CAC
CAMDEN NATIONAL CORP
Overview
Camden National Corporation operates as a bank holding company providing retail and commercial banking services, wealth management, and financial advisory services through its subsidiary Camden National Bank and related entities to consumer, business, municipal, and nonprofit customers across Maine, New Hampshire, and select Massachusetts markets.
CAMDEN NATIONAL CORP is a Financial Services company operating in Banks - Regional with a $870.9M market cap.
Most recent reported earnings: Q2 FY2026 (Aug 3, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-2817 Q&A exchanges
- Q4 FY2025Earnings2026-01-2723 Q&A exchanges
- Q3 FY2025Earnings2025-10-2812 Q&A exchanges
- Q2 FY2025Earnings2025-07-2916 Q&A exchanges
- Q1 FY2025Earnings2025-05-0615 Q&A exchanges
- Q4 FY2024Earnings2025-01-2818 Q&A exchanges
- Q3 FY2024Earnings2024-10-2912 Q&A exchanges
- Q2 FY2024Earnings2024-07-3010 Q&A exchanges
- Q1 FY2024Earnings2024-04-3014 Q&A exchanges
- Q4 FY2023Earnings2024-01-3015 Q&A exchanges
- Q3 FY2023Earnings2023-10-3113 Q&A exchanges
- Q2 FY2023Earnings2023-07-2515 Q&A exchanges
- Q1 FY2023Earnings2023-04-2519 Q&A exchanges
- Q4 FY2022Earnings2023-01-3114 Q&A exchanges
- Q3 FY2022Earnings2022-10-2511 Q&A exchanges
- Q2 FY2022Earnings2022-07-267 Q&A exchanges
- Q1 FY2022Earnings2022-04-2616 Q&A exchanges
- Q4 FY2021Earnings2022-01-2514 Q&A exchanges
- Q3 FY2021Earnings2021-10-2631 Q&A exchanges
- Q2 FY2021Earnings2021-07-2711 Q&A exchanges
- Q1 FY2021Earnings2021-04-2719 Q&A exchanges
History
Earnings history
- Q2 FY20262026-08-03EPS— vs $1.31—Rev— vs ——EODHD
- Q1 FY20262026-04-27EPS$1.29 vs $1.25+3.2%Rev$78.4M vs ——EODHD
- Q4 FY20252026-01-26EPS$1.33 vs $1.32+0.8%Rev$96.2M vs ——EODHD
- Q3 FY20252025-10-27EPS$1.24 vs $1.19+4.2%Rev$92.6M vs ——EODHD
- Q2 FY20252025-07-28EPS$0.89 vs $1.11-19.8%Rev$90.7M vs ——EODHD
- Q1 FY20252025-05-05EPS$0.95 vs $0.99-4.0%Rev$87.9M vs ——EODHD
- Q4 FY20242025-01-27EPS$1.03 vs $0.89+15.7%Rev$74.3M vs ——EODHD
- Q3 FY20242024-10-28EPS$0.94 vs $0.83+13.3%Rev$73.8M vs ——EODHD
- Q2 FY20242024-07-29EPS$0.82 vs $0.71+15.5%Rev$71.5M vs ——EODHD
- Q1 FY20242024-04-29EPS$0.86 vs $0.71+21.1%Rev$70.2M vs ——EODHD
- Q4 FY20232024-01-29EPS$0.85 vs $0.80+6.3%Rev$64.4M vs ——EODHD
- Q3 FY20232023-10-30EPS$0.96 vs $0.75+28.0%Rev$61.4M vs ——EODHD
- Q2 FY20232023-07-24EPS$0.86 vs $0.81+6.2%Rev$64.9M vs ——EODHD
- Q1 FY20232023-04-24EPS$0.88 vs $0.880.0%Rev$59.6M vs ——EODHD
- Q4 FY20222023-01-30EPS$1.05 vs $1.04+1.0%Rev$58.1M vs ——EODHD
- Q3 FY20222022-10-24EPS$0.98 vs $1.06-7.5%Rev$53.3M vs ——EODHD
- Q2 FY20222022-07-25EPS$1.03 vs $1.08-4.6%Rev$50.0M vs ——EODHD
- Q1 FY20222022-04-25EPS$1.14 vs $0.98+16.3%Rev$47.6M vs ——EODHD
- Q4 FY20212022-01-24EPS$1.12 vs $1.01+10.9%Rev$50.4M vs ——EODHD
- Q3 FY20212021-10-25EPS$0.98 vs $1.01-3.0%Rev$47.4M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-08-03 | — | $1.31 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-04-27 | $1.29 | $1.25 | +3.2% | $78.4M | — | — | EODHD |
| Q4 FY2025 | 2026-01-26 | $1.33 | $1.32 | +0.8% | $96.2M | — | — | EODHD |
| Q3 FY2025 | 2025-10-27 | $1.24 | $1.19 | +4.2% | $92.6M | — | — | EODHD |
| Q2 FY2025 | 2025-07-28 | $0.89 | $1.11 | -19.8% | $90.7M | — | — | EODHD |
| Q1 FY2025 | 2025-05-05 | $0.95 | $0.99 | -4.0% | $87.9M | — | — | EODHD |
