Spoken Alpha
BPOPO
POPULAR, INC.
Overview
Popular, Inc. operates as a diversified bank holding company providing retail, mortgage, and commercial banking services, as well as auto and equipment leasing and financing, primarily through subsidiaries Banco Popular de Puerto Rico and Popular Bank.
POPULAR, INC is a Financial Services company operating in Banks - Regional with a $5.32B market cap.
Most recent reported earnings: Q3 FY2025 (Nov 9, 2025).
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from Unknown source, 2026-06-21.
Transcripts
Recent earnings calls
History
Earnings history
- Q3 FY20252025-11-09EPS$3.14 vs $0.00—Rev$1.10B vs ——EODHD
- Q2 FY20252025-07-21EPS$3.09 vs ——Rev$1.07B vs ——EODHD
- Q1 FY20252025-05-11EPS$2.55 vs $0.00—Rev$1.03B vs ——EODHD
- Q4 FY20242025-03-02EPS$2.51 vs $0.00—Rev$1.05B vs ——EODHD
- Q1 FY20232023-04-25EPS$2.22 vs $0.00—Rev$867.1M vs ——EODHD
- Q4 FY20222023-01-24EPS$3.56 vs $0.00—Rev$783.2M vs ——EODHD
- Q3 FY20222022-10-25EPS$5.70 vs $0.00—Rev$1.05B vs ——EODHD
- Q2 FY20222022-07-27EPS$2.77 vs $0.00—Rev$698.1M vs ——EODHD
- Q1 FY20222022-04-25EPS$2.69 vs $0.00—Rev$653.5M vs ——EODHD
- Q4 FY20212022-01-26EPS$2.58 vs $0.00—Rev$695.2M vs ——EODHD
- Q3 FY20212021-10-19EPS$3.09 vs $0.00—Rev$686.5M vs ——EODHD
- Q2 FY20212021-07-21EPS$2.66 vs $0.00—Rev$673.4M vs ——EODHD
- Q1 FY20212021-04-27EPS$3.12 vs $0.00—Rev$664.6M vs ——EODHD
- Q4 FY20202021-01-27EPS$2.10 vs $0.00—Rev$651.1M vs ——EODHD
- Q3 FY20202020-10-27EPS$2.00 vs $0.00—Rev$630.2M vs ——EODHD
- Q2 FY20202020-07-22EPS$1.49 vs $0.00—Rev$610.8M vs ——EODHD
- Q1 FY20202020-04-29EPS$0.37 vs $0.00—Rev$666.7M vs ——EODHD
- Q4 FY20192020-01-27EPS$1.72 vs $0.00—Rev$701.8M vs ——EODHD
- Q3 FY20192019-10-22EPS$1.70 vs $0.00—Rev$705.2M vs ——EODHD
- Q2 FY20192019-07-23EPS$1.76 vs $0.00—Rev$699.4M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q3 FY2025 | 2025-11-09 | $3.14 | $0.00 | — | $1.10B | — | — | EODHD |
| Q2 FY2025 | 2025-07-21 | $3.09 | — | — | $1.07B | — | — | EODHD |
| Q1 FY2025 | 2025-05-11 | $2.55 | $0.00 | — | $1.03B | — | — | EODHD |
| Q4 FY2024 | 2025-03-02 | $2.51 | $0.00 | — | $1.05B | — | — | EODHD |
| Q1 FY2023 | 2023-04-25 | $2.22 | $0.00 | — | $867.1M | — | — | EODHD |
| Q4 FY2022 | 2023-01-24 | $3.56 | $0.00 | — | $783.2M | — | — | EODHD |
| Q3 FY2022 | 2022-10-25 | $5.70 | $0.00 | — | $1.05B | — | — | EODHD |
| Q2 FY2022 | 2022-07-27 | $2.77 | $0.00 | — | $698.1M | — | — | EODHD |
| Q1 FY2022 | 2022-04-25 | $2.69 | $0.00 | — | $653.5M | — | — | EODHD |
| Q4 FY2021 | 2022-01-26 | $2.58 | $0.00 | — | $695.2M | — | — | EODHD |
| Q3 FY2021 | 2021-10-19 | $3.09 | $0.00 | — | $686.5M | — | — | EODHD |
| Q2 FY2021 | 2021-07-21 | $2.66 | $0.00 | — | $673.4M | — | — | EODHD |
