Spoken Alpha
BOKF
BOK FINANCIAL CORP
Overview
BOK Financial operates as a financial holding company providing full-service banking across eight states (Oklahoma, Texas, New Mexico, Arkansas, Colorado, Arizona, Kansas, and Missouri) through its subsidiary bank BOKF, NA.
BOK FINANCIAL CORP is a Financial Services company operating in Banks - Regional with a $7.92B market cap.
Most recent reported earnings: Q2 FY2026 (Jul 19, 2026).
21 earnings calls indexed on Spoken Alpha.
Behavioral analysis
Management language signature
Disclosures
Investor Relations
Extracted from SEC 10-K filing, 2026-06-21.
Transcripts
Recent earnings calls
Most recent calls indexed for this ticker. Open any call to drill into prepared remarks and Q&A.
- Q1 FY2026Earnings2026-04-2116 Q&A exchanges
- Q4 FY2025Earnings2026-01-2039 Q&A exchanges
- Q3 FY2025Earnings2025-10-2127 Q&A exchanges
- Q2 FY2025Earnings2025-07-2318 Q&A exchanges
- Q1 FY2025Earnings2025-04-2217 Q&A exchanges
- Q4 FY2024Earnings2025-01-2132 Q&A exchanges
- Q3 FY2024Earnings2024-10-2215 Q&A exchanges
- Q2 FY2024Earnings2024-07-2320 Q&A exchanges
- Q1 FY2024Earnings2024-04-2421 Q&A exchanges
- Q4 FY2023Earnings2024-01-2435 Q&A exchanges
- Q3 FY2023Earnings2023-10-2528 Q&A exchanges
- Q2 FY2023Earnings2023-07-2630 Q&A exchanges
- Q1 FY2023Earnings2023-04-2627 Q&A exchanges
- Q4 FY2022Earnings2023-01-2523 Q&A exchanges
- Q3 FY2022Earnings2022-10-2615 Q&A exchanges
- Q2 FY2022Earnings2022-07-2726 Q&A exchanges
- Q1 FY2022Earnings2022-04-2741 Q&A exchanges
- Q4 FY2021Earnings2022-01-1917 Q&A exchanges
- Q3 FY2021Earnings2021-10-2017 Q&A exchanges
- Q2 FY2021Earnings2021-07-2124 Q&A exchanges
- Q1 FY2021Earnings2021-04-2131 Q&A exchanges
History
Earnings history
- Q2 FY20262026-07-19EPS— vs $2.46—Rev— vs ——EODHD
- Q1 FY20262026-04-19EPS$2.58 vs $2.31+11.5%Rev$827.2M vs ——EODHD
- Q4 FY20252026-01-14EPS$2.48 vs $2.16+14.8%Rev$840.7M vs ——EODHD
- Q3 FY20252025-10-19EPS$2.22 vs $2.15+3.3%Rev$844.5M vs ——EODHD
- Q2 FY20252025-07-20EPS$2.19 vs $1.99+10.1%Rev$842.8M vs ——EODHD
- Q1 FY20252025-04-20EPS$1.86 vs $1.99-6.5%Rev$797.6M vs ——EODHD
- Q4 FY20242025-01-16EPS$2.12 vs $1.98+7.1%Rev$758.8M vs ——EODHD
- Q3 FY20242024-10-20EPS$2.18 vs $1.98+10.1%Rev$879.4M vs ——EODHD
- Q2 FY20242024-07-21EPS$2.54 vs $2.36+7.6%Rev$923.0M vs ——EODHD
- Q1 FY20242024-04-23EPS$1.29 vs $1.73-25.4%Rev$800.6M vs ——EODHD
- Q4 FY20232024-01-23EPS$1.95 vs $1.75+11.4%Rev$794.7M vs ——EODHD
- Q3 FY20232023-10-24EPS$2.04 vs $2.09-2.4%Rev$806.8M vs ——EODHD
- Q2 FY20232023-07-25EPS$2.27 vs $2.26+0.4%Rev$771.1M vs ——EODHD
- Q1 FY20232023-04-25EPS$2.43 vs $2.31+5.2%Rev$688.8M vs ——EODHD
- Q4 FY20222023-01-24EPS$2.51 vs $2.25+11.6%Rev$631.2M vs ——EODHD
