239.5M vs ——EODHD
- Q3 FY20232023-10-25EPS$0.01 vs $0.08-87.5%Rev$233.9M vs ——EODHD
- Q2 FY20232023-07-26EPS$0.06 vs $0.20-69.3%Rev$229.2M vs ——EODHD
- Q1 FY20232023-04-26EPS$0.17 vs $0.35-51.4%Rev$224.7M vs ——EODHD
- Q4 FY20222023-02-22EPS$0.09 vs $0.25-64.0%Rev$223.4M vs ——EODHD
- Q3 FY20222022-10-26EPS$-0.27 vs $0.22-100.0%Rev$212.8M vs ——EODHD
- Q2 FY20222022-07-27EPS$-0.05 vs $0.29-100.0%Rev$204.3M vs ——EODHD
- Q1 FY20222022-04-27EPS$0.43 vs $0.22+95.5%Rev$207.6M vs ——EODHD
- Q4 FY20212022-02-16EPS$0.14 vs $0.37-62.2%Rev$210.2M vs ——EODHD
- Q3 FY20212021-10-26EPS$-0.18 vs $0.25-100.0%Rev$203.1M vs ——EODHD
- Q2 FY20212021-07-26EPS$0.42 vs $0.28+50.0%Rev$205.1M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q1 FY2026 | 2026-04-22 | $0.32 | $0.61 | -47.5% | $236.0M | — | — | EODHD |
| Q4 FY2025 | 2026-02-18 | $0.50 | $0.44 | +13.7% | $240.1M | — | — | EODHD |
| Q3 FY2025 | 2025-10-29 | $0.52 | $0.44 | +18.0% | $245.9M | — | — | EODHD |
| Q2 FY2025 | 2025-07-22 | $0.43 | $0.39 | +9.7% | $247.1M | — | — | EODHD |
| Q1 FY2025 | 2025-04-22 | $0.72 | $0.34 | +100.0% | $245.2M | — | — | EODHD |
| Q4 FY2024 | 2025-02-19 | $0.69 | $0.26 | +100.0% | $250.0M | — | — | EODHD |
| Q3 FY2024 | 2024-10-23 | $0.46 | $0.10 | +100.0% | $251.7M | — | — | EODHD |
| Q2 FY2024 | 2024-07-24 | $0.11 | $0.07 | +57.1% | $246.8M | — | — | EODHD |
| Q1 FY2024 | 2024-04-24 | $0.13 | $0.23 | -43.5% | $241.1M | — | — | EODHD |
| Q4 FY2023 | 2024-02-21 | $-0.11 | $0.19 | -100.0% | $239.5M | — | — | EODHD |
| Q3 FY2023 | 2023-10-25 | $0.01 | $0.08 | -87.5% | $233.9M | — | — | EODHD |
| Q2 FY2023 | 2023-07-26 | $0.06 | $0.20 | -69.3% | $229.2M | — | — | EODHD |
| Q1 FY2023 | 2023-04-26 | $0.17 | $0.35 | -51.4% | $224.7M | — | — | EODHD |
| Q4 FY2022 | 2023-02-22 | $0.09 | $0.25 | -64.0% | $223.4M | — | — | EODHD |
| Q3 FY2022 | 2022-10-26 | $-0.27 | $0.22 | -100.0% | $212.8M | — | — | EODHD |
| Q2 FY2022 | 2022-07-27 | $-0.05 | $0.29 | -100.0% | $204.3M | — | — | EODHD |
| Q1 FY2022 | 2022-04-27 | $0.43 | $0.22 | +95.5% | $207.6M | — | — | EODHD |
| Q4 FY2021 | 2022-02-16 | $0.14 | $0.37 | -62.2% | $210.2M | — | — | EODHD |
| Q3 FY2021 | 2021-10-26 | $-0.18 | $0.25 | -100.0% | $203.1M | — | — | EODHD |
| Q2 FY2021 | 2021-07-26 | $0.42 | $0.28 | +50.0% | $205.1M | — | — | EODHD |
Source: EODHD. DGICA reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks DGICA's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Misses consensus 10/10 quarters
SampleRepeated misses without a guidance reset suggest management is structurally optimistic relative to operating reality. Track whether next-quarter guidance is being benchmarked off the prior miss or the prior plan.
Missed in 4 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $0.36 | $0.42 | -14.7% | +5.8% | +5.3% |
| Q4 FY2026 | $0.60 | $0.66 | -9.2% | +5.5% | +7.1% |
| Q3 FY2026 | $0.60 | $0.65 | -8.2% | +0.9% | -1.0% |
| Q2 FY2026 | $0.46 | $0.54 | -14.9% | +6.0% | +5.2% |
| Q1 FY2025 | $0.42 | $0.47 | -11.1% | +4.3% | +5.3% |
| Q4 FY2025 | $0.43 | $0.53 | -18.8% | +2.3% | +4.6% |
| Q3 FY2025 | $0.57 | $0.72 | -21.4% | +6.9% | +8.0% |
| Q2 FY2025 | $0.64 | $0.75 | -15.3% | +1.7% | +3.3% |
| Q1 FY2024 | $0.55 | $0.65 | -15.2% | +8.8% | +11.6% |
| Q4 FY2024 | $0.43 | $0.53 | -18.3% | +4.6% | +3.3% |
Guidance change history
Sample- Q1 FY2026Lowered2026-04-15
- Q4 FY2026Lowered2026-13-15
- Q3 FY2026Lowered2026-10-15
- Q2 FY2026Lowered2026-07-15
- Q1 FY2025Lowered2025-04-15
- Q4 FY2025Lowered2025-13-15
- Q3 FY2025Lowered2025-10-15
- Q2 FY2025Lowered2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Jeffrey Dean MillerCFO5 mono recorded callsCurrentSample
CFO since 2026 • 1/2 beats (50%) • last guidance cut Q2 FY2026
- Kevin Gerard BurkePresident5 mono recorded callsCurrentSample
PRESIDENT since 2026 • 1/2 beats (50%) • last guidance cut Q1 FY2026
- Vincent Anthony ViozziSr. VP & Chief Inv Officer5 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance cut Q1 FY2026
- Sanjay PandeySr. VP & Chief Info Officer5 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance raise Q3 FY2026
- William Daniel DelamaterEVP & Chief Oper Officer5 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance raise Q2 FY2026
- Christina Marie HoffmanSr. VP & Chief Risk Officer5 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance raise Q3 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for DGICA.
$ curl https://api.spokenalpha.com/v1/companies/DGICAFAQ
Frequently asked about DGICA
Where can I find DONEGAL GROUP INC's (DGICA) earnings call transcripts?
Spoken Alpha indexes DGICA's earnings call transcripts at https://spokenalpha.com/companies/DGICA. Each call links to attributed speakers and parsed analyst Q&A. DONEGAL GROUP INC's own investor relations page is at https://investors.donegalgroup.com/.
What sector is DGICA in?
DONEGAL GROUP INC (DGICA) operates in the Financial Services sector (Insurance - Property & Casualty industry).