Spoken Alpha
CINF
CINCINNATI FINANCIAL CORP
Overview
CINCINNATI FINANCIAL CORP is a Financial Services company operating in Insurance - Property & Casualty with a $27.20B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 26, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-2823 Q&A exchanges
- Q4 FY2025Earnings2026-02-1013 Q&A exchanges
- Q3 FY2025Earnings2025-10-2816 Q&A exchanges
- Q2 FY2025Earnings2025-07-2917 Q&A exchanges
- Q1 FY2025Earnings2025-04-2917 Q&A exchanges
- Q4 FY2024Earnings2025-02-1116 Q&A exchanges
- Q3 FY2024Earnings2024-10-2517 Q&A exchanges
- Q2 FY2024Earnings2024-07-2623 Q&A exchanges
- Q1 FY2024Earnings2024-04-2622 Q&A exchanges
- Q4 FY2023Earnings2024-02-0724 Q&A exchanges
- Q3 FY2023Earnings2023-10-2712 Q&A exchanges
- Q2 FY2023Earnings2023-07-2817 Q&A exchanges
- Q1 FY2023Earnings2023-04-2834 Q&A exchanges
- Q4 FY2022Earnings2023-02-0730 Q&A exchanges
- Q3 FY2022Earnings2022-11-0121 Q&A exchanges
- Q2 FY2022Earnings2022-07-2816 Q&A exchanges
- Q1 FY2022Earnings2022-04-2915 Q&A exchanges
- Q4 FY2021Earnings2022-02-1621 Q&A exchanges
- Q3 FY2021Earnings2021-10-289 Q&A exchanges
- Q2 FY2021Earnings2021-07-2910 Q&A exchanges
- Q1 FY2021Earnings2021-04-296 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-26EPS— vs $1.73—Rev— vs ——EODHD
- Q1 FY20262026-04-22EPS$2.10 vs $1.99+5.5%Rev$2.86B vs ——EODHD
- Q4 FY20252026-02-08EPS$3.37 vs $2.83+19.1%Rev$3.08B vs ——EODHD
- Q3 FY20252025-10-22EPS$2.85 vs $1.69+68.6%Rev$3.73B vs ——EODHD
- Q2 FY20252025-07-27EPS$1.97 vs $1.39+41.7%Rev$3.25B vs ——EODHD
- Q1 FY20252025-04-27EPS$-0.24 vs $-0.61+60.7%Rev$2.57B vs ——EODHD
- Q4 FY20242025-02-09EPS$3.14 vs $1.88+67.0%Rev$2.54B vs ——EODHD
- Q3 FY20242024-10-23EPS$1.42 vs $1.48-4.0%Rev$3.32B vs ——EODHD
- Q2 FY20242024-07-24EPS$1.29 vs $0.96+34.4%Rev$2.54B vs ——EODHD
- Q1 FY20242024-04-24EPS$1.72 vs $1.69+1.8%Rev$2.94B vs ——EODHD
- Q4 FY20232024-02-05EPS$2.28 vs $1.95+16.9%Rev$3.36B vs ——EODHD
- Q3 FY20232023-10-25EPS$1.66 vs $1.15+44.4%Rev$1.81B vs ——EODHD
- Q2 FY20232023-07-26EPS$1.21 vs $0.74+63.5%Rev$2.60B vs ——EODHD
- Q1 FY20232023-04-26EPS$0.89 vs $0.73+21.9%Rev$2.24B vs ——EODHD
- Q4 FY20222023-02-05EPS$1.27 vs $1.31-3.0%Rev$3.11B vs ——EODHD
- Q3 FY20222022-10-30EPS$0.73 vs $0.67+9.0%Rev$1.41B vs ——EODHD
- Q2 FY20222022-07-26EPS$0.65 vs $1.06-38.7%Rev$820.0M vs ——EODHD
- Q1 FY20222022-04-27EPS$1.58 vs $1.47+7.5%Rev$1.22B vs ——EODHD
- Q4 FY20212022-02-14EPS$1.97 vs $1.35+45.9%Rev$3.32B vs ——EODHD
- Q3 FY20212021-10-26EPS$1.28 vs $0.87+47.1%Rev$1.78B vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-26 | — | $1.73 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-04-22 | $2.10 | $1.99 | +5.5% | $2.86B | — | — | EODHD |
| Q4 FY2025 | 2026-02-08 | $3.37 | $2.83 | +19.1% | $3.08B | — | — | EODHD |
| Q3 FY2025 | 2025-10-22 | $2.85 | $1.69 | +68.6% | $3.73B | — | — | EODHD |
| Q2 FY2025 | 2025-07-27 | $1.97 | $1.39 | +41.7% | $3.25B | — | — | EODHD |
| Q1 FY2025 | 2025-04-27 | $-0.24 | $-0.61 | +60.7% | $2.57B | — | — | EODHD |
| Q4 FY2024 | 2025-02-09 | $3.14 | $1.88 | +67.0% | $2.54B | — | — | EODHD |
| Q3 FY2024 | 2024-10-23 | $1.42 | $1.48 | -4.0% | $3.32B | — | — | EODHD |
| Q2 FY2024 | 2024-07-24 | $1.29 | $0.96 | +34.4% | $2.54B | — | — | EODHD |
| Q1 FY2024 | 2024-04-24 | $1.72 | $1.69 | +1.8% | $2.94B | — | — | EODHD |
