DCOM
Dime Commercial Bancshares, Inc. /NY/
Overview
Dime Community Bancshops, Inc. operates a commercial bank providing deposit accounts, commercial and consumer loans, residential mortgages, investment securities, and cash management services to small and medium-sized businesses, municipalities, and consumers across Greater Long Island, New York City, Westchester County, and New Jersey through 63 branches.
Dime Commercial Bancshares, Inc. /NY/ is a Financial Services company operating in Banks - Regional with a $1.72B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 22, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-237 Q&A exchanges
- Q4 FY2025Earnings2026-01-2115 Q&A exchanges
- Q3 FY2025Earnings2025-10-2310 Q&A exchanges
- Q2 FY2025Earnings2025-07-2418 Q&A exchanges
- Q1 FY2025Earnings2025-04-2227 Q&A exchanges
- Q4 FY2024Earnings2025-01-2329 Q&A exchanges
- Q3 FY2024Earnings2024-10-2222 Q&A exchanges
- Q2 FY2024Earnings2024-07-2328 Q&A exchanges
- Q1 FY2024Earnings2024-04-2325 Q&A exchanges
- Q4 FY2023Earnings2024-01-2621 Q&A exchanges
- Q3 FY2023Earnings2023-10-1922 Q&A exchanges
- Q2 FY2023Earnings2023-07-2816 Q&A exchanges
- Q1 FY2023Earnings2023-04-2821 Q&A exchanges
- Q4 FY2022Earnings2023-01-2729 Q&A exchanges
- Q3 FY2022Earnings2022-10-2812 Q&A exchanges
- Q2 FY2022Earnings2022-07-2921 Q&A exchanges
- Q1 FY2022Earnings2022-04-2923 Q&A exchanges
- Q4 FY2021Earnings2022-01-2816 Q&A exchanges
- Q3 FY2021Earnings2021-10-2917 Q&A exchanges
- Q2 FY2021Earnings2021-08-0117 Q&A exchanges
- Q1 FY2021Earnings2021-05-0226 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-22EPS— vs $0.79—Rev— vs ——EODHD
- Q1 FY20262026-04-19EPS$0.74 vs $0.75-0.8%Rev$184.7M vs ——EODHD
- Q4 FY20252026-01-20EPS$0.79 vs $0.76+4.5%Rev$192.0M vs ——EODHD
- Q3 FY20252025-10-20EPS$0.61 vs $0.68-10.3%Rev$187.8M vs ——EODHD
- Q2 FY20252025-07-23EPS$0.64 vs $0.62+3.2%Rev$179.1M vs ——EODHD
- Q1 FY20252025-04-21EPS$0.45 vs $0.57-21.1%Rev$171.5M vs ——EODHD
- Q4 FY20242025-01-22EPS$0.42 vs $0.45-6.7%Rev$131.6M vs ——EODHD
- Q3 FY20242024-10-21EPS$0.29 vs $0.41-29.3%Rev$171.9M vs ——EODHD
- Q2 FY20242024-07-22EPS$0.37 vs $0.38-2.6%Rev$171.2M vs ——EODHD
- Q1 FY20242024-04-22EPS$0.42 vs $0.37+13.5%Rev$171.5M vs ——EODHD
- Q4 FY20232024-01-25EPS$0.39 vs $0.47-17.0%Rev$167.6M vs ——EODHD
- Q3 FY20232023-10-18EPS$0.34 vs $0.54-37.0%Rev$165.8M vs ——EODHD
- Q2 FY20232023-07-27EPS$0.68 vs $0.60+13.3%Rev$162.5M vs ——EODHD
- Q1 FY20232023-04-27EPS$0.92 vs $0.82+12.2%Rev$149.7M vs ——EODHD
- Q4 FY20222023-01-26EPS$0.99 vs $1.00-1.0%Rev$139.3M vs ——EODHD
- Q3 FY20222022-10-27EPS$0.98 vs $0.92+6.5%Rev$123.9M vs ——EODHD
- Q2 FY20222022-07-28EPS$0.94 vs $0.83+13.3%Rev$113.0M vs ——EODHD
- Q1 FY20222022-04-28EPS$0.82 vs $0.83-1.2%Rev$101.1M vs ——EODHD
- Q4 FY20212022-01-27EPS$0.83 vs $0.86-3.5%Rev$107.0M vs ——EODHD
- Q3 FY20212021-10-28EPS$0.89 vs $0.79+12.7%Rev$110.4M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-22 | — | $0.79 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-04-19 | $0.74 | $0.75 | -0.8% | $184.7M | — | — | EODHD |
| Q4 FY2025 | 2026-01-20 | $0.79 | $0.76 | +4.5% | $192.0M | — | — | EODHD |
| Q3 FY2025 | 2025-10-20 | $0.61 | $0.68 | -10.3% | $187.8M | — | — | EODHD |
| Q2 FY2025 | 2025-07-23 | $0.64 | $0.62 | +3.2% | $179.1M | — | — | EODHD |
| Q1 FY2025 | 2025-04-21 | $0.45 | $0.57 | -21.1% | $171.5M | — | — | EODHD |
| Q4 FY2024 | 2025-01-22 | $0.42 | $0.45 | -6.7% | $131.6M | — | — | EODHD |
| Q3 FY2024 | 2024-10-21 | $0.29 | $0.41 | -29.3% | $171.9M | — | — | EODHD |
| Q2 FY2024 | 2024-07-22 | $0.37 | $0.38 | -2.6% | $171.2M | — | — | EODHD |