| Q4 FY2024 | 2025-01-27 | $1.03 | $0.89 | +15.7% | $74.3M | — | — | EODHD |
| Q3 FY2024 | 2024-10-28 | $0.94 | $0.83 | +13.3% | $73.8M | — | — | EODHD |
| Q2 FY2024 | 2024-07-29 | $0.82 | $0.71 | +15.5% | $71.5M | — | — | EODHD |
| Q1 FY2024 | 2024-04-29 | $0.86 | $0.71 | +21.1% | $70.2M | — | — | EODHD |
| Q4 FY2023 | 2024-01-29 | $0.85 | $0.80 | +6.3% | $64.4M | — | — | EODHD |
| Q3 FY2023 | 2023-10-30 | $0.96 | $0.75 | +28.0% | $61.4M | — | — | EODHD |
| Q2 FY2023 | 2023-07-24 | $0.86 | $0.81 | +6.2% | $64.9M | — | — | EODHD |
| Q1 FY2023 | 2023-04-24 | $0.88 | $0.88 | 0.0% | $59.6M | — | — | EODHD |
| Q4 FY2022 | 2023-01-30 | $1.05 | $1.04 | +1.0% | $58.1M | — | — | EODHD |
| Q3 FY2022 | 2022-10-24 | $0.98 | $1.06 | -7.5% | $53.3M | — | — | EODHD |
| Q2 FY2022 | 2022-07-25 | $1.03 | $1.08 | -4.6% | $50.0M | — | — | EODHD |
| Q1 FY2022 | 2022-04-25 | $1.14 | $0.98 | +16.3% | $47.6M | — | — | EODHD |
| Q4 FY2021 | 2022-01-24 | $1.12 | $1.01 | +10.9% | $50.4M | — | — | EODHD |
| Q3 FY2021 | 2021-10-25 | $0.98 | $1.01 | -3.0% | $47.4M | — | — | EODHD |
Source: EODHD. CAC reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks CAC's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 70% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $4.64 | $4.35 | +6.7% | -4.8% | -3.5% |
| Q4 FY2026 | $4.61 | $4.33 | +6.4% | +1.4% | +2.6% |
| Q3 FY2026 | $4.66 | $4.32 | +7.8% | -4.7% | -4.0% |
| Q2 FY2026 | $4.48 | $4.25 | +5.5% | -6.2% | -5.9% |
| Q1 FY2025 | $5.00 | $4.23 | +18.3% | -6.3% | -8.1% |
| Q4 FY2025 | $4.76 | $4.39 | +8.4% | -5.7% | -5.3% |
| Q3 FY2025 | $5.33 | $4.47 | +19.2% | -0.3% | -3.2% |
| Q2 FY2025 | $5.17 | $4.46 | +15.9% | +0.6% | +2.3% |
| Q1 FY2024 | $4.99 | $4.59 | +8.7% | -8.6% | -11.0% |
| Q4 FY2024 | $5.18 | $4.48 | +15.6% | +2.5% | +5.3% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Simon GriffithsCEO3 mo10 callsCurrentSample
CEO since 2026 • 2/2 beats (100%) • last guidance raise Q1 FY2026
- David AckleyEVP2 mono recorded callsCurrentSample
DIVISION_HEAD since 2026 • 2/2 beats (100%) • last guidance raise Q2 FY2026
- Renee SmythEVP3 mo9 callsCurrentSample
DIVISION_HEAD since 2026 • 1/2 beats (50%) • guidance suspended Q2 FY2026
- Ryan A SmithEVP3 mono recorded callsCurrentSample
DIVISION_HEAD since 2026 • 1/2 beats (50%) • last call held guidance Q1 FY2026
- Barbara RathsEVP3 mono recorded callsCurrentSample
DIVISION_HEAD since 2026 • 1/2 beats (50%) • last call held guidance Q3 FY2026
- Andrew ForbesEVP3 mono recorded callsCurrentSample
DIVISION_HEAD since 2026 • 1/2 beats (50%) • last guidance raise Q1 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for CAC.
$ curl https://api.spokenalpha.com/v1/companies/CACFAQ
Frequently asked about CAC
Where can I find CAMDEN NATIONAL CORP's (CAC) earnings call transcripts?
Spoken Alpha indexes CAC's earnings call transcripts at https://spokenalpha.com/companies/CAC. Each call links to attributed speakers and parsed analyst Q&A.
When was CAMDEN NATIONAL CORP's most recent earnings call?
CAMDEN NATIONAL CORP (CAC) held its most recent earnings call on 2026-04-28, covering fiscal Q1 2026.
What sector is CAC in?
CAMDEN NATIONAL CORP (CAC) operates in the Financial Services sector (Banks - Regional industry).