| Q1 FY2021 | 2021-04-27 | $3.12 | $0.00 | — | $664.6M | — | — | EODHD |
| Q4 FY2020 | 2021-01-27 | $2.10 | $0.00 | — | $651.1M | — | — | EODHD |
| Q3 FY2020 | 2020-10-27 | $2.00 | $0.00 | — | $630.2M | — | — | EODHD |
| Q2 FY2020 | 2020-07-22 | $1.49 | $0.00 | — | $610.8M | — | — | EODHD |
| Q1 FY2020 | 2020-04-29 | $0.37 | $0.00 | — | $666.7M | — | — | EODHD |
| Q4 FY2019 | 2020-01-27 | $1.72 | $0.00 | — | $701.8M | — | — | EODHD |
| Q3 FY2019 | 2019-10-22 | $1.70 | $0.00 | — | $705.2M | — | — | EODHD |
| Q2 FY2019 | 2019-07-23 | $1.76 | $0.00 | — | $699.4M | — | — | EODHD |
Source: EODHD. BPOPO reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks BPOPO's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 80% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $1.17 | $0.98 | +19.6% | -3.5% | -4.9% |
| Q4 FY2026 | $0.91 | $0.78 | +17.0% | -8.4% | -8.5% |
| Q3 FY2026 | $0.95 | $0.79 | +20.4% | -3.9% | -5.3% |
| Q2 FY2026 | $1.19 | $0.96 | +24.0% | -3.5% | -1.7% |
| Q1 FY2025 | $0.99 | $0.86 | +15.0% | -6.1% | -7.7% |
| Q4 FY2025 | $1.23 | $1.10 | +11.5% | -7.2% | -10.0% |
| Q3 FY2025 | $1.01 | $0.88 | +14.6% | -1.0% | -2.7% |
| Q2 FY2025 | $1.21 | $0.99 | +21.8% | +0.6% | -1.5% |
| Q1 FY2024 | $1.24 | $1.09 | +14.2% | -6.2% | -4.7% |
| Q4 FY2024 | $1.34 | $1.14 | +17.6% | +3.4% | +3.1% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Javier D FerrerCEO4 mo1 callCurrentSample
CEO since 2026 • 1/2 beats (50%) • last guidance raise Q1 FY2026
- Jorge J GarciaCFO4 mo9 callsCurrentSample
CFO since 2026 • 2/2 beats (100%) • last guidance raise Q1 FY2026
- Jose R Coleman-tioEVP & CHIEF LEGAL OFFICER4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 2/2 beats (100%) • guidance suspended Q2 FY2026
- Beatriz CastellviEVP & Chief Security Officer4 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last call held guidance Q1 FY2026
- Manuel ChineaExecutive Vice President4 mono recorded callsCurrentSample
OTHER since 2026 • 1/2 beats (50%) • last call held guidance Q1 FY2026
- Hector Alejandro FloresExecutive Vice President4 mono recorded callsCurrentSample
OTHER since 2026 • 2/2 beats (100%) • guidance suspended Q3 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for BPOPO.
$ curl https://api.spokenalpha.com/v1/companies/BPOPOFAQ
Frequently asked about BPOPO
Where can I find POPULAR, INC.'s (BPOPO) earnings call transcripts?
Spoken Alpha indexes BPOPO's earnings call transcripts at https://spokenalpha.com/companies/BPOPO. Each call links to attributed speakers and parsed analyst Q&A. POPULAR, INC.'s own investor relations page is at https://investor.popular.com/.
What sector is BPOPO in?
POPULAR, INC. (BPOPO) operates in the Financial Services sector (Banks - Regional industry).