Spoken Alpha
CITIZENS, INC.
Citizens, Inc. provides life insurance products to customers in the United States and over 80 foreign countries. Domestically, the company sells final expense whole life policies through subsidiaries licensed in 43 states, primarily to individuals seeking to cover funeral and burial costs.
CITIZENS, INC is a Financial Services company operating in Insurance - Life with a $176.2M market cap.
Most recent reported earnings: Q3 FY2026 (Nov 4, 2026).
Behavioral analysis
Disclosures
Extracted from Unknown source, 2026-08-30.
Transcripts
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History
Executives who appear on this company's earnings calls in our corpus, with role and tenure sourced from SEC filings. Click any name for the full role timeline and call appearance history. Per-executive behavioral deviation metrics are available to research subscribers.
Peers
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for CIA.
$ curl https://api.spokenalpha.com/v1/companies/CIAFAQ
Spoken Alpha indexes CIA's earnings call transcripts at https://spokenalpha.com/companies/CIA. Each call links to attributed speakers and parsed analyst Q&A. CITIZENS, INC.'s own investor relations page is at https://www.citizensinc.com/investors/.
CITIZENS, INC. (CIA) operates in the Financial Services sector (Insurance - Life industry).
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 2026-11-04 | — | $0.03 | — | — | — | — | EODHD |
| Q2 FY2026 | 2026-08-05 | $0.01 | $0.07 | -85.7% | $60.4M | — | — | EODHD |
| Q1 FY2026 | 2026-05-06 | $0.03 | $0.05 | -40.0% | $58.2M | — | — | EODHD |
| Q4 FY2025 | 2026-03-11 | $0.11 | $0.09 | +22.2% | $72.1M | — | — | EODHD |
| Q3 FY2025 | 2025-11-05 | $0.07 | $0.06 | +16.7% | $62.8M | — | — | EODHD |
| Q2 FY2025 | 2025-08-06 | $0.13 | $0.04 | +100.0% | $65.1M | — | — | EODHD |
| Q1 FY2025 | 2025-05-07 | $0.02 | $0.05 | -60.0% | $55.7M | — | — | EODHD |
| Q4 FY2024 | 2025-03-11 | $0.15 | $0.09 | +67.7% | $63.5M | — | — | EODHD |
| Q3 FY2024 | 2024-11-06 | $0.05 | $0.08 | -37.5% | $61.7M | — | — | EODHD |
| Q2 FY2024 | 2024-08-05 | $0.08 | $0.06 | +33.3% | $62.1M | — | — | EODHD |
| Q1 FY2024 | 2024-05-06 | $0.09 | $0.06 | +50.0% | $57.7M | — | — | EODHD |
| Q4 FY2023 | 2024-03-05 | $0.22 | $0.21 | +3.2% | $66.8M | — | — | EODHD |
| Q3 FY2023 | 2023-11-05 | $0.05 | — | — | $59.4M | — | — | EODHD |
| Q2 FY2023 | 2023-08-03 | $0.12 | — | — | $58.5M | — | — | EODHD |
| Q1 FY2023 | 2023-05-07 | $0.10 | — | — | $55.9M | — | — | EODHD |
| Q4 FY2022 | 2023-03-12 | $0.07 | — | — | $67.3M | — | — | EODHD |
| Q3 FY2022 | 2022-11-03 | $-0.10 | — | — | $56.2M | — | — | EODHD |
| Q2 FY2022 | 2022-08-03 | $-0.07 | — | — | $53.7M | — | — | EODHD |
| Q1 FY2022 | 2022-05-04 | $-0.03 | — | — | $55.4M | — | — | EODHD |
| Q4 FY2021 | 2022-03-10 | $0.75 | — | — | $69.9M | — | — | EODHD |
Source: EODHD. CIA reported actuals as published; sparse fields render as —.