| Q4 FY2023 | 2024-02-05 | $2.28 | $1.95 | +16.9% | $3.36B | — | — | EODHD |
| Q3 FY2023 | 2023-10-25 | $1.66 | $1.15 | +44.4% | $1.81B | — | — | EODHD |
| Q2 FY2023 | 2023-07-26 | $1.21 | $0.74 | +63.5% | $2.60B | — | — | EODHD |
| Q1 FY2023 | 2023-04-26 | $0.89 | $0.73 | +21.9% | $2.24B | — | — | EODHD |
| Q4 FY2022 | 2023-02-05 | $1.27 | $1.31 | -3.0% | $3.11B | — | — | EODHD |
| Q3 FY2022 | 2022-10-30 | $0.73 | $0.67 | +9.0% | $1.41B | — | — | EODHD |
| Q2 FY2022 | 2022-07-26 | $0.65 | $1.06 | -38.7% | $820.0M | — | — | EODHD |
| Q1 FY2022 | 2022-04-27 | $1.58 | $1.47 | +7.5% | $1.22B | — | — | EODHD |
| Q4 FY2021 | 2022-02-14 | $1.97 | $1.35 | +45.9% | $3.32B | — | — | EODHD |
| Q3 FY2021 | 2021-10-26 | $1.28 | $0.87 | +47.1% | $1.78B | — | — | EODHD |
Source: EODHD. CINF reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks CINF's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters with 90% positive reaction rate
SampleConsistent execution against consensus with the stock following through is the cleanest signal a guidance regime is calibrated. Worth watching for the inflection where execution deteriorates relative to the bar.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $4.10 | $2.82 | +45.5% | -3.1% | -3.6% |
| Q4 FY2026 | $3.87 | $2.68 | +44.3% | +7.8% | +8.7% |
| Q3 FY2026 | $4.36 | $2.94 | +48.3% | +5.1% | +5.7% |
| Q2 FY2026 | $4.12 | $2.85 | +44.7% | +1.1% | +1.5% |
| Q1 FY2025 | $4.28 | $2.98 | +43.5% | +6.6% | +4.3% |
| Q4 FY2025 | $3.93 | $2.75 | +42.9% | +7.3% | +9.6% |
| Q3 FY2025 | $4.09 | $2.84 | +44.1% | +0.8% | -1.4% |
| Q2 FY2025 | $4.22 | $2.96 | +42.6% | +2.3% | +1.1% |
| Q1 FY2024 | $4.36 | $2.97 | +46.8% | +1.3% | -0.1% |
| Q4 FY2024 | $4.44 | $2.98 | +49.1% | +5.0% | +5.3% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Stephen M SprayCEO4 mo4 callsCurrentSample
CEO since 2026 • 1/2 beats (50%) • last guidance raise Q1 FY2026
- Michael J SewellCFO4 mo19 callsCurrentSample
CFO since 2026 • 1/2 beats (50%) • guidance suspended Q2 FY2026
- Roger A BrownCOO4 mono recorded callsCurrentSample
COO since 2026 • 1/2 beats (50%) • last guidance cut Q3 FY2026
- Steven Anthony SoloriaEVP, Chief Investment Officer4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance raise Q3 FY2026
- Marc Jon SchambowSrVP/Chief Claims Officer-Sub4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance cut Q2 FY2026
- Thomas Christopher HoganEVP/CLO & Corp Secretary4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last call held guidance Q1 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for CINF.
$ curl https://api.spokenalpha.com/v1/companies/CINFFAQ
Frequently asked about CINF
Where can I find CINCINNATI FINANCIAL CORP's (CINF) earnings call transcripts?
Spoken Alpha indexes CINF's earnings call transcripts at https://spokenalpha.com/companies/CINF. Each call links to attributed speakers and parsed analyst Q&A. CINCINNATI FINANCIAL CORP's own investor relations page is at https://investors.cinfin.com/.
When was CINCINNATI FINANCIAL CORP's most recent earnings call?
CINCINNATI FINANCIAL CORP (CINF) held its most recent earnings call on 2026-04-28, covering fiscal Q1 2026.
What sector is CINF in?
CINCINNATI FINANCIAL CORP (CINF) operates in the Financial Services sector (Insurance - Property & Casualty industry).