Spoken Alpha
BSAC
BANCO SANTANDER CHILE
Overview
BANCO SANTANDER CHILE is a Financial Services company operating in Banks - Regional with a $15.38B market cap.
Most recent earnings call: Q4 FY25 on Feb 5, 2026.
18 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q4 FY2025Earnings2026-02-0516 Q&A exchanges
- Q3 FY2025Earnings2025-11-056 Q&A exchanges
- Q2 FY2025Earnings2025-08-058 Q&A exchanges
- Q4 FY2024Earnings2025-06-169 Q&A exchanges
- Q1 FY2025Earnings2025-05-1111 Q&A exchanges
- Q3 FY2024Earnings2024-11-029 Q&A exchanges
- Q2 FY2024Earnings2024-08-0214 Q&A exchanges
- Q1 FY2024Earnings2024-05-1419 Q&A exchanges
- Q4 FY2023Earnings2024-02-0417 Q&A exchanges
- Q3 FY2023Earnings2023-11-0326 Q&A exchanges
- Q2 FY2023Earnings2023-08-0519 Q&A exchanges
- Q1 FY2023Earnings2023-04-2816 Q&A exchanges
- Q4 FY2022Earnings2023-02-0330 Q&A exchanges
- Q3 FY2022Earnings2022-10-2815 Q&A exchanges
- Q2 FY2022Earnings2022-07-3019 Q&A exchanges
- Q1 FY2022Earnings2022-04-3016 Q&A exchanges
- Q4 FY2021Earnings2022-02-0323 Q&A exchanges
- Q3 FY2021Earnings2021-10-2925 Q&A exchanges
History
Earnings history
Reported quarters with consensus, surprise, and 1-day reaction context.
Track Record
SampleSpoken Alpha tracks BSAC's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Misses consensus 10/10 quarters
SampleRepeated misses without a guidance reset suggest management is structurally optimistic relative to operating reality. Track whether next-quarter guidance is being benchmarked off the prior miss or the prior plan.
Missed in 4 of the last 4 quarters
SampleRecent misses matter more than long-window beat rate — the trailing 12 months drives the analyst model and the next-print bar.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2025 | $1.30 | $1.76 | -26.3% | -3.2% | -4.9% |
| Q4 FY2025 | $1.40 | $1.81 | -22.8% | +5.6% | +4.5% |
| Q3 FY2025 | $1.65 | $1.91 | -13.6% | -2.3% | +0.2% |
| Q2 FY2025 | $1.66 | $1.98 | -16.0% | +5.1% | +2.9% |
| Q1 FY2024 | $1.59 | $1.88 | -15.3% | +0.2% | +1.7% |
| Q4 FY2024 | $1.62 | $1.88 | -13.8% | -0.8% | -2.1% |
| Q3 FY2024 | $1.46 | $1.90 | -23.2% | -2.4% | -4.0% |
| Q2 FY2024 | $1.59 | $1.99 | -20.3% | +4.8% | +5.7% |
| Q1 FY2023 | $1.58 | $2.00 | -21.2% | +2.4% | -0.5% |
| Q4 FY2023 | $1.78 | $2.07 | -13.8% | +2.8% | +4.2% |
Guidance change history
Sample- Q1 FY2025Lowered2025-04-15
- Q4 FY2025Lowered2025-13-15
- Q3 FY2025Lowered2025-10-15
- Q2 FY2025Lowered2025-07-15
- Q1 FY2024Lowered2024-04-15
- Q4 FY2024Lowered2024-13-15
- Q3 FY2024Lowered2024-10-15
- Q2 FY2024Lowered2024-07-15
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for BSAC.
$ curl https://api.spokenalpha.com/v1/companies/BSACFAQ
Frequently asked about BSAC
Where can I find BANCO SANTANDER CHILE's (BSAC) earnings call transcripts?
Spoken Alpha indexes BSAC's earnings call transcripts at https://spokenalpha.com/companies/BSAC. Each call links to attributed speakers and parsed analyst Q&A. BANCO SANTANDER CHILE's own investor relations page is at https://ir.santander.cl/.
When was BANCO SANTANDER CHILE's most recent earnings call?
BANCO SANTANDER CHILE (BSAC) held its most recent earnings call on 2026-02-05, covering fiscal Q4 2025.
What sector is BSAC in?
BANCO SANTANDER CHILE (BSAC) operates in the Financial Services sector (Banks - Regional industry).