Spoken Alpha
CCB
COASTAL FINANCIAL CORP
Overview
Coastal Financial Corporation operates as a bank holding company providing community banking services and banking-as-a-service (BaaS) through its subsidiaries.
COASTAL FINANCIAL CORP is a Financial Services company operating in Banks - Regional with a $673.1M market cap.
CCB missed consensus EPS by 1.0% in Q2 FY2026, reported Jul 29, 2026.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from SEC 10-K filing, 2026-07-26.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
History
Earnings history
- Q2 FY20262026-07-29EPS$-2.76 vs $0.95-100.0%Rev$207.3M vs ——EODHD
- Q1 FY20262026-04-28EPS$0.78 vs $1.04-25.0%Rev$177.8M vs ——EODHD
- Q4 FY20252026-01-28EPS$0.82 vs $1.02-19.6%Rev$166.5M vs ——EODHD
- Q3 FY20252025-10-28EPS$0.88 vs $0.87+1.1%Rev$140.8M vs ——EODHD
- Q2 FY20252025-07-28EPS$0.71 vs $0.84-15.5%Rev$115.2M vs ——EODHD
- Q1 FY20252025-04-28EPS$0.63 vs $0.85-25.9%Rev$133.9M vs ——EODHD
- Q4 FY20242025-01-27EPS$0.94 vs $0.92+2.2%Rev$137.9M vs ——EODHD
- Q3 FY20242024-10-27EPS$0.97 vs $0.95+2.1%Rev$150.5M vs ——EODHD
- Q2 FY20242024-07-28EPS$0.84 vs $0.80+5.0%Rev$136.5M vs ——EODHD
- Q1 FY20242024-04-28EPS$0.50 vs $0.76-34.2%Rev$150.9M vs ——EODHD
- Q4 FY20232024-01-29EPS$0.66 vs $0.73-9.6%Rev$127.8M vs ——EODHD
- Q3 FY20232023-10-26EPS$0.75 vs $0.93-19.4%Rev$97.1M vs ——EODHD
- Q2 FY20232023-07-26EPS$0.95 vs $0.97-2.1%Rev$118.7M vs ——EODHD
- Q1 FY20232023-04-26EPS$0.91 vs $0.88+3.4%Rev$99.9M vs ——EODHD
- Q4 FY20222023-01-26EPS$0.96 vs $0.85+12.9%Rev$83.8M vs ——EODHD
- Q3 FY20222022-10-26EPS$0.82 vs $0.79+3.8%Rev$62.3M vs ——EODHD
- Q2 FY20222022-07-26EPS$0.76 vs $0.51+49.0%Rev$48.6M vs ——EODHD
- Q1 FY20222022-04-26EPS$0.46 vs $0.44+4.5%Rev$39.3M vs ——EODHD
- Q4 FY20212022-01-26EPS$0.57 vs $0.53+7.5%Rev$36.2M vs ——EODHD
- Q3 FY20212021-10-26EPS$0.54 vs $0.45+20.0%Rev$25.0M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-29 | $-2.76 | $0.95 | -100.0% | $207.3M | — | — | EODHD |
| Q1 FY2026 | 2026-04-28 | $0.78 | $1.04 | -25.0% | $177.8M | — | — | EODHD |
| Q4 FY2025 | 2026-01-28 | $0.82 | $1.02 | -19.6% | $166.5M | — | — | EODHD |
| Q3 FY2025 | 2025-10-28 | $0.88 | $0.87 | +1.1% | $140.8M | — | — | EODHD |
| Q2 FY2025 | 2025-07-28 | $0.71 | $0.84 | -15.5% | $115.2M | — | — | EODHD |
| Q1 FY2025 | 2025-04-28 | $0.63 | $0.85 | -25.9% | $133.9M | — | — | EODHD |
| Q4 FY2024 | 2025-01-27 | $0.94 | $0.92 | +2.2% | $137.9M | — | — | EODHD |
| Q3 FY2024 | 2024-10-27 | $0.97 | $0.95 | +2.1% | $150.5M | — | — | EODHD |
| Q2 FY2024 | 2024-07-28 | $0.84 | $0.80 | +5.0% | $136.5M | — | — | EODHD |
| Q1 FY2024 | 2024-04-28 | $0.50 | $0.76 | -34.2% | $150.9M | — | — | EODHD |
| Q4 FY2023 | 2024-01-29 | $0.66 | $0.73 | -9.6% | $127.8M | — | — | EODHD |
| Q3 FY2023 | 2023-10-26 | $0.75 | $0.93 | -19.4% | $97.1M | — | — | EODHD |
| Q2 FY2023 | 2023-07-26 | $0.95 | $0.97 | -2.1% | $118.7M | — | — | EODHD |
| Q1 FY2023 | 2023-04-26 | $0.91 | $0.88 | +3.4% | $99.9M | — | — | EODHD |
| Q4 FY2022 | 2023-01-26 | $0.96 | $0.85 | +12.9% | $83.8M | — | — | EODHD |
| Q3 FY2022 | 2022-10-26 | $0.82 | $0.79 | +3.8% | $62.3M | — | — | EODHD |
| Q2 FY2022 | 2022-07-26 | $0.76 | $0.51 | +49.0% | $48.6M | — | — | EODHD |
| Q1 FY2022 | 2022-04-26 | $0.46 | $0.44 | +4.5% | $39.3M | — | — | EODHD |
| Q4 FY2021 | 2022-01-26 | $0.57 | $0.53 | +7.5% | $36.2M | — | — | EODHD |
| Q3 FY2021 | 2021-10-26 | $0.54 | $0.45 | +20.0% | $25.0M | — | — | EODHD |
Source: EODHD. CCB reported actuals as published; sparse fields render as —.
Top executives
Executives who appear on this company's earnings calls in our corpus, with role and tenure sourced from SEC filings. Click any name for the full role timeline and call appearance history. Per-executive behavioral deviation metrics are available to research subscribers.
- Eric M SprinkCEO3 yr 9 mono recorded callsCurrent
- Brandon John SotoCFO10 mono recorded callsCurrent
- Joel G EdwardsCFO8 yr 1 mono recorded callsCurrent
- Brian T HamiltonPresident1 yr 11 mono recorded callsCurrent
- Freddy I RivasChief Credit Officer4 mono recorded callsCurrent
- Elizabeth Ann SarvelaChief Risk Officer4 mono recorded callsCurrent
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for CCB.
$ curl https://api.spokenalpha.com/v1/companies/CCBFAQ
Frequently asked about CCB
Where can I find COASTAL FINANCIAL CORP's (CCB) earnings call transcripts?
Spoken Alpha indexes CCB's earnings call transcripts at https://spokenalpha.com/companies/CCB. Each call links to attributed speakers and parsed analyst Q&A. COASTAL FINANCIAL CORP's own investor relations page is at https://ir.coastalbank.com/overview/default.aspx.
When was COASTAL FINANCIAL CORP's most recent earnings call?
COASTAL FINANCIAL CORP (CCB) held its most recent earnings call on 2026-07-30, covering fiscal Q2 2026.
What sector is CCB in?
COASTAL FINANCIAL CORP (CCB) operates in the Financial Services sector (Banks - Regional industry).