Spoken Alpha
CBU
COMMUNITY FINANCIAL SYSTEM, INC.
Overview
Community Financial System, Inc. operates as a financial holding company providing banking, employee benefit services, insurance, and wealth management services through its subsidiaries.
COMMUNITY FINANCIAL SYSTEM, INC is a Financial Services company operating in Banks - Regional with a $3.27B market cap.
Most recent reported earnings: Q3 FY2026 (Oct 19, 2026).
23 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q3 FY2026Earnings2026-10-2716 Q&A exchanges
- Q2 FY2026Earnings2026-07-2814 Q&A exchanges
- Q1 FY2026Earnings2026-04-2912 Q&A exchanges
- Q4 FY2025Earnings2026-01-2717 Q&A exchanges
- Q3 FY2025Earnings2025-10-2112 Q&A exchanges
- Q2 FY2025Earnings2025-07-2216 Q&A exchanges
- Q1 FY2025Earnings2025-04-2918 Q&A exchanges
- Q4 FY2024Earnings2025-01-2126 Q&A exchanges
- Q3 FY2024Earnings2024-10-2223 Q&A exchanges
- Q2 FY2024Earnings2024-07-2321 Q&A exchanges
- Q1 FY2024Earnings2024-04-2314 Q&A exchanges
- Q4 FY2023Earnings2024-01-2331 Q&A exchanges
- Q3 FY2023Earnings2023-10-2434 Q&A exchanges
- Q2 FY2023Earnings2023-07-3135 Q&A exchanges
- Q1 FY2023Earnings2023-04-2520 Q&A exchanges
- Q4 FY2022Earnings2023-01-2426 Q&A exchanges
- Q3 FY2022Earnings2022-10-2437 Q&A exchanges
- Q2 FY2022Earnings2022-07-2522 Q&A exchanges
- Q1 FY2022Earnings2022-04-2527 Q&A exchanges
- Q4 FY2021Earnings2022-01-2428 Q&A exchanges
- Q3 FY2021Earnings2021-10-2514 Q&A exchanges
- Q2 FY2021Earnings2021-07-2622 Q&A exchanges
- Q1 FY2021Earnings2021-04-2615 Q&A exchanges
History
Earnings history
- Q3 FY20262026-10-19EPS— vs $1.18—Rev— vs ——EODHD
- Q2 FY20262026-07-27EPS$1.16 vs $1.19-2.5%Rev$268.4M vs ——EODHD
- Q1 FY20262026-04-28EPS$1.08 vs $1.09-0.9%Rev$258.6M vs ——EODHD
- Q4 FY20252026-01-26EPS$1.07 vs $1.13-5.3%Rev$263.8M vs ——EODHD
- Q3 FY20252025-10-20EPS$1.05 vs $1.050.0%Rev$256.2M vs ——EODHD
- Q2 FY20252025-07-21EPS$0.99 vs $1.01-2.0%Rev$247.4M vs ——EODHD
- Q1 FY20252025-04-27EPS$0.93 vs $0.91+2.2%Rev$243.7M vs ——EODHD
- Q4 FY20242025-01-20EPS$0.94 vs $0.91+3.3%Rev$246.2M vs ——EODHD
- Q3 FY20242024-10-21EPS$0.83 vs $0.88-5.7%Rev$240.1M vs ——EODHD
- Q2 FY20242024-07-22EPS$0.90 vs $0.81+11.1%Rev$231.4M vs ——EODHD
- Q1 FY20242024-04-22EPS$0.76 vs $0.78-2.6%Rev$222.9M vs ——EODHD
- Q4 FY20232024-01-22EPS$0.76 vs $0.84-9.5%Rev$214.1M vs ——EODHD
- Q3 FY20232023-10-23EPS$0.82 vs $0.88-6.8%Rev$205.1M vs ——EODHD
- Q2 FY20232023-07-30EPS$0.91 vs $0.85+7.1%Rev$197.6M vs ——EODHD
- Q1 FY20232023-04-24EPS$0.86 vs $0.91-5.5%Rev$139.1M vs ——EODHD
- Q4 FY20222023-01-23EPS$0.96 vs $0.93+3.2%Rev$187.7M vs ——EODHD
- Q3 FY20222022-10-23EPS$0.90 vs $0.92-2.2%Rev$181.1M vs ——EODHD
- Q2 FY20222022-07-24EPS$0.85 vs $0.84+1.2%Rev$170.3M vs ——EODHD
- Q1 FY20222022-04-24EPS$0.87 vs $0.76+14.5%Rev$163.4M vs ——EODHD
- Q4 FY20212022-01-23EPS$0.81 vs $0.82-1.2%Rev$162.7M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q3 FY2026 | 2026-10-19 | — | $1.18 | — | — | — | — | EODHD |