| Q1 FY2024 | 2024-04-22 | $0.42 | $0.37 | +13.5% | $171.5M | — | — | EODHD |
| Q4 FY2023 | 2024-01-25 | $0.39 | $0.47 | -17.0% | $167.6M | — | — | EODHD |
| Q3 FY2023 | 2023-10-18 | $0.34 | $0.54 | -37.0% | $165.8M | — | — | EODHD |
| Q2 FY2023 | 2023-07-27 | $0.68 | $0.60 | +13.3% | $162.5M | — | — | EODHD |
| Q1 FY2023 | 2023-04-27 | $0.92 | $0.82 | +12.2% | $149.7M | — | — | EODHD |
| Q4 FY2022 | 2023-01-26 | $0.99 | $1.00 | -1.0% | $139.3M | — | — | EODHD |
| Q3 FY2022 | 2022-10-27 | $0.98 | $0.92 | +6.5% | $123.9M | — | — | EODHD |
| Q2 FY2022 | 2022-07-28 | $0.94 | $0.83 | +13.3% | $113.0M | — | — | EODHD |
| Q1 FY2022 | 2022-04-28 | $0.82 | $0.83 | -1.2% | $101.1M | — | — | EODHD |
| Q4 FY2021 | 2022-01-27 | $0.83 | $0.86 | -3.5% | $107.0M | — | — | EODHD |
| Q3 FY2021 | 2021-10-28 | $0.89 | $0.79 | +12.7% | $110.4M | — | — | EODHD |
Source: EODHD. DCOM reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks DCOM's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Misses consensus 10/10 quarters
SampleRepeated misses without a guidance reset suggest management is structurally optimistic relative to operating reality. Track whether next-quarter guidance is being benchmarked off the prior miss or the prior plan.
Missed in 4 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $1.67 | $1.84 | -9.5% | -7.6% | -10.6% |
| Q4 FY2026 | $1.64 | $1.76 | -6.6% | +1.4% | +1.0% |
| Q3 FY2026 | $1.48 | $1.78 | -17.0% | -0.7% | -2.9% |
| Q2 FY2026 | $1.68 | $2.02 | -16.9% | -1.6% | -3.8% |
| Q1 FY2025 | $1.52 | $1.83 | -16.9% | -5.0% | -2.9% |
| Q4 FY2025 | $1.53 | $1.90 | -19.3% | -6.9% | -6.4% |
| Q3 FY2025 | $1.85 | $1.94 | -4.7% | -4.1% | -5.4% |
| Q2 FY2025 | $1.81 | $2.00 | -9.6% | -8.0% | -6.2% |
| Q1 FY2024 | $1.95 | $2.08 | -6.1% | +2.2% | +2.9% |
| Q4 FY2024 | $1.88 | $1.98 | -5.2% | -4.4% | -6.4% |
Guidance change history
Sample- Q1 FY2026Lowered2026-04-15
- Q4 FY2026Lowered2026-13-15
- Q3 FY2026Lowered2026-10-15
- Q2 FY2026Lowered2026-07-15
- Q1 FY2025Lowered2025-04-15
- Q4 FY2025Lowered2025-13-15
- Q3 FY2025Lowered2025-10-15
- Q2 FY2025Lowered2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Stuart H LubowCEO4 mo14 callsCurrentSample
CEO since 2026 • 1/2 beats (50%) • last call held guidance Q3 FY2026
- Avinash ReddyCFO4 mo9 callsCurrentSample
CFO since 2026 • 1/2 beats (50%) • last call held guidance Q2 FY2026
- Thomas X GeiselSEVP& Chief Commercial Officer3 mo1 callCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance raise Q2 FY2026
- Christopher J PorzeltChief Risk Officer4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last call held guidance Q2 FY2026
- Elizabeth Felice DigangiSVP - Chief Accounting Officer7 mono recorded callsCurrentSample
OTHER_C_SUITE since 2025 • 3/4 beats (75%) • last call held guidance Q1 FY2026
- Judy WuEVP General Counsel & Corp Sec6 mono recorded callsCurrentSample
DIVISION_HEAD since 2025 • 3/4 beats (75%) • last call held guidance Q2 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for DCOM.
$ curl https://api.spokenalpha.com/v1/companies/DCOMFAQ
Frequently asked about DCOM
Where can I find Dime Commercial Bancshares, Inc. /NY/'s (DCOM) earnings call transcripts?
Spoken Alpha indexes DCOM's earnings call transcripts at https://spokenalpha.com/companies/DCOM. Each call links to attributed speakers and parsed analyst Q&A.
When was Dime Commercial Bancshares, Inc. /NY/'s most recent earnings call?
Dime Commercial Bancshares, Inc. /NY/ (DCOM) held its most recent earnings call on 2026-04-23, covering fiscal Q1 2026.
What sector is DCOM in?
Dime Commercial Bancshares, Inc. /NY/ (DCOM) operates in the Financial Services sector (Banks - Regional industry).