- Q3 FY20222022-10-25EPS$2.32 vs $1.99+16.6%Rev$542.4M vs ——EODHD
- Q2 FY20222022-07-26EPS$1.96 vs $1.43+37.1%Rev$453.4M vs ——EODHD
- Q1 FY20222022-04-26EPS$0.91 vs $1.25-27.2%Rev$363.1M vs ——EODHD
- Q4 FY20212022-01-18EPS$1.71 vs $1.81-5.5%Rev$435.0M vs ——EODHD
- Q3 FY20212021-10-19EPS$2.40 vs $1.78+34.8%Rev$514.3M vs ——EODHD
| Period | Reported | EPS actual | EPS consensus | EPS surprise | Revenue actual | Revenue consensus | Rev. surprise | Source |
|---|---|---|---|---|---|---|---|---|
| Q2 FY2026 | 2026-07-19 | — | $2.46 | — | — | — | — | EODHD |
| Q1 FY2026 | 2026-04-19 | $2.58 | $2.31 | +11.5% | $827.2M | — | — | EODHD |
| Q4 FY2025 | 2026-01-14 | $2.48 | $2.16 | +14.8% | $840.7M | — | — | EODHD |
| Q3 FY2025 | 2025-10-19 | $2.22 | $2.15 | +3.3% | $844.5M | — | — | EODHD |
| Q2 FY2025 | 2025-07-20 | $2.19 | $1.99 | +10.1% | $842.8M | — | — | EODHD |
| Q1 FY2025 | 2025-04-20 | $1.86 | $1.99 | -6.5% | $797.6M | — | — | EODHD |
| Q4 FY2024 | 2025-01-16 | $2.12 | $1.98 | +7.1% | $758.8M | — | — | EODHD |
| Q3 FY2024 | 2024-10-20 | $2.18 | $1.98 | +10.1% | $879.4M | — | — | EODHD |
| Q2 FY2024 | 2024-07-21 | $2.54 | $2.36 | +7.6% | $923.0M | — | — | EODHD |
| Q1 FY2024 | 2024-04-23 | $1.29 | $1.73 | -25.4% | $800.6M | — | — | EODHD |
| Q4 FY2023 | 2024-01-23 | $1.95 | $1.75 | +11.4% | $794.7M | — | — | EODHD |
| Q3 FY2023 | 2023-10-24 | $2.04 | $2.09 | -2.4% | $806.8M | — | — | EODHD |
| Q2 FY2023 | 2023-07-25 | $2.27 | $2.26 | +0.4% | $771.1M | — | — | EODHD |
| Q1 FY2023 | 2023-04-25 | $2.43 | $2.31 | +5.2% | $688.8M | — | — | EODHD |
| Q4 FY2022 | 2023-01-24 | $2.51 | $2.25 | +11.6% | $631.2M | — | — | EODHD |
| Q3 FY2022 | 2022-10-25 | $2.32 | $1.99 | +16.6% | $542.4M | — | — | EODHD |
| Q2 FY2022 | 2022-07-26 | $1.96 | $1.43 | +37.1% | $453.4M | — | — | EODHD |
| Q1 FY2022 | 2022-04-26 | $0.91 | $1.25 | -27.2% | $363.1M | — | — | EODHD |
| Q4 FY2021 | 2022-01-18 | $1.71 | $1.81 | -5.5% | $435.0M | — | — | EODHD |
| Q3 FY2021 | 2021-10-19 | $2.40 | $1.78 | +34.8% | $514.3M | — | — | EODHD |
Source: EODHD. BOKF reported actuals as published; sparse fields render as —.
Track Record
SampleSpoken Alpha tracks BOKF's historical accountability: how often management beat consensus, how the stock reacted, and how guidance evolved across the cycle. The figures below are illustrative placeholder data generated for layout — they will be replaced with real deviation metrics, True Consensus values, and EODHD price reactions as those data layers land.
Beats consensus 10/10 quarters but stock falls 60% of the time
SampleWhen a company consistently beats but the stock doesn't react, consensus is usually set too low or the buy-side number is materially above sell-side. Watch for guidance walk-downs ahead of the print.
Raised guidance 8 quarters in a row
SampleConsecutive raises tighten the bar quarter over quarter. Watch the most recent print for the magnitude of the beat — a smaller beat against a higher bar is the early signal that the regime is breaking.
Quarterly beats & misses
Sample| Quarter | Actual EPS | Consensus | Surprise | 1D | 5D |
|---|---|---|---|---|---|
| Q1 FY2026 | $4.18 | $3.12 | +34.0% | -3.9% | -4.8% |
| Q4 FY2026 | $4.13 | $2.96 | +39.5% | -2.9% | -4.1% |
| Q3 FY2026 | $4.47 | $3.10 | +44.1% | -4.3% | -4.2% |
| Q2 FY2026 | $3.90 | $2.97 | +31.4% | -0.1% | -0.2% |
| Q1 FY2025 | $4.15 | $3.08 | +34.7% | +0.7% | +3.3% |
| Q4 FY2025 | $4.63 | $3.18 | +45.7% | +0.2% | +1.2% |
| Q3 FY2025 | $4.79 | $3.26 | +46.8% | +1.9% | +3.5% |
| Q2 FY2025 | $4.08 | $3.04 | +34.1% | -6.5% | -7.3% |
| Q1 FY2024 | $4.19 | $3.10 | +35.2% | -6.8% | -4.1% |
| Q4 FY2024 | $4.39 | $3.15 | +39.3% | +2.2% | +1.3% |
Guidance change history
Sample- Q1 FY2026Raised2026-04-15
- Q4 FY2026Raised2026-13-15
- Q3 FY2026Raised2026-10-15
- Q2 FY2026Raised2026-07-15
- Q1 FY2025Raised2025-04-15
- Q4 FY2025Raised2025-13-15
- Q3 FY2025Raised2025-10-15
- Q2 FY2025Raised2025-07-15
Top executives
SampleSpoken Alpha builds an accountability record per executive — how the person's own guidance, language, and reactions have evolved across every call they've appeared on. The one-liners below are illustrative placeholder data pending the deviation v1 work. Click any name for the full role timeline and call appearance history.
- Stacy KymesCEO10 mo21 callsCurrentSample
CEO since 2025 • 2/4 beats (50%) • last guidance raise Q1 FY2026
- Martin E GrunstCFO5 mo13 callsCurrentSample
CFO since 2026 • 1/2 beats (50%) • last guidance raise Q1 FY2026
- Jeffrey A ReidEVP, Chief HR Officer5 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last call held guidance Q2 FY2026
- Christy K DabovalEVP, Chief Credit Officer5 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • guidance suspended Q3 FY2026
- Michael J RogersSVP, Chief Accounting Officer5 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • last guidance cut Q3 FY2026
- Derek MartinEVP, Chief Information Officer5 mono recorded callsCurrentSample
OTHER_C_SUITE since 2026 • 1/2 beats (50%) • guidance suspended Q3 FY2026
Peers
Other companies in Financial Services
Sector peers tracked by Spoken Alpha. Each links to the same machine-readable IR surface — earnings calls, executives, and accountability scores.
API
For developers and AI agents
The same data on this page is available as a machine-readable feed via the Spoken Alpha API. One call returns the IR URL, recent transcripts, and accountability scores for BOKF.
$ curl https://api.spokenalpha.com/v1/companies/BOKFFAQ
Frequently asked about BOKF
Where can I find BOK FINANCIAL CORP's (BOKF) earnings call transcripts?
Spoken Alpha indexes BOKF's earnings call transcripts at https://spokenalpha.com/companies/BOKF. Each call links to attributed speakers and parsed analyst Q&A. BOK FINANCIAL CORP's own investor relations page is at https://investor.bokf.com/overview/default.aspx.
When was BOK FINANCIAL CORP's most recent earnings call?
BOK FINANCIAL CORP (BOKF) held its most recent earnings call on 2026-04-21, covering fiscal Q1 2026.
What sector is BOKF in?
BOK FINANCIAL CORP (BOKF) operates in the Financial Services sector (Banks - Regional industry).