| Q2 FY2026 | 2026-07-27 | $1.16 | $1.19 | -2.5% | $268.4M | — | — | EODHD |
| Q1 FY2026 | 2026-04-28 | $1.08 | $1.09 | -0.9% | $258.6M | — | — | EODHD |
| Q4 FY2025 | 2026-01-26 | $1.07 | $1.13 | -5.3% | $263.8M | — | — | EODHD |
| Q3 FY2025 | 2025-10-20 | $1.05 | $1.05 | 0.0% | $256.2M | — | — | EODHD |
| Q2 FY2025 | 2025-07-21 | $0.99 | $1.01 | -2.0% | $247.4M | — | — | EODHD |
| Q1 FY2025 | 2025-04-27 | $0.93 | $0.91 | +2.2% | $243.7M | — | — | EODHD |
| Q4 FY2024 | 2025-01-20 | $0.94 | $0.91 | +3.3% | $246.2M | — | — | EODHD |
| Q3 FY2024 | 2024-10-21 | $0.83 | $0.88 | -5.7% | $240.1M | — | — | EODHD |
| Q2 FY2024 | 2024-07-22 | $0.90 | $0.81 | +11.1% | $231.4M | — | — | EODHD |
| Q1 FY2024 | 2024-04-22 | $0.76 | $0.78 | -2.6% | $222.9M | — | — | EODHD |
| Q4 FY2023 | 2024-01-22 | $0.76 | $0.84 | -9.5% | $214.1M | — | — | EODHD |
| Q3 FY2023 | 2023-10-23 | $0.82 | $0.88 | -6.8% | $205.1M | — | — | EODHD |
| Q2 FY2023 | 2023-07-30 | $0.91 | $0.85 | +7.1% | $197.6M | — | — | EODHD |
| Q1 FY2023 | 2023-04-24 | $0.86 | $0.91 | -5.5% | $139.1M | — | — | EODHD |
| Q4 FY2022 | 2023-01-23 | $0.96 | $0.93 | +3.2% | $187.7M | — | — | EODHD |
| Q3 FY2022 | 2022-10-23 | $0.90 | $0.92 | -2.2% | $181.1M | — | — | EODHD |
| Q2 FY2022 | 2022-07-24 | $0.85 | $0.84 | +1.2% | $170.3M | — | — | EODHD |
| Q1 FY2022 | 2022-04-24 | $0.87 | $0.76 | +14.5% | $163.4M | — | — | EODHD |
| Q4 FY2021 | 2022-01-23 | $0.81 | $0.82 | -1.2% | $162.7M | — | — | EODHD |
Source: EODHD. CBU reported actuals as published; sparse fields render as —.
Top executives
Executives who appear on this company's earnings calls in our corpus, with role and tenure sourced from SEC filings. Click any name for the full role timeline and call appearance history. Per-executive behavioral deviation metrics are available to research subscribers.
- Dimitar KaraivanovCEO2 yr 9 mo18 callsCurrent
- Marya Burgio WlosCFO1 yr 6 mono recorded callsCurrent
- Matthew K DurkeeSVP, Chief Banking Officer10 mono recorded callsCurrent
- Deresa Fischer DurkeeSVP, Chief Accounting Officer2 yr 1 mono recorded callsCurrent
- Jeffrey M LevySVP & Chief Banking Officer2 yr 8 mono recorded callsCurrent
- Maureen A Gillan-myerEVP, Chief Admin & HR Officer1 yr 8 mono recorded callsCurrent
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for CBU.
$ curl https://api.spokenalpha.com/v1/companies/CBUFAQ
Frequently asked about CBU
Where can I find COMMUNITY FINANCIAL SYSTEM, INC.'s (CBU) earnings call transcripts?
Spoken Alpha indexes CBU's earnings call transcripts at https://spokenalpha.com/companies/CBU. Each call links to attributed speakers and parsed analyst Q&A.
When was COMMUNITY FINANCIAL SYSTEM, INC.'s most recent earnings call?
COMMUNITY FINANCIAL SYSTEM, INC. (CBU) held its most recent earnings call on 2026-10-27, covering fiscal Q3 2026.
What sector is CBU in?
COMMUNITY FINANCIAL SYSTEM, INC. (CBU) operates in the Financial Services sector (Banks - Regional industry).