CREDIT AGRICOLE S A
CREDIT AGRICOLE S A is a Financial Services company operating in Banks - Regional with a $61.28B market cap.
Most recent earnings call: Q1 FY26 on May 1, 2026.
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Disclosures
Transcripts
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
History
Reported quarters with consensus, surprise, and 1-day reaction context.
Spoken Alpha tracks CRARF's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 80% of the time
SamplePeers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for CRARF.
$ curl https://api.spokenalpha.com/v1/companies/CRARFFAQ
Spoken Alpha indexes CRARF's earnings call transcripts at https://spokenalpha.com/companies/CRARF. Each call links to attributed speakers and parsed analyst Q&A.
CREDIT AGRICOLE S A (CRARF) held its most recent earnings call on 2026-05-01, covering fiscal Q1 2026.
CREDIT AGRICOLE S A (CRARF) operates in the Financial Services sector (Banks - Regional industry).
When a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $1.24 | $1.01 | +22.9% | -0.9% | -3.4% |
| Q4 FY2026 | $1.27 | $0.93 | +36.3% | -7.7% | -10.6% |
| Q3 FY2026 | $1.37 | $1.02 | +34.8% | -7.8% | -9.6% |
| Q2 FY2026 | $1.31 | $0.97 | +35.3% | -8.6% | -9.7% |
| Q1 FY2025 | $1.27 | $1.03 | +23.3% | +2.1% | +0.7% |
| Q4 FY2025 |
| $1.23 |
| $0.94 |
| +31.0% |
| -2.8% |
| -4.8% |
| Q3 FY2025 | $1.32 | $0.98 | +34.7% | -0.8% | +1.2% |
| Q2 FY2025 | $1.30 | $1.05 | +24.2% | +0.8% | +3.3% |
| Q1 FY2024 | $1.59 | $1.16 | +36.9% | -0.6% | -0.7% |
| Q4 FY2024 | $1.51 | $1.18 | +28.1% | -9.8% | -7.8% |