Spoken Alpha
CONSUMER PORTFOLIO SERVICES, INC.
Consumer Portfolio Services, Inc. purchases and services retail automobile contracts originated by franchised and independent dealers, providing indirect financing to subprime customers with limited credit histories or past credit problems who cannot obtain financing from traditional sources.
CONSUMER PORTFOLIO SERVICES, INC is a Financial Services company operating in Credit Services with a $202.8M market cap.
Most recent reported earnings: Q3 FY2026 (Nov 8, 2026).
18 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Disclosures
Transcripts
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
History
Executives who appear on this company's earnings calls in our corpus, with role and tenure sourced from SEC filings. Click any name for the full role timeline and call appearance history. Per-executive behavioral deviation metrics are available to research subscribers.
Peers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for CPSS.
$ curl https://api.spokenalpha.com/v1/companies/CPSSFAQ
Spoken Alpha indexes CPSS's earnings call transcripts at https://spokenalpha.com/companies/CPSS. Each call links to attributed speakers and parsed analyst Q&A.
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) held its most recent earnings call on 2026-03-11, covering fiscal Q4 2025.
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) operates in the Financial Services sector (Credit Services industry).
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 2026-11-08 | — | — | — | — | — | — | EODHD |
| Q2 FY2026 | 2026-08-03 | $0.27 | — | — | $121.4M | — | — | EODHD |
| Q1 FY2026 | 2026-05-05 | $0.24 | — | — | $112.3M | — | — | EODHD |
| Q4 FY2025 | 2026-03-09 | $0.21 | $0.23 | -8.7% | $109.4M | — | — | EODHD |
| Q3 FY2025 | 2025-11-09 | $0.20 | $0.25 | -20.0% | $108.4M | — | — | EODHD |
| Q2 FY2025 | 2025-08-10 | $0.20 | $0.26 | -23.1% | $109.8M | — | — | EODHD |
| Q1 FY2025 | 2025-05-07 | $0.19 | $0.30 | -36.7% | $106.9M | — | — | EODHD |
| Q4 FY2024 | 2025-02-25 | $0.21 | $0.27 | -22.2% | $105.3M | — | — | EODHD |
| Q3 FY2024 | 2024-10-31 | $0.20 | $0.21 | -4.8% | $100.6M | — | — | EODHD |
| Q2 FY2024 | 2024-07-29 | $0.19 | — | — | $95.9M | — | — | EODHD |
| Q1 FY2024 | 2024-05-09 | $0.19 | — | — | $91.7M | — | — | EODHD |
| Q4 FY2023 | 2024-03-14 | $0.29 | $0.26 | +11.1% | $92.0M | — | — | EODHD |
| Q3 FY2023 | 2023-11-08 | $0.52 | $0.18 | +100.0% | $92.1M | — | — | EODHD |
| Q2 FY2023 | 2023-08-01 | $0.52 | $0.18 | +100.0% | $84.9M | — | — | EODHD |
| Q1 FY2023 | 2023-04-25 | $0.52 | $0.18 | +100.0% | $83.1M | — | — | EODHD |
| Q4 FY2022 | 2023-03-08 | $0.52 | $0.18 | +100.0% | $83.0M | — | — | EODHD |
| Q3 FY2022 | 2022-11-09 | $0.52 | $0.18 | +100.0% | $90.3M | — | — | EODHD |
| Q2 FY2022 | 2022-07-24 | $0.91 | $0.19 | +100.0% | $82.0M | — | — | EODHD |
| Q1 FY2022 | 2022-04-17 | $0.75 | $0.75 | 0.0% | $74.4M | — | — | EODHD |
| Q4 FY2021 | 2022-02-13 | $0.71 | $0.20 | +100.0% | $69.4M | — | — | EODHD |
Source: EODHD. CPSS reported actuals as published; sparse fields